Metropolitan Bank (NYSE:MCB) Hits New 52-Week High After Earnings Beat

Metropolitan Bank Holding Corp. (NYSE:MCB)’s stock price hit a new 52-week high on Wednesday after the company announced better than expected quarterly earnings. The company traded as high as $89.41 and last traded at $85.5770, with a volume of 147481 shares. The stock had previously closed at $79.63.

The company reported $2.77 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.07 by $0.70. The business had revenue of $88.41 million for the quarter, compared to analysts’ expectations of $83.15 million. Metropolitan Bank had a return on equity of 9.73% and a net margin of 13.49%.

Metropolitan Bank Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 6th. Stockholders of record on Tuesday, January 27th will be paid a dividend of $0.20 per share. The ex-dividend date of this dividend is Tuesday, January 27th. This represents a $0.80 dividend on an annualized basis and a dividend yield of 0.9%. This is an increase from Metropolitan Bank’s previous quarterly dividend of $0.15. Metropolitan Bank’s dividend payout ratio is currently 9.02%.

Key Metropolitan Bank News

Here are the key news stories impacting Metropolitan Bank this week:

• Positive Sentiment: Q4 results beat expectations — Metropolitan reported net income of $28.9M, diluted EPS of $2.77 (well above consensus) and revenue of ~$88.4M, driving the immediate bullish reaction. Business Wire: Q4 and Full-Year 2025 Results
• Positive Sentiment: Management highlighted margin expansion and stronger profitability on the call and slides, which analysts and traders flagged as a key catalyst for the rally. Investing.com: Stock Jumps on Q4 & Margin Expansion
• Positive Sentiment: Forward guide: the bank plans ~12% loan growth in 2026, modest NIM expansion and continued branch expansion — signaling revenue runway and scale economics that support higher earnings. MSN: 12% Loan Growth & NIM Expansion Guidance
• Neutral Sentiment: Full earnings call transcript and slide deck provide more color on loan/deposit trends, capital and expense priorities for 2026 — useful for investors modeling forward performance. Seeking Alpha: Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Analyst coverage and street estimates remain supportive (KBW Outperform noted earlier); consensus forecasts expect continued EPS growth into the year. TipRanks: Call Highlights & Analyst Notes
• Negative Sentiment: Offsetting risk: recent data show notable insider selling and some institutional reductions in prior quarters, which could weigh on sentiment if sustained. QuiverQuant: Q4 Earnings & Insider/HF Activity

Wall Street Analysts Forecast Growth

Several brokerages recently commented on MCB. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Metropolitan Bank in a research report on Wednesday, October 8th. Keefe, Bruyette & Woods lowered their price objective on shares of Metropolitan Bank from $95.00 to $90.00 and set an “outperform” rating for the company in a research note on Monday, October 27th. Two equities research analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company’s stock. According to MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $84.50.

Insider Buying and Selling at Metropolitan Bank

In related news, CFO Daniel F. Dougherty acquired 1,000 shares of the business’s stock in a transaction on Monday, October 27th. The shares were bought at an average cost of $71.66 per share, with a total value of $71,660.00. Following the completion of the transaction, the chief financial officer directly owned 27,341 shares of the company’s stock, valued at $1,959,256.06. This trade represents a 3.80% increase in their position. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, EVP Nick Rosenberg sold 625 shares of the business’s stock in a transaction dated Wednesday, December 10th. The stock was sold at an average price of $80.41, for a total value of $50,256.25. Following the transaction, the executive vice president owned 27,089 shares in the company, valued at approximately $2,178,226.49. This represents a 2.26% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders bought 1,167 shares of company stock valued at $83,010 in the last three months. Company insiders own 6.09% of the company’s stock.

Institutional Investors Weigh In On Metropolitan Bank

Several hedge funds have recently modified their holdings of the stock. Daytona Street Capital LLC acquired a new stake in Metropolitan Bank in the fourth quarter valued at approximately $199,000. Allspring Global Investments Holdings LLC boosted its stake in shares of Metropolitan Bank by 9.6% in the fourth quarter. Allspring Global Investments Holdings LLC now owns 4,502 shares of the company’s stock valued at $344,000 after purchasing an additional 393 shares during the period. SG Americas Securities LLC boosted its stake in shares of Metropolitan Bank by 26.0% in the fourth quarter. SG Americas Securities LLC now owns 8,055 shares of the company’s stock valued at $615,000 after purchasing an additional 1,660 shares during the period. JPMorgan Chase & Co. grew its holdings in Metropolitan Bank by 53.7% during the 3rd quarter. JPMorgan Chase & Co. now owns 178,363 shares of the company’s stock valued at $13,345,000 after purchasing an additional 62,327 shares in the last quarter. Finally, Tudor Investment Corp ET AL purchased a new stake in Metropolitan Bank during the 3rd quarter worth $2,185,000. 79.83% of the stock is currently owned by hedge funds and other institutional investors.

Metropolitan Bank Price Performance

The company has a current ratio of 0.98, a quick ratio of 0.98 and a debt-to-equity ratio of 0.23. The stock has a market cap of $933.32 million, a PE ratio of 13.63 and a beta of 1.13. The company’s 50 day moving average is $77.42 and its 200-day moving average is $75.26.

Metropolitan Bank Company Profile

Metropolitan Bank (NYSE:MCB), through its principal subsidiary Metropolitan Commercial Bank, operates as a New York–based regional financial institution providing a range of commercial and consumer banking services. The company offers deposit products including checking, savings and money market accounts, as well as business and personal certificates of deposit. On the lending side, Metropolitan Bank extends commercial real estate financing, equipment loans, working capital lines of credit and consumer installment loans tailored to the needs of small- and medium-sized enterprises and individual customers.

In addition to traditional deposit and lending services, Metropolitan Bank provides specialized treasury and cash-management solutions, foreign exchange services and letters of credit for both domestic businesses and multinational clients.