UBS Group Reaffirms Neutral Rating for Lloyds Banking Group (LON:LLOY)

Lloyds Banking Group (LON:LLOY)‘s stock had its “neutral” rating reaffirmed by investment analysts at UBS Group in a note issued to investors on Friday, Marketbeat.com reports. They presently have a GBX 103 target price on the financial services provider’s stock. UBS Group’s price target indicates a potential upside of 1.33% from the stock’s current price.

LLOY has been the topic of several other reports. Keefe, Bruyette & Woods restated an “outperform” rating and set a GBX 93 price objective on shares of Lloyds Banking Group in a research report on Friday, October 10th. JPMorgan Chase & Co. raised their price target on Lloyds Banking Group from GBX 102 to GBX 117 and gave the company a “neutral” rating in a report on Tuesday, January 20th. Royal Bank Of Canada boosted their price objective on Lloyds Banking Group from GBX 100 to GBX 110 and gave the company an “outperform” rating in a research report on Tuesday, October 28th. Shore Capital reaffirmed a “hold” rating and issued a GBX 84 price objective on shares of Lloyds Banking Group in a research note on Wednesday, November 19th. Finally, Barclays lifted their target price on Lloyds Banking Group from GBX 100 to GBX 120 and gave the company an “overweight” rating in a research note on Wednesday, January 7th. Five investment analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the stock. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average price target of GBX 104.33.

Lloyds Banking Group Trading Down 0.2%

Shares of Lloyds Banking Group stock opened at GBX 101.65 on Friday. The company’s fifty day simple moving average is GBX 96.73 and its two-hundred day simple moving average is GBX 87.80. Lloyds Banking Group has a 12-month low of GBX 60.30 and a 12-month high of GBX 103.55. The company has a market cap of £59.73 billion, a P/E ratio of 17.83, a PEG ratio of 1.84 and a beta of 1.23.

Lloyds Banking Group (LON:LLOY) last announced its quarterly earnings data on Thursday, December 11th. The financial services provider reported GBX 6.30 earnings per share (EPS) for the quarter. Lloyds Banking Group had a return on equity of 11.22% and a net margin of 16.66%. Analysts predict that Lloyds Banking Group will post 7.3199528 EPS for the current fiscal year.

Key Lloyds Banking Group News

Here are the key news stories impacting Lloyds Banking Group this week:

• Positive Sentiment: Analyst upgrades and higher price targets: Deutsche Bank raised its target from GBX 100 to GBX 110 and maintained a “buy” rating, while JPMorgan raised its target to GBX 117 — signals that brokers expect stronger upside. Deutsche Bank upgrade JPMorgan target raise
• Positive Sentiment: Group set to report a rise in annual profits despite a hit from the motor-finance arm — suggests core retail and margins are strong enough to offset that business-line weakness. Profit outlook article
• Positive Sentiment: Funding / balance-sheet management: Lloyds will call and redeem €500m of senior floating-rate notes one year early — reduces near-term interest exposure and signals excess liquidity or proactive liability management. Debt redemption announcement
• Neutral Sentiment: Strategic tech investment: Lloyds is scaling up AI targets and planning broad workforce AI training — potential medium-term efficiency gains, but benefits are incremental and execution-dependent. AI training article
• Neutral Sentiment: Broker maintains neutrality: UBS reaffirmed a “neutral” rating with a GBX 103 target — shows mixed analyst views despite some upgrades. UBS rating
• Negative Sentiment: Motor-finance pressure: the motor-finance business is a visible drag and could weigh on near-term profits / credit costs if conditions worsen — a risk to watch in the upcoming results. Motor finance headwind
• Negative Sentiment: Branch closures: Lloyds, Halifax and Bank of Scotland plan to close 71 UK branches in 2026 — reduces costs but may hurt customer access/reputation in local markets. Branch closures list

About Lloyds Banking Group

We are the largest UK retail and commercial financial services provider with over 25 million customers and a presence in nearly every community.

The Group’s main business activities are retail and commercial banking, general insurance and long-term savings, provided through the largest branch network and digital bank in the UK, with well recognised brands including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows.

Our shares are quoted on the London and New York stock exchanges and we are one of the largest companies in the FTSE 100 index.