Commerzbank Aktiengesellschaft FI Raises Holdings in Visa Inc. $V

Commerzbank Aktiengesellschaft FI raised its position in Visa Inc. (NYSE:V) by 48.2% in the 3rd quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The institutional investor owned 496,495 shares of the credit-card processor’s stock after acquiring an additional 161,415 shares during the period. Visa comprises approximately 3.5% of Commerzbank Aktiengesellschaft FI’s holdings, making the stock its 5th largest holding. Commerzbank Aktiengesellschaft FI’s holdings in Visa were worth $169,493,000 at the end of the most recent reporting period.

A number of other hedge funds also recently modified their holdings of V. Harbor Asset Planning Inc. acquired a new stake in Visa during the second quarter worth $29,000. Sagard Holdings Management Inc. acquired a new position in shares of Visa in the 2nd quarter valued at $31,000. Bare Financial Services Inc lifted its holdings in shares of Visa by 287.0% during the 2nd quarter. Bare Financial Services Inc now owns 89 shares of the credit-card processor’s stock worth $32,000 after acquiring an additional 66 shares during the period. Hoese & Co LLP acquired a new stake in shares of Visa during the 2nd quarter valued at about $36,000. Finally, Winnow Wealth LLC acquired a new stake in shares of Visa during the 2nd quarter valued at about $40,000. Institutional investors own 82.15% of the company’s stock.

Visa Stock Down 0.1%

Shares of V opened at $326.01 on Monday. The company has a market capitalization of $593.90 billion, a P/E ratio of 31.93, a PEG ratio of 1.92 and a beta of 0.81. Visa Inc. has a one year low of $299.00 and a one year high of $375.51. The business’s 50 day simple moving average is $338.50 and its 200-day simple moving average is $342.31. The company has a debt-to-equity ratio of 0.53, a current ratio of 1.08 and a quick ratio of 1.08.

Visa (NYSE:V) last issued its quarterly earnings data on Tuesday, October 28th. The credit-card processor reported $2.98 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.97 by $0.01. The firm had revenue of $10.72 billion during the quarter, compared to the consensus estimate of $10.60 billion. Visa had a return on equity of 60.31% and a net margin of 50.15%.The business’s revenue for the quarter was up 11.5% compared to the same quarter last year. During the same quarter in the previous year, the company posted $2.71 EPS. As a group, sell-side analysts predict that Visa Inc. will post 11.3 EPS for the current fiscal year.

Visa Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, December 1st. Investors of record on Wednesday, November 12th were issued a $0.67 dividend. This is a positive change from Visa’s previous quarterly dividend of $0.59. This represents a $2.68 dividend on an annualized basis and a dividend yield of 0.8%. The ex-dividend date of this dividend was Wednesday, November 12th. Visa’s dividend payout ratio (DPR) is presently 26.25%.

Key Stories Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Analysts remain upbeat ahead of earnings — JPMorgan and others expect resilient consumer spending and solid growth at Visa and Mastercard into the Jan. 29 earnings window, which supports upside if volume and revenue trends hold. Visa, Mastercard Head Into Earnings With Spending Holding Firm
• Positive Sentiment: Partnership expansion into crypto-to-fiat rails via Mercuryo could open new volume and fees through Visa Direct and faster fiat conversions, a potential long-term revenue tailwind if adoption scales. Visa Brings Crypto-To-Fiat Convenience To Millions Via Mercuryo
• Neutral Sentiment: Wall Street broadly expects earnings growth for the quarter, which tempers downside risk — but forecasts leave little margin for a surprise beat, so guidance will drive near-term moves. Visa (V) Reports Next Week: Wall Street Expects Earnings Growth
• Neutral Sentiment: Industry commentary at Davos frames stablecoins (USDC) as complementary infrastructure rather than direct competition to card networks — this reduces regulatory/competitive threat but leaves blockchain adoption as a parallel opportunity. Circle CEO says USDC is a neutral layer, not a rival to Visa or Mastercard
• Negative Sentiment: Caution from some analysts: rising incentives and operating costs plus Visa’s rich valuation are cited as reasons to wait before buying ahead of the report — any weak guidance on margins or incentives could pressure the stock. Thinking of Buying Visa Before Q1 Earnings? You Might Want to Wait

Insider Buying and Selling

In other Visa news, insider Paul D. Fabara sold 2,172 shares of the firm’s stock in a transaction dated Friday, November 21st. The shares were sold at an average price of $325.93, for a total value of $707,919.96. Following the completion of the sale, the insider owned 26,413 shares in the company, valued at approximately $8,608,789.09. This trade represents a 7.60% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink. Also, Director Lloyd Carney sold 900 shares of the company’s stock in a transaction that occurred on Tuesday, November 4th. The stock was sold at an average price of $336.48, for a total transaction of $302,832.00. Following the transaction, the director owned 2,468 shares in the company, valued at $830,432.64. The trade was a 26.72% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 24,042 shares of company stock worth $8,247,289 in the last 90 days. Corporate insiders own 0.12% of the company’s stock.

Analyst Ratings Changes

Several research analysts recently issued reports on V shares. UBS Group reissued a “buy” rating on shares of Visa in a research report on Tuesday, January 13th. Hsbc Global Res upgraded Visa from a “hold” rating to a “strong-buy” rating in a research note on Monday, December 8th. KeyCorp restated an “overweight” rating and set a $405.00 target price on shares of Visa in a research report on Wednesday, October 22nd. Evercore ISI set a $380.00 price target on Visa in a research note on Friday, December 12th. Finally, Robert W. Baird set a $425.00 price objective on Visa in a research note on Wednesday, October 29th. Four analysts have rated the stock with a Strong Buy rating, nineteen have issued a Buy rating and four have issued a Hold rating to the stock. According to data from MarketBeat, Visa has an average rating of “Buy” and an average price target of $401.52.

Visa Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.