Texas Capital Bancshares (NASDAQ:TCBI) Stock Price Expected to Rise, Royal Bank Of Canada Analyst Says

Texas Capital Bancshares (NASDAQ:TCBI) had its target price raised by investment analysts at Royal Bank Of Canada from $105.00 to $110.00 in a report issued on Friday, MarketBeat reports. The firm presently has a “sector perform” rating on the bank’s stock. Royal Bank Of Canada’s target price suggests a potential upside of 13.34% from the company’s current price.

Several other research analysts have also issued reports on the stock. Zacks Research lowered shares of Texas Capital Bancshares from a “strong-buy” rating to a “hold” rating in a report on Thursday, October 9th. Weiss Ratings raised shares of Texas Capital Bancshares from a “hold (c+)” rating to a “buy (b-)” rating in a report on Friday, October 31st. Piper Sandler boosted their price objective on shares of Texas Capital Bancshares from $86.00 to $96.00 and gave the company a “neutral” rating in a research note on Friday. TD Cowen reaffirmed a “hold” rating on shares of Texas Capital Bancshares in a research note on Wednesday, January 7th. Finally, Hovde Group lifted their target price on shares of Texas Capital Bancshares from $85.00 to $93.00 and gave the stock a “market perform” rating in a research note on Thursday, October 23rd. Four equities research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat, Texas Capital Bancshares currently has an average rating of “Hold” and a consensus price target of $98.73.

Texas Capital Bancshares Stock Down 5.1%

Shares of TCBI opened at $97.05 on Friday. The stock has a market capitalization of $4.43 billion, a PE ratio of 14.27, a P/E/G ratio of 0.69 and a beta of 0.67. The company has a current ratio of 1.00, a quick ratio of 1.00 and a debt-to-equity ratio of 0.19. Texas Capital Bancshares has a 12 month low of $59.37 and a 12 month high of $105.36. The firm’s 50 day moving average is $93.38 and its 200-day moving average is $87.95.

Texas Capital Bancshares (NASDAQ:TCBI) last posted its quarterly earnings results on Thursday, January 22nd. The bank reported $2.08 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.78 by $0.30. Texas Capital Bancshares had a net margin of 16.52% and a return on equity of 10.05%. The business had revenue of $327.48 million for the quarter, compared to analyst estimates of $324.09 million. During the same quarter last year, the business posted $1.43 EPS. Equities research analysts forecast that Texas Capital Bancshares will post 5.84 EPS for the current year.

Insider Buying and Selling at Texas Capital Bancshares

In other news, Director Robert W. Stallings acquired 5,000 shares of Texas Capital Bancshares stock in a transaction dated Monday, October 27th. The stock was purchased at an average cost of $20.68 per share, with a total value of $103,400.00. Following the completion of the purchase, the director directly owned 275,913 shares in the company, valued at approximately $5,705,880.84. This trade represents a 1.85% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. 1.72% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Texas Capital Bancshares

A number of hedge funds have recently made changes to their positions in the company. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its stake in Texas Capital Bancshares by 4.6% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,603 shares of the bank’s stock worth $2,062,000 after buying an additional 1,206 shares during the period. Goldman Sachs Group Inc. grew its position in shares of Texas Capital Bancshares by 3.7% during the 1st quarter. Goldman Sachs Group Inc. now owns 560,070 shares of the bank’s stock valued at $41,837,000 after acquiring an additional 20,231 shares during the period. United Services Automobile Association purchased a new position in Texas Capital Bancshares in the 1st quarter valued at about $230,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its position in Texas Capital Bancshares by 29.5% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 107,761 shares of the bank’s stock worth $8,050,000 after acquiring an additional 24,538 shares during the last quarter. Finally, Wealth Enhancement Advisory Services LLC grew its holdings in shares of Texas Capital Bancshares by 22.8% in the second quarter. Wealth Enhancement Advisory Services LLC now owns 8,682 shares of the bank’s stock valued at $745,000 after purchasing an additional 1,614 shares during the period. 96.88% of the stock is currently owned by hedge funds and other institutional investors.

Trending Headlines about Texas Capital Bancshares

Here are the key news stories impacting Texas Capital Bancshares this week:

• Positive Sentiment: Q4 results beat expectations — EPS and revenue topped estimates, net income rose 44% year‑over‑year and book/tangible book value per share increased 13% Y/Y; management highlighted strong capital ratios. GlobeNewswire: Q4 and Full Year 2025 Results
• Positive Sentiment: Net interest income and revenue strength helped margins and capital — NII growth and improved capital ratios (CET1 12.1%) underpin the results and investor confidence. Zacks: Q4 Earnings Beat on Strong NII
• Positive Sentiment: Share buyback capacity — board authorized up to $200M repurchases through 2026 and the company repurchased a large block in Q4, which supports shareholder value. GlobeNewswire: Q4 Release (repurchase program)
• Neutral Sentiment: Analysts raised price targets after the quarter (DA Davidson to $104, RBC to $110, Piper Sandler to $96) but the ratings are neutral/sector‑perform — bullish on valuation upside but not unanimous upgrade to buy. The Fly: DA Davidson PT Raise The Fly: RBC PT Raise TickerReport: Piper Sandler PT Raise
• Neutral Sentiment: Investor resources published call transcript and presentation — useful for digging into lender commentary and guidance but not new headline news. Seeking Alpha: Q4 Earnings Call Transcript
• Negative Sentiment: Credit‑quality and asset trends showed deterioration sequentially — criticized loans and non‑accrual loans increased q/q and net charge‑offs were elevated, which raises investor concern about loan portfolio trends. GlobeNewswire: Credit Quality / Loan Metrics
• Negative Sentiment: Some operating metrics slipped q/q — net interest margin declined modestly from the prior quarter and non‑interest income (investment banking, trading) was down, reducing sequential earnings momentum. Zacks: NII and Expenses Analysis

Texas Capital Bancshares Company Profile

Texas Capital Bancshares, Inc is a bank holding company headquartered in Dallas, Texas, operating through its wholly owned subsidiary, Texas Capital Bank. The company specializes in providing commercial banking services to middle-market companies, entrepreneurs, professional service firms, real estate developers, and not-for-profit organizations. Its broad range of offerings includes commercial lending, treasury and cash management, real estate finance, equipment finance, and energy lending, all designed to address the unique financial needs of businesses navigating growth and market challenges.

In addition to its core commercial banking capabilities, Texas Capital Bancshares delivers private banking and wealth management services for business owners and high-net-worth individuals.