Ally Financial (NYSE:ALLY) Price Target Raised to $57.00 at Deutsche Bank Aktiengesellschaft

Ally Financial (NYSE:ALLY) had its target price boosted by Deutsche Bank Aktiengesellschaft from $55.00 to $57.00 in a research note released on Thursday morning, Marketbeat.com reports. The brokerage currently has a buy rating on the financial services provider’s stock.

Several other analysts have also issued reports on ALLY. JPMorgan Chase & Co. upped their target price on Ally Financial from $43.00 to $48.00 and gave the stock an “overweight” rating in a report on Monday, January 12th. UBS Group set a $48.00 price target on Ally Financial in a research report on Monday, January 12th. Morgan Stanley set a $53.00 price objective on Ally Financial and gave the company an “overweight” rating in a report on Tuesday, December 16th. Truist Financial raised their target price on shares of Ally Financial from $47.00 to $51.00 and gave the company a “buy” rating in a research note on Monday, December 22nd. Finally, The Goldman Sachs Group reaffirmed a “neutral” rating and set a $55.00 price target on shares of Ally Financial in a research report on Tuesday, January 6th. Thirteen research analysts have rated the stock with a Buy rating and four have given a Hold rating to the company. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $50.50.

Ally Financial Price Performance

NYSE:ALLY opened at $41.91 on Thursday. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 1.30. The firm has a market cap of $12.91 billion, a PE ratio of 17.83, a price-to-earnings-growth ratio of 0.21 and a beta of 1.17. Ally Financial has a 12 month low of $29.52 and a 12 month high of $47.27. The company’s 50-day moving average price is $43.37 and its two-hundred day moving average price is $41.11.

Ally Financial (NYSE:ALLY) last announced its earnings results on Wednesday, January 21st. The financial services provider reported $1.09 EPS for the quarter, topping the consensus estimate of $1.01 by $0.08. Ally Financial had a return on equity of 10.40% and a net margin of 10.77%.The company had revenue of $2.17 billion for the quarter, compared to analysts’ expectations of $2.15 billion. During the same quarter in the prior year, the business earned $0.78 earnings per share. The business’s revenue for the quarter was up 4.8% on a year-over-year basis. On average, equities analysts anticipate that Ally Financial will post 3.57 EPS for the current fiscal year.

Ally Financial announced that its board has authorized a stock repurchase program on Wednesday, December 10th that allows the company to buyback $2.00 billion in shares. This buyback authorization allows the financial services provider to repurchase up to 15.3% of its stock through open market purchases. Stock buyback programs are typically a sign that the company’s board of directors believes its shares are undervalued.

Ally Financial Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Tuesday, February 17th. Stockholders of record on Monday, February 2nd will be issued a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a dividend yield of 2.9%. The ex-dividend date of this dividend is Monday, February 2nd. Ally Financial’s dividend payout ratio is 72.29%.

Institutional Investors Weigh In On Ally Financial

A number of hedge funds have recently made changes to their positions in ALLY. Sweeney & Michel LLC boosted its position in Ally Financial by 4.0% during the 3rd quarter. Sweeney & Michel LLC now owns 6,663 shares of the financial services provider’s stock worth $246,000 after buying an additional 256 shares during the period. Signaturefd LLC lifted its holdings in shares of Ally Financial by 2.0% during the fourth quarter. Signaturefd LLC now owns 13,933 shares of the financial services provider’s stock worth $631,000 after purchasing an additional 277 shares during the period. MAI Capital Management lifted its holdings in shares of Ally Financial by 45.1% during the second quarter. MAI Capital Management now owns 975 shares of the financial services provider’s stock worth $38,000 after purchasing an additional 303 shares during the period. Bessemer Group Inc. grew its stake in shares of Ally Financial by 33.5% in the third quarter. Bessemer Group Inc. now owns 1,234 shares of the financial services provider’s stock worth $49,000 after purchasing an additional 310 shares during the last quarter. Finally, Econ Financial Services Corp increased its holdings in Ally Financial by 0.5% in the second quarter. Econ Financial Services Corp now owns 59,993 shares of the financial services provider’s stock valued at $2,337,000 after purchasing an additional 311 shares during the period. 88.76% of the stock is currently owned by institutional investors and hedge funds.

Key Stories Impacting Ally Financial

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Ally beat Q4 estimates — EPS $1.09 vs. $1.01 consensus, revenue grew to $2.17B, provisions and expenses declined, and loan/deposit balances increased. The beat supports near‑term earnings momentum. ALLY Q4 Earnings Beat
• Positive Sentiment: Board authorized a $2.0B share buyback, signaling aggressive capital return that can boost EPS and support the share price. Buyback Announcement
• Positive Sentiment: Deutsche Bank raised its price target to $57 and kept a Buy rating, implying meaningful upside from current levels and lending analyst support. Deutsche Bank PT Raise
• Neutral Sentiment: Quarterly dividend re‑declared at $0.30/share (payable Feb 17), supporting yield income for investors. Earnings & Dividend Release
• Neutral Sentiment: Options market shows increased activity and positioning that some interpret as expectations for larger intraday moves — this can amplify volatility but is not directional by itself. Options Activity
• Neutral Sentiment: Full earnings call transcript and slide deck are available for detail on management commentary and forward outlook — useful for assessing guidance and portfolio mix. Earnings Call Transcript
• Negative Sentiment: Investors focused on weakness in the auto‑finance business; several outlets reported share weakness tied to softness in auto lending trends. That pressure can hurt growth expectations for Ally’s core segment. Auto Finance Weakness
• Negative Sentiment: Margins missed earlier guidance in commentary, per reporting, which raised concerns about sustained NIM expansion and near‑term profitability. Margin Guidance Miss
• Negative Sentiment: At least one analyst downgraded to Hold after a recent rally, flagging capital allocation risk and relatively low pro‑forma CET1 (~8.3%) after the buyback — a reminder of balance‑sheet tradeoffs. Analyst Downgrade

Ally Financial Company Profile

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.