Analyzing Intercorp Financial Services (NYSE:IFS) & BTCS (NASDAQ:BTCS)

BTCS (NASDAQ:BTCS) and Intercorp Financial Services (NYSE:IFS) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, institutional ownership, valuation, profitability, earnings, analyst recommendations and dividends.

Profitability

This table compares BTCS and Intercorp Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BTCS	464.44%	-25.01%	-18.86%
Intercorp Financial Services	28.41%	17.27%	2.03%

Institutional and Insider Ownership

3.5% of BTCS shares are held by institutional investors. 42.8% of BTCS shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings and price targets for BTCS and Intercorp Financial Services, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BTCS	0	2	1	0	2.33
Intercorp Financial Services	0	1	2	0	2.67

BTCS presently has a consensus target price of $7.00, suggesting a potential upside of 162.17%. Intercorp Financial Services has a consensus target price of $48.00, suggesting a potential upside of 2.02%. Given BTCS’s higher probable upside, analysts clearly believe BTCS is more favorable than Intercorp Financial Services.

Earnings and Valuation

This table compares BTCS and Intercorp Financial Services”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BTCS	$4.07 million	30.73	-$1.27 million	$0.72	3.71
Intercorp Financial Services	$1.68 billion	3.20	$346.47 million	$4.72	9.97

Intercorp Financial Services has higher revenue and earnings than BTCS. BTCS is trading at a lower price-to-earnings ratio than Intercorp Financial Services, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

BTCS has a beta of 1.54, indicating that its stock price is 54% more volatile than the S&P 500. Comparatively, Intercorp Financial Services has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.

Summary

Intercorp Financial Services beats BTCS on 8 of the 14 factors compared between the two stocks.

About BTCS

BTCS Inc. operates in blockchain technology sector the United States. Its blockchain-infrastructure secures and operates validator nodes on disruptive blockchain networks, as well as validates transactions for crypto holding delegations on dPoS blockchains. The company offers StakeSeeker, a cryptocurrency dashboard and staking-as-a-service platform that allows crypto asset holders to earn rewards by participating in network consensus mechanisms; and Builder+, a Ethereum block builder offered to maximize validator earnings by utilizing algorithms to construct optimized blocks for on-chain validation. In addition, it is involved in the development of ChainQ, an AI-powered blockchain data and analytics platform, which allows users to query real-time and historical on-chain blockchain data. The company was formerly known as Bitcoin Shop, Inc. and changed its name to BTCS Inc. in July 2015. BTCS Inc. was founded in 2014 and is based in Silver Spring, Maryland.

About Intercorp Financial Services

Intercorp Financial Services Inc., together with its subsidiaries, offers banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company provides loans, credit facilities, deposits, and current accounts; life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and brokerage and investment management services. It engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. The company was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.