SoFi Technologies (SOFI) Expected to Announce Earnings on Friday

SoFi Technologies (NASDAQ:SOFI) is projected to issue its Q4 2025 results before the market opens on Friday, January 30th. Analysts expect the company to announce earnings of $0.11 per share and revenue of $984.7470 million for the quarter. SoFi Technologies has set its FY 2025 guidance at 0.370-0.370 EPS. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 30, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last released its earnings results on Tuesday, October 28th. The company reported $0.11 EPS for the quarter, beating the consensus estimate of $0.09 by $0.02. The company had revenue of $949.63 million during the quarter, compared to analysts’ expectations of $880.33 million. SoFi Technologies had a return on equity of 5.12% and a net margin of 19.29%.The business’s revenue was up 37.7% on a year-over-year basis. During the same period in the prior year, the business posted $0.05 EPS. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Stock Up 1.8%

Shares of NASDAQ:SOFI opened at $26.09 on Friday. The firm has a market cap of $31.46 billion, a PE ratio of 48.32, a price-to-earnings-growth ratio of 1.61 and a beta of 1.92. The company has a fifty day simple moving average of $27.13 and a 200 day simple moving average of $26.09. The company has a current ratio of 0.80, a quick ratio of 0.16 and a debt-to-equity ratio of 0.31. SoFi Technologies has a 12-month low of $8.60 and a 12-month high of $32.73.

Insiders Place Their Bets

In other SoFi Technologies news, insider Arun Pinto sold 46,132 shares of the business’s stock in a transaction on Friday, November 21st. The stock was sold at an average price of $24.76, for a total transaction of $1,142,228.32. Following the completion of the transaction, the insider owned 138,396 shares in the company, valued at approximately $3,426,684.96. The trade was a 25.00% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CTO Jeremy Rishel sold 91,837 shares of the stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $26.64, for a total value of $2,446,537.68. Following the completion of the transaction, the chief technology officer directly owned 794,598 shares of the company’s stock, valued at approximately $21,168,090.72. The trade was a 10.36% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders sold 167,245 shares of company stock worth $4,362,815. Insiders own 2.60% of the company’s stock.

Hedge Funds Weigh In On SoFi Technologies

A number of institutional investors and hedge funds have recently added to or reduced their stakes in SOFI. Brighton Jones LLC boosted its stake in SoFi Technologies by 2.0% during the fourth quarter. Brighton Jones LLC now owns 719,288 shares of the company’s stock valued at $11,077,000 after buying an additional 14,281 shares in the last quarter. State of Wyoming raised its position in SoFi Technologies by 6.3% in the second quarter. State of Wyoming now owns 14,139 shares of the company’s stock worth $257,000 after acquiring an additional 836 shares in the last quarter. Maia Wealth LLC acquired a new stake in SoFi Technologies in the 3rd quarter valued at about $258,000. Ausdal Financial Partners Inc. boosted its position in shares of SoFi Technologies by 12.9% during the 2nd quarter. Ausdal Financial Partners Inc. now owns 15,394 shares of the company’s stock valued at $280,000 after purchasing an additional 1,762 shares in the last quarter. Finally, Larson Financial Group LLC grew its stake in shares of SoFi Technologies by 453.7% in the 3rd quarter. Larson Financial Group LLC now owns 11,195 shares of the company’s stock worth $296,000 after purchasing an additional 9,173 shares during the last quarter. 38.43% of the stock is owned by institutional investors.

Wall Street Analyst Weigh In

Several research analysts have weighed in on SOFI shares. The Goldman Sachs Group decreased their price objective on shares of SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a report on Tuesday, January 6th. Morgan Stanley lifted their price target on SoFi Technologies from $13.00 to $18.00 and gave the stock an “underweight” rating in a research note on Monday, September 29th. Citigroup increased their target price on SoFi Technologies from $28.00 to $37.00 and gave the stock a “buy” rating in a report on Wednesday, October 29th. Bank of America began coverage on SoFi Technologies in a research report on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 target price for the company. Finally, Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research note on Wednesday, October 8th. One research analyst has rated the stock with a Strong Buy rating, six have given a Buy rating, twelve have issued a Hold rating and three have given a Sell rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and an average price target of $25.50.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.