Affirm (AFRM) to Release Earnings on Thursday

Affirm (NASDAQ:AFRM) is projected to release its Q2 2026 results after the market closes on Thursday, February 5th. Analysts expect Affirm to post earnings of $0.28 per share and revenue of $1.0579 billion for the quarter. Individuals may visit the the company’s upcoming Q2 2026 earning results page for the latest details on the call scheduled for Thursday, February 5, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last issued its quarterly earnings results on Thursday, November 6th. The company reported $0.23 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.11 by $0.12. The firm had revenue of $933.34 million for the quarter, compared to analyst estimates of $881.83 million. Affirm had a return on equity of 7.75% and a net margin of 6.74%.The company’s revenue was up 33.6% compared to the same quarter last year. During the same period in the previous year, the firm earned ($0.31) earnings per share. On average, analysts expect Affirm to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Affirm Stock Performance

Shares of AFRM stock opened at $65.36 on Thursday. The firm has a 50 day moving average of $72.45 and a 200-day moving average of $74.53. The company has a market cap of $21.57 billion, a price-to-earnings ratio of 97.55, a price-to-earnings-growth ratio of 3.12 and a beta of 3.57. The company has a quick ratio of 12.80, a current ratio of 12.80 and a debt-to-equity ratio of 2.40. Affirm has a 52 week low of $30.90 and a 52 week high of $100.00.

Insiders Place Their Bets

In other news, CEO Max R. Levchin sold 666,666 shares of the company’s stock in a transaction that occurred on Monday, January 5th. The stock was sold at an average price of $80.62, for a total value of $53,746,612.92. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Also, CFO Robert O’hare sold 36,401 shares of the company’s stock in a transaction on Monday, January 5th. The shares were sold at an average price of $80.00, for a total value of $2,912,080.00. Following the completion of the transaction, the chief financial officer owned 1,368 shares of the company’s stock, valued at $109,440. This trade represents a 96.38% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 711,256 shares of company stock worth $57,231,923 over the last ninety days. Insiders own 11.01% of the company’s stock.

Institutional Trading of Affirm

Several hedge funds have recently added to or reduced their stakes in AFRM. Triumph Capital Management purchased a new stake in shares of Affirm during the 3rd quarter worth approximately $31,000. Larson Financial Group LLC grew its holdings in Affirm by 74.5% during the third quarter. Larson Financial Group LLC now owns 499 shares of the company’s stock valued at $36,000 after purchasing an additional 213 shares during the period. Livforsakringsbolaget Skandia Omsesidigt purchased a new stake in Affirm in the third quarter worth $131,000. Harvest Fund Management Co. Ltd bought a new stake in shares of Affirm in the third quarter valued at $146,000. Finally, EverSource Wealth Advisors LLC lifted its position in shares of Affirm by 18.5% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 2,738 shares of the company’s stock valued at $189,000 after buying an additional 427 shares during the last quarter. Institutional investors own 69.29% of the company’s stock.

Analyst Ratings Changes

AFRM has been the subject of a number of research reports. Wells Fargo & Company began coverage on shares of Affirm in a report on Tuesday, October 21st. They issued an “overweight” rating and a $89.00 price target for the company. Needham & Company LLC upgraded Affirm from a “hold” rating to a “buy” rating and set a $100.00 target price for the company in a research note on Tuesday. Royal Bank Of Canada decreased their target price on Affirm from $97.00 to $87.00 and set a “sector perform” rating for the company in a research report on Friday, November 7th. Citigroup upgraded Affirm to a “strong-buy” rating in a report on Thursday, October 23rd. Finally, Truist Financial decreased their price objective on Affirm from $90.00 to $85.00 and set a “buy” rating for the company in a report on Wednesday, November 19th. Three analysts have rated the stock with a Strong Buy rating, eighteen have assigned a Buy rating and nine have assigned a Hold rating to the company. According to data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $89.44.

Affirm Company Profile

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.