First Commonwealth Financial (FCF) to Release Quarterly Earnings on Tuesday

First Commonwealth Financial (NYSE:FCF) is anticipated to post its Q4 2025 results after the market closes on Tuesday, January 27th. Analysts expect the company to announce earnings of $0.41 per share and revenue of $135.6250 million for the quarter. Investors are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 2:00 PM ET.

First Commonwealth Financial (NYSE:FCF) last issued its quarterly earnings data on Tuesday, October 28th. The bank reported $0.39 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.41 by ($0.02). The firm had revenue of $135.98 million for the quarter, compared to analyst estimates of $136.30 million. First Commonwealth Financial had a net margin of 20.00% and a return on equity of 10.12%. During the same quarter in the prior year, the firm posted $0.31 EPS. On average, analysts expect First Commonwealth Financial to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

First Commonwealth Financial Stock Performance

Shares of FCF opened at $17.45 on Friday. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.94 and a current ratio of 0.94. The firm has a market cap of $1.81 billion, a P/E ratio of 12.65 and a beta of 0.79. The firm’s 50 day moving average price is $16.91 and its two-hundred day moving average price is $16.80. First Commonwealth Financial has a twelve month low of $13.54 and a twelve month high of $18.42.

First Commonwealth Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Friday, November 21st. Stockholders of record on Friday, November 7th were issued a $0.135 dividend. The ex-dividend date was Friday, November 7th. This represents a $0.54 annualized dividend and a dividend yield of 3.1%. First Commonwealth Financial’s dividend payout ratio (DPR) is presently 39.13%.

First Commonwealth Financial announced that its board has initiated a stock repurchase program on Monday, December 1st that authorizes the company to buyback $25.00 million in outstanding shares. This buyback authorization authorizes the bank to buy up to 1.5% of its stock through open market purchases. Stock buyback programs are typically a sign that the company’s board believes its stock is undervalued.

Insider Activity

In other First Commonwealth Financial news, EVP Michael P. Mccuen acquired 3,090 shares of the business’s stock in a transaction on Friday, November 21st. The stock was purchased at an average price of $16.19 per share, with a total value of $50,027.10. Following the acquisition, the executive vice president directly owned 62,111 shares of the company’s stock, valued at approximately $1,005,577.09. This trade represents a 5.24% increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CFO James R. Reske sold 2,072 shares of the stock in a transaction that occurred on Monday, January 5th. The stock was sold at an average price of $16.74, for a total transaction of $34,685.28. Following the transaction, the chief financial officer owned 80,311 shares in the company, valued at approximately $1,344,406.14. The trade was a 2.52% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 5,555 shares of company stock worth $90,752 over the last 90 days. 2.17% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On First Commonwealth Financial

Several institutional investors have recently made changes to their positions in the stock. EverSource Wealth Advisors LLC increased its stake in First Commonwealth Financial by 2,250.5% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 2,609 shares of the bank’s stock worth $42,000 after acquiring an additional 2,498 shares during the period. iSAM Funds UK Ltd acquired a new stake in shares of First Commonwealth Financial during the 3rd quarter worth $85,000. BNP Paribas Financial Markets grew its holdings in shares of First Commonwealth Financial by 46.9% during the 2nd quarter. BNP Paribas Financial Markets now owns 10,480 shares of the bank’s stock worth $170,000 after purchasing an additional 3,344 shares in the last quarter. CIBC Bancorp USA Inc. bought a new position in shares of First Commonwealth Financial in the third quarter worth $190,000. Finally, Creative Planning bought a new position in shares of First Commonwealth Financial in the third quarter worth $196,000. 72.58% of the stock is currently owned by institutional investors.

Analyst Upgrades and Downgrades

A number of brokerages recently weighed in on FCF. Raymond James Financial set a $20.00 target price on shares of First Commonwealth Financial and gave the stock an “outperform” rating in a report on Wednesday, January 7th. Piper Sandler assumed coverage on shares of First Commonwealth Financial in a report on Wednesday, December 17th. They issued an “overweight” rating and a $21.00 price objective on the stock. DA Davidson lowered shares of First Commonwealth Financial from a “strong-buy” rating to a “hold” rating in a research report on Monday, October 20th. Weiss Ratings restated a “buy (b-)” rating on shares of First Commonwealth Financial in a research note on Thursday. Finally, Zacks Research lowered shares of First Commonwealth Financial from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, September 30th. Five research analysts have rated the stock with a Buy rating and three have given a Hold rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $19.92.

About First Commonwealth Financial

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a bank holding company whose primary subsidiary is First Commonwealth Bank. Established in 1889 as Indiana National Bank, the company has grown through a combination of organic expansion and strategic acquisitions to build a diversified platform of commercial banking, retail banking and wealth management services.

First Commonwealth offers a comprehensive suite of financial products, including deposit accounts, personal and business lending solutions, mortgage origination and servicing, treasury management, and trust and investment services.