Simmons First National (NASDAQ:SFNC) Trading Up 7.1% Following Earnings Beat

Simmons First National Corporation (NASDAQ:SFNC) shares rose 7.1% during mid-day trading on Wednesday after the company announced better than expected quarterly earnings. The stock traded as high as $20.83 and last traded at $20.6440. Approximately 876,136 shares were traded during trading, a decline of 11% from the average daily volume of 988,477 shares. The stock had previously closed at $19.28.

The bank reported $0.54 earnings per share for the quarter, beating the consensus estimate of $0.49 by $0.05. Simmons First National had a negative net margin of 27.83% and a positive return on equity of 6.70%. The firm had revenue of $249.00 million for the quarter, compared to analysts’ expectations of $238.68 million. During the same period in the prior year, the firm earned $0.39 EPS. The business’s revenue was up 19.4% on a year-over-year basis.

Simmons First National Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Monday, December 15th were paid a $0.2125 dividend. The ex-dividend date was Monday, December 15th. This represents a $0.85 annualized dividend and a yield of 4.0%. Simmons First National’s payout ratio is -29.01%.

More Simmons First National News

Here are the key news stories impacting Simmons First National this week:

• Positive Sentiment: Beat on EPS and revenue — Q4 adjusted diluted EPS of $0.54 and total revenue of $249.0M topped consensus, driven by higher core revenue. Simmons First quarterly net income, revenue beat estimates
• Positive Sentiment: Margin expansion — reported net interest margin rose ~31 bps to 3.81% and cost of deposits declined ~21 bps, supporting stronger pre‑provision net revenue (PPNR). Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Positive Sentiment: 2026 targets conservative — management is guiding to low- to mid-single-digit loan growth and stable NIM while prioritizing core deposits, signaling measured balance‑sheet growth rather than aggressive risk-taking. Simmons First National targets low to mid-single-digit loan growth and stable NIM for 2026 while focusing on core deposits
• Positive Sentiment: Capital and profitability metrics showed improvement — ROAA/ROE recovery and strengthened capital ratios (CET1 ~11.6%), supporting dividend and balance‑sheet stability. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Neutral Sentiment: Earnings-call color and slides available — the transcript and slide deck give more detail on portfolio mix, margin drivers and credit outlook for investors modeling forward results. Simmons First National Corporation (SFNC) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Market coverage and snapshots emphasize the beat and margin story — useful for quick comparables and consensus reconciliation. Simmons First National beats Q4 expectations on strong margin growth
• Negative Sentiment: Credit noise: net charge-offs rose (NCO ratio ~1.12%) linked to two previously disclosed relationships and a run‑off portfolio; provision for credit losses was elevated — these items increase near‑term credit cost uncertainty. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Negative Sentiment: Some year‑over‑year deposit contraction and elevated nonperforming metrics vs. recent quarters could concern investors if trends persist. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54

Wall Street Analyst Weigh In

SFNC has been the topic of a number of recent research reports. National Bankshares set a $21.00 price target on shares of Simmons First National in a research report on Wednesday. Zacks Research lowered shares of Simmons First National from a “strong-buy” rating to a “hold” rating in a research report on Monday, October 13th. Morgan Stanley started coverage on shares of Simmons First National in a research report on Tuesday, October 28th. They issued a “positive” rating and a $22.00 price target for the company. Robert W. Baird raised Simmons First National from a “hold” rating to a “strong-buy” rating in a report on Wednesday, November 19th. Finally, Weiss Ratings reaffirmed a “sell (d+)” rating on shares of Simmons First National in a research report on Monday, December 29th. Two research analysts have rated the stock with a Strong Buy rating, two have given a Buy rating, three have given a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $22.17.

Insider Buying and Selling

In related news, Director Steven A. Cosse bought 8,603 shares of the business’s stock in a transaction on Thursday, October 30th. The shares were purchased at an average price of $17.44 per share, for a total transaction of $150,036.32. Following the completion of the transaction, the director directly owned 113,652 shares of the company’s stock, valued at approximately $1,982,090.88. This represents a 8.19% increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available through this link. 1.44% of the stock is currently owned by insiders.

Institutional Trading of Simmons First National

A number of hedge funds have recently made changes to their positions in SFNC. EverSource Wealth Advisors LLC increased its stake in shares of Simmons First National by 197.5% in the second quarter. EverSource Wealth Advisors LLC now owns 1,663 shares of the bank’s stock valued at $32,000 after buying an additional 1,104 shares during the period. Jones Financial Companies Lllp grew its holdings in Simmons First National by 42.5% during the 3rd quarter. Jones Financial Companies Lllp now owns 2,175 shares of the bank’s stock worth $43,000 after acquiring an additional 649 shares during the last quarter. Osaic Holdings Inc. increased its position in Simmons First National by 32.0% in the 2nd quarter. Osaic Holdings Inc. now owns 2,658 shares of the bank’s stock valued at $50,000 after acquiring an additional 644 shares during the period. GAMMA Investing LLC increased its position in Simmons First National by 35.2% in the 2nd quarter. GAMMA Investing LLC now owns 3,426 shares of the bank’s stock valued at $65,000 after acquiring an additional 892 shares during the period. Finally, Covestor Ltd raised its stake in shares of Simmons First National by 68.4% during the third quarter. Covestor Ltd now owns 5,938 shares of the bank’s stock valued at $114,000 after acquiring an additional 2,412 shares during the last quarter. 27.58% of the stock is owned by institutional investors and hedge funds.

Simmons First National Trading Up 8.9%

The company has a debt-to-equity ratio of 0.20, a current ratio of 0.88 and a quick ratio of 0.88. The company has a market cap of $3.04 billion, a price-to-earnings ratio of -7.58 and a beta of 0.89. The business’s fifty day moving average price is $18.91 and its 200 day moving average price is $19.23.

Simmons First National Company Profile

Simmons First National Corporation (NASDAQ:SFNC) is a bank holding company headquartered in Pine Bluff, Arkansas. Through its primary operating subsidiary, Simmons Bank, the company maintains a network of more than 200 branches across Arkansas, Tennessee, Missouri, Mississippi, Texas, Oklahoma and North Carolina. Simmons First National offers a full suite of financial services to individuals, small businesses and commercial clients, emphasizing relationship-driven community banking.

The company’s core business activities span deposit-taking, lending and payment services.