Michael George Rhodes Purchases 23,800 Shares of Ally Financial (NYSE:ALLY) Stock

Ally Financial Inc. (NYSE:ALLY) CEO Michael George Rhodes bought 23,800 shares of the stock in a transaction dated Friday, January 23rd. The shares were acquired at an average cost of $41.68 per share, for a total transaction of $991,984.00. Following the completion of the acquisition, the chief executive officer directly owned 49,434 shares of the company’s stock, valued at approximately $2,060,409.12. This trade represents a 92.85% increase in their position. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website.

Ally Financial Trading Down 2.0%

Shares of ALLY stock opened at $41.15 on Friday. The stock has a market cap of $12.67 billion, a P/E ratio of 17.51, a price-to-earnings-growth ratio of 0.20 and a beta of 1.17. Ally Financial Inc. has a 1 year low of $29.52 and a 1 year high of $47.27. The company has a current ratio of 0.92, a quick ratio of 0.92 and a debt-to-equity ratio of 1.30. The stock has a 50 day simple moving average of $43.40 and a 200 day simple moving average of $41.12.

Ally Financial (NYSE:ALLY) last posted its quarterly earnings data on Wednesday, January 21st. The financial services provider reported $1.09 EPS for the quarter, topping analysts’ consensus estimates of $1.01 by $0.08. The firm had revenue of $2.17 billion for the quarter, compared to analyst estimates of $2.15 billion. Ally Financial had a return on equity of 10.40% and a net margin of 10.77%.The company’s revenue was up 4.8% on a year-over-year basis. During the same quarter last year, the company earned $0.78 EPS. On average, research analysts predict that Ally Financial Inc. will post 3.57 earnings per share for the current fiscal year.

Ally Financial declared that its board has approved a share buyback plan on Wednesday, December 10th that authorizes the company to repurchase $2.00 billion in shares. This repurchase authorization authorizes the financial services provider to buy up to 15.3% of its shares through open market purchases. Shares repurchase plans are typically an indication that the company’s leadership believes its shares are undervalued.

Ally Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Monday, February 2nd will be paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 2.9%. The ex-dividend date of this dividend is Monday, February 2nd. Ally Financial’s payout ratio is 51.06%.

Hedge Funds Weigh In On Ally Financial

Institutional investors and hedge funds have recently bought and sold shares of the company. Allworth Financial LP boosted its stake in shares of Ally Financial by 385.2% during the second quarter. Allworth Financial LP now owns 752 shares of the financial services provider’s stock valued at $29,000 after purchasing an additional 597 shares in the last quarter. Mather Group LLC. bought a new position in Ally Financial in the 3rd quarter valued at approximately $31,000. Hantz Financial Services Inc. raised its holdings in Ally Financial by 662.0% in the 2nd quarter. Hantz Financial Services Inc. now owns 823 shares of the financial services provider’s stock valued at $32,000 after buying an additional 715 shares during the last quarter. Westside Investment Management Inc. boosted its position in Ally Financial by 116.8% during the 2nd quarter. Westside Investment Management Inc. now owns 837 shares of the financial services provider’s stock worth $34,000 after buying an additional 451 shares during the period. Finally, MAI Capital Management grew its holdings in Ally Financial by 45.1% during the 2nd quarter. MAI Capital Management now owns 975 shares of the financial services provider’s stock worth $38,000 after acquiring an additional 303 shares during the last quarter. Institutional investors and hedge funds own 88.76% of the company’s stock.

Ally Financial News Summary

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: CEO Michael George Rhodes bought 23,800 shares (~$992k), increasing his stake ~93%, signaling insider confidence in the stock. SEC Filing
• Positive Sentiment: Q4 results: Ally beat EPS expectations, reported y/y revenue growth and said provisions and expenses declined; management authorized a $2 billion share buyback — supportive for EPS and capital return. Ally Financial Pops on Q4 Earnings Beat and $2 Billion Buyback
• Positive Sentiment: Deutsche Bank raised its price target to $57 and kept a “buy” rating, implying ~38% upside from recent levels — a likely support for investor sentiment. Deutsche Bank Raises Price Target on Ally Financial
• Neutral Sentiment: Options-market activity suggests traders are positioning for near-term movement in ALLY, which could amplify volatility around catalysts. Is the Options Market Predicting a Spike in Ally Financial Stock?
• Neutral Sentiment: Full Q4 earnings call/transcript available for details on guidance, credit outlook and capital plans — useful for investors assessing forward drivers. Q4 2025 Earnings Call Transcript
• Negative Sentiment: Coverage flagged softness in auto-lending margins and that margins fell short of prior guidance — a key concern given Ally’s large auto-finance exposure. Ally Shares Drop as Margin Falls Short of Earlier Guidance
• Negative Sentiment: Some outlets report Q4 sales came in below analyst estimates and investors are focusing on auto-finance weakness; shares initially dropped ~3% on that flow. Ally Financial Shares Fall 3% as Investors Focus on Auto Finance Weakness
• Negative Sentiment: Analyst note/downgrade: after the rally and a bigger buyback, one analyst cut to “Hold” citing elevated capital-allocation risk and a pro forma CET1 near ~8.3%, which could constrain future flexibility. Ally Financial Takes A More Aggressive Capital Allocation Approach (Downgrade)

Analysts Set New Price Targets

Several equities analysts have commented on ALLY shares. Evercore ISI raised shares of Ally Financial from an “in-line” rating to an “outperform” rating and raised their target price for the company from $48.00 to $53.00 in a report on Tuesday, January 6th. Royal Bank Of Canada reissued an “outperform” rating and issued a $52.00 price objective on shares of Ally Financial in a research note on Monday, January 12th. Wall Street Zen downgraded shares of Ally Financial from a “buy” rating to a “hold” rating in a research report on Sunday, November 9th. The Goldman Sachs Group reaffirmed a “neutral” rating and issued a $55.00 target price on shares of Ally Financial in a report on Tuesday, January 6th. Finally, BTIG Research reiterated a “neutral” rating on shares of Ally Financial in a research note on Tuesday, January 6th. Fourteen research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $50.50.

About Ally Financial

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.