Enova International’s (ENVA) “Buy” Rating Reaffirmed at BTIG Research

BTIG Research restated their buy rating on shares of Enova International (NYSE:ENVA) in a research note published on Wednesday morning,Benzinga reports. The firm currently has a $199.00 target price on the credit services provider’s stock.

Several other brokerages also recently issued reports on ENVA. Citigroup reiterated an “outperform” rating on shares of Enova International in a report on Wednesday. Citizens Jmp lifted their price objective on shares of Enova International from $149.00 to $180.00 and gave the stock a “market outperform” rating in a report on Friday, December 12th. JMP Securities increased their target price on shares of Enova International from $135.00 to $149.00 and gave the company a “market outperform” rating in a report on Friday, October 24th. Wall Street Zen lowered shares of Enova International from a “strong-buy” rating to a “buy” rating in a research report on Saturday, November 22nd. Finally, Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Enova International in a research report on Thursday, January 22nd. Eight analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the stock. According to data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $164.00.

Enova International Stock Up 0.8%

Shares of NYSE ENVA opened at $158.98 on Wednesday. The company has a debt-to-equity ratio of 3.20, a current ratio of 19.29 and a quick ratio of 19.29. The company has a 50-day moving average price of $151.80 and a 200-day moving average price of $128.10. The stock has a market capitalization of $4.47 billion, a P/E ratio of 14.61 and a beta of 1.27. Enova International has a 1 year low of $79.41 and a 1 year high of $168.68.

Enova International (NYSE:ENVA) last announced its quarterly earnings results on Tuesday, January 27th. The credit services provider reported $3.46 earnings per share for the quarter, beating the consensus estimate of $3.17 by $0.29. The business had revenue of $1.34 billion for the quarter, compared to analysts’ expectations of $838.59 million. Enova International had a net margin of 9.78% and a return on equity of 25.82%. The firm’s revenue for the quarter was up 15.0% compared to the same quarter last year. During the same quarter last year, the firm earned $2.61 EPS. On average, equities research analysts forecast that Enova International will post 10.31 EPS for the current fiscal year.

Enova International announced that its board has initiated a share repurchase program on Wednesday, November 12th that authorizes the company to buyback $400.00 million in shares. This buyback authorization authorizes the credit services provider to reacquire up to 12.5% of its stock through open market purchases. Stock buyback programs are usually a sign that the company’s board believes its stock is undervalued.

Insiders Place Their Bets

In other Enova International news, CEO David Fisher sold 15,000 shares of the business’s stock in a transaction dated Tuesday, December 16th. The shares were sold at an average price of $160.24, for a total value of $2,403,600.00. Following the transaction, the chief executive officer directly owned 348,223 shares in the company, valued at $55,799,253.52. The trade was a 4.13% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Insiders have sold 30,573 shares of company stock valued at $4,659,815 in the last 90 days. 8.40% of the stock is owned by insiders.

Hedge Funds Weigh In On Enova International

Several institutional investors have recently bought and sold shares of ENVA. Farther Finance Advisors LLC increased its position in Enova International by 26.9% in the fourth quarter. Farther Finance Advisors LLC now owns 302 shares of the credit services provider’s stock worth $47,000 after buying an additional 64 shares during the last quarter. Harbor Capital Advisors Inc. lifted its position in shares of Enova International by 43.4% during the 4th quarter. Harbor Capital Advisors Inc. now owns 23,774 shares of the credit services provider’s stock valued at $3,737,000 after buying an additional 7,200 shares during the last quarter. FNY Investment Advisers LLC bought a new position in shares of Enova International during the 4th quarter worth $31,000. Kendall Capital Management grew its stake in shares of Enova International by 3.9% during the 4th quarter. Kendall Capital Management now owns 5,625 shares of the credit services provider’s stock worth $884,000 after acquiring an additional 210 shares during the period. Finally, SG Americas Securities LLC increased its holdings in Enova International by 2,933.1% in the 4th quarter. SG Americas Securities LLC now owns 138,975 shares of the credit services provider’s stock worth $21,847,000 after acquiring an additional 134,393 shares during the last quarter. Hedge funds and other institutional investors own 89.43% of the company’s stock.

Key Enova International News

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Q4 results beat expectations: adjusted EPS $3.46 vs. consensus ~ $3.17, revenue $1.34B (+15% YoY) and originations +32%; management highlighted solid credit metrics (net charge-off 8.3%, net revenue margin ~60%, 30+ day delinquency improved to 6.7%) and $35M of share repurchases in the quarter. Enova Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Management set an optimistic 2026 outlook — targeting ~15% origination growth and at least 20% EPS growth; the company also noted progress on the Grasshopper acquisition, signaling inorganic growth opportunities. Enova expects 15 percent origination growth and at least 20 percent EPS growth in 2026 as
• Positive Sentiment: Analyst support increased: Citizens/JMP raised its price target (~$180→$182, market outperform) and BTIG reaffirmed a buy with a $199 target — analyst upgrades and higher targets amplify upside expectations. Citizens Jmp price target raise
• Neutral Sentiment: Wider coverage and analysis pieces (earnings call transcripts and sector write-ups) provide more context for investors assessing credit trends and Enova’s machine‑learning advantage. Use these to digest management commentary and model revisions. Enova Q4 2025 earnings call transcript Discover how Enova International fits within evolving credit services
• Negative Sentiment: Insider sale: Chairman David Fisher sold 9,573 shares (~$1.51M) on Jan. 26, reducing his holding by ~2.7% — a modest dilution of insider ownership that some investors view as a near-term negative signal. David Fisher insider sale

Enova International Company Profile

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.