Kingstone Companies (NASDAQ:KINS – Get Free Report) and Hagerty (NYSE:HGTY – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, earnings, profitability, institutional ownership and dividends.
Insider & Institutional Ownership
14.9% of Kingstone Companies shares are held by institutional investors. Comparatively, 20.5% of Hagerty shares are held by institutional investors. 5.1% of Kingstone Companies shares are held by insiders. Comparatively, 16.7% of Hagerty shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.
Valuation and Earnings
This table compares Kingstone Companies and Hagerty”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Kingstone Companies | $155.14 million | 1.41 | $18.36 million | $2.19 | 7.06 |
| Hagerty | $1.20 billion | 3.66 | $17.02 million | $0.28 | 45.88 |
Kingstone Companies has higher earnings, but lower revenue than Hagerty. Kingstone Companies is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.
Analyst Recommendations
This is a summary of recent ratings and price targets for Kingstone Companies and Hagerty, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Kingstone Companies | 0 | 0 | 1 | 0 | 3.00 |
| Hagerty | 0 | 4 | 5 | 0 | 2.56 |
Hagerty has a consensus price target of $14.13, indicating a potential upside of 9.96%. Given Hagerty’s higher possible upside, analysts clearly believe Hagerty is more favorable than Kingstone Companies.
Profitability
This table compares Kingstone Companies and Hagerty’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Kingstone Companies | 15.68% | 33.69% | 7.48% |
| Hagerty | 5.85% | 16.85% | 4.94% |
Risk and Volatility
Kingstone Companies has a beta of 0.42, suggesting that its share price is 58% less volatile than the S&P 500. Comparatively, Hagerty has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500.
Summary
Hagerty beats Kingstone Companies on 8 of the 14 factors compared between the two stocks.
About Kingstone Companies
Kingstone Companies, Inc., through its subsidiary, provides property and casualty insurance products to individuals in the United States. It offers personal line of insurance products, such as homeowners and dwelling fire, cooperative/condominiums, renters, and personal umbrella policies. The company also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. In addition, it offers reinsurance products. The company underwrites its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
About Hagerty
Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.
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