Mastercard (MA) Projected to Post Quarterly Earnings on Thursday

Mastercard (NYSE:MA) is expected to be announcing its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect the company to announce earnings of $4.21 per share and revenue of $8.7969 billion for the quarter. Individuals may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Thursday, January 29, 2026 at 9:00 AM ET.

Mastercard (NYSE:MA) last announced its earnings results on Thursday, October 30th. The credit services provider reported $4.38 earnings per share for the quarter, beating analysts’ consensus estimates of $4.31 by $0.07. Mastercard had a net margin of 45.28% and a return on equity of 202.03%. The firm had revenue of $8.60 billion for the quarter, compared to analyst estimates of $8.53 billion. During the same quarter in the previous year, the firm posted $3.89 EPS. The company’s revenue for the quarter was up 16.7% compared to the same quarter last year. On average, analysts expect Mastercard to post $16 EPS for the current fiscal year and $19 EPS for the next fiscal year.

Mastercard Price Performance

MA stock opened at $527.57 on Thursday. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.12 and a quick ratio of 1.12. Mastercard has a 1 year low of $465.59 and a 1 year high of $601.77. The firm has a 50-day moving average of $555.69 and a 200 day moving average of $565.85. The company has a market cap of $473.75 billion, a P/E ratio of 33.73, a PEG ratio of 1.80 and a beta of 0.86.

Mastercard Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, February 9th. Stockholders of record on Friday, January 9th will be given a $0.87 dividend. The ex-dividend date of this dividend is Friday, January 9th. This represents a $3.48 annualized dividend and a dividend yield of 0.7%. This is an increase from Mastercard’s previous quarterly dividend of $0.76. Mastercard’s dividend payout ratio is currently 22.25%.

Key Mastercard News

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Partnership to modernize travel loyalty — Mastercard teamed with Agoda to offer more flexible travel rewards, supporting merchant/consumer engagement and cross-border volume growth. Agoda and Mastercard modernise loyalty programmes
• Positive Sentiment: Expanding emerging-market lending tools — Mastercard and iscore will study a new credit-scoring model to power digital lending in Egypt, which could boost network transaction growth and product adoption in MENA. Mastercard and iscore join forces
• Positive Sentiment: Positioning on AI and cybersecurity — CEO commentary and company initiatives highlight leadership in setting AI commerce rules and defensive investments against AI-driven fraud, supporting franchise durability and regulatory positioning. Exclusive: Mastercard moves to set the rules for AI-driven commerce
• Neutral Sentiment: Exploring crypto infrastructure — after acquisition talks, Mastercard is weighing an investment in crypto firm ZeroHash; strategic upside exists but outcome and returns are uncertain. Mastercard weighs investment in ZeroHash
• Neutral Sentiment: Community/brand initiatives — Mastercard showcased its Indigenous Playmaker Marketplace at Scotiabank Arena, reinforcing ESG/community engagement that supports brand and corporate relationships but has limited immediate revenue impact. Inside Mastercard’s Indigenous Playmaker Marketplace
• Neutral Sentiment: Macro/policy watch — industry debate over a proposed credit-card interest-rate cap could shift payments economics; networks are less exposed to interest income than banks, so impact on Mastercard is mixed. Jamie Dimon on credit card rate cap
• Negative Sentiment: Operational disruption in Brazil — Brazil’s central bank ordered liquidation of a Banco Master unit and Mastercard temporarily suspended cards, creating near-term payment flow and reputation risk in a key market. Brazil central bank liquidates Banco Master’s Will
• Negative Sentiment: Analyst/peer comparison favors Visa — Recent analysis highlights Visa’s scale, margins and lower valuation as advantages, which can pressure sentiment and relative valuation for MA. Visa vs. Mastercard analysis
• Negative Sentiment: Notable investor trimming — reports that value investor Guy Spier sold MA in Q4 can weigh on investor confidence even if motives are fund-specific. 4 Stocks Guy Spier Was Selling

Institutional Trading of Mastercard

Several institutional investors have recently added to or reduced their stakes in MA. Riggs Asset Managment Co. Inc. boosted its holdings in shares of Mastercard by 20.0% during the 2nd quarter. Riggs Asset Managment Co. Inc. now owns 108 shares of the credit services provider’s stock valued at $61,000 after acquiring an additional 18 shares during the last quarter. Resurgent Financial Advisors LLC boosted its holdings in Mastercard by 1.2% in the third quarter. Resurgent Financial Advisors LLC now owns 1,597 shares of the credit services provider’s stock worth $908,000 after purchasing an additional 19 shares during the last quarter. Silicon Valley Capital Partners grew its position in Mastercard by 1.1% in the 3rd quarter. Silicon Valley Capital Partners now owns 1,717 shares of the credit services provider’s stock worth $977,000 after purchasing an additional 19 shares during the period. Paces Ferry Wealth Advisors LLC grew its position in Mastercard by 2.5% in the 2nd quarter. Paces Ferry Wealth Advisors LLC now owns 909 shares of the credit services provider’s stock worth $511,000 after purchasing an additional 22 shares during the period. Finally, Blue Chip Partners LLC raised its stake in Mastercard by 3.6% during the 3rd quarter. Blue Chip Partners LLC now owns 657 shares of the credit services provider’s stock valued at $374,000 after buying an additional 23 shares during the last quarter. 97.28% of the stock is currently owned by hedge funds and other institutional investors.

Analysts Set New Price Targets

MA has been the topic of several research reports. Compass Point upgraded Mastercard from a “neutral” rating to a “buy” rating and lifted their price target for the company from $620.00 to $735.00 in a research report on Tuesday, January 13th. Royal Bank Of Canada boosted their target price on shares of Mastercard from $645.00 to $654.00 and gave the company a “buy” rating in a report on Friday, October 31st. Wall Street Zen downgraded shares of Mastercard from a “buy” rating to a “hold” rating in a research report on Sunday, December 14th. Morgan Stanley set a $665.00 price target on shares of Mastercard and gave the company an “overweight” rating in a research report on Friday, October 31st. Finally, TD Cowen restated a “buy” rating on shares of Mastercard in a report on Monday, January 12th. Four investment analysts have rated the stock with a Strong Buy rating, twenty-one have given a Buy rating and two have given a Hold rating to the company. According to data from MarketBeat, the company has a consensus rating of “Buy” and a consensus price target of $661.24.

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.