Credit Acceptance (CACC) to Release Earnings on Thursday

Credit Acceptance (NASDAQ:CACC) will likely be issuing its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect the company to announce earnings of $10.30 per share and revenue of $582.63 million for the quarter. Parties can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Friday, January 30, 2026 at 7:00 AM ET.

Credit Acceptance (NASDAQ:CACC) last issued its quarterly earnings data on Thursday, October 30th. The credit services provider reported $10.28 earnings per share (EPS) for the quarter, topping the consensus estimate of $9.61 by $0.67. Credit Acceptance had a net margin of 19.70% and a return on equity of 27.88%. The company had revenue of $405.10 million during the quarter, compared to the consensus estimate of $592.19 million. During the same quarter in the prior year, the firm earned $9.25 earnings per share. The firm’s revenue was up 5.8% compared to the same quarter last year. On average, analysts expect Credit Acceptance to post $53 EPS for the current fiscal year and $60 EPS for the next fiscal year.

Credit Acceptance Trading Down 0.2%

CACC opened at $441.22 on Thursday. The stock has a market capitalization of $4.87 billion, a P/E ratio of 11.68 and a beta of 1.24. Credit Acceptance has a 12 month low of $401.90 and a 12 month high of $560.00. The firm’s fifty day simple moving average is $455.71 and its 200 day simple moving average is $477.99. The company has a current ratio of 15.81, a quick ratio of 15.81 and a debt-to-equity ratio of 3.94.

Hedge Funds Weigh In On Credit Acceptance

Several hedge funds and other institutional investors have recently made changes to their positions in the company. Vestcor Inc bought a new stake in Credit Acceptance during the third quarter worth $50,000. Raymond James Financial Inc. bought a new position in shares of Credit Acceptance in the second quarter valued at about $150,000. Prudential Financial Inc. bought a new position in shares of Credit Acceptance in the second quarter valued at about $215,000. Creative Planning lifted its stake in shares of Credit Acceptance by 35.6% during the 2nd quarter. Creative Planning now owns 529 shares of the credit services provider’s stock worth $269,000 after buying an additional 139 shares during the last quarter. Finally, Russell Investments Group Ltd. boosted its holdings in shares of Credit Acceptance by 6.5% during the 2nd quarter. Russell Investments Group Ltd. now owns 685 shares of the credit services provider’s stock worth $349,000 after buying an additional 42 shares during the period. 81.71% of the stock is owned by institutional investors.

Wall Street Analyst Weigh In

A number of research firms recently issued reports on CACC. Weiss Ratings reiterated a “hold (c)” rating on shares of Credit Acceptance in a report on Wednesday, October 8th. TD Cowen raised shares of Credit Acceptance from a “sell” rating to a “hold” rating in a research note on Thursday, January 8th. Three equities research analysts have rated the stock with a Hold rating, According to MarketBeat, the company presently has an average rating of “Hold” and a consensus target price of $480.00.

About Credit Acceptance

Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk.

Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts.