Fair Isaac’s (FICO) Buy Rating Reaffirmed at Needham & Company LLC

Needham & Company LLC reaffirmed their buy rating on shares of Fair Isaac (NYSE:FICO) in a report issued on Thursday morning,Benzinga reports. They currently have a $1,975.00 price objective on the technology company’s stock.

Several other research firms have also commented on FICO. JPMorgan Chase & Co. upped their target price on Fair Isaac from $1,750.00 to $1,825.00 and gave the company a “neutral” rating in a report on Thursday, November 6th. Robert W. Baird boosted their target price on shares of Fair Isaac from $1,900.00 to $1,960.00 and gave the company an “outperform” rating in a research note on Thursday, November 6th. BMO Capital Markets dropped their price target on shares of Fair Isaac from $2,300.00 to $2,200.00 and set an “outperform” rating on the stock in a research note on Thursday, November 6th. Barclays boosted their price objective on Fair Isaac from $2,000.00 to $2,400.00 and gave the stock an “overweight” rating in a research report on Thursday, October 2nd. Finally, Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 1st. Nine analysts have rated the stock with a Buy rating and five have given a Hold rating to the stock. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $2,094.08.

Fair Isaac Stock Down 1.6%

NYSE FICO opened at $1,501.40 on Thursday. The stock has a market cap of $35.67 billion, a price-to-earnings ratio of 55.57, a price-to-earnings-growth ratio of 1.63 and a beta of 1.30. The business has a fifty day moving average of $1,691.47 and a 200-day moving average of $1,603.76. Fair Isaac has a fifty-two week low of $1,300.00 and a fifty-two week high of $2,217.60.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, beating analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a net margin of 31.89% and a negative return on equity of 43.76%. The firm had revenue of $766.00 million for the quarter, compared to analysts’ expectations of $501.05 million. During the same period in the previous year, the company posted $5.79 earnings per share. Fair Isaac’s revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, analysts anticipate that Fair Isaac will post 24.15 EPS for the current year.

Insider Activity at Fair Isaac

In other news, CEO William J. Lansing sold 2,400 shares of the firm’s stock in a transaction on Monday, November 10th. The shares were sold at an average price of $1,732.88, for a total value of $4,158,912.00. Following the sale, the chief executive officer owned 10,933 shares in the company, valued at approximately $18,945,577.04. This trade represents a 18.00% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, CFO Steven P. Weber sold 1,426 shares of the firm’s stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $1,810.00, for a total transaction of $2,581,060.00. Following the completion of the sale, the chief financial officer owned 2,804 shares in the company, valued at $5,075,240. This represents a 33.71% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 4,347 shares of company stock worth $7,691,229 in the last 90 days. 3.46% of the stock is owned by company insiders.

Institutional Trading of Fair Isaac

Hedge funds and other institutional investors have recently modified their holdings of the stock. Westside Investment Management Inc. bought a new stake in shares of Fair Isaac in the second quarter worth about $26,000. Hilltop National Bank acquired a new position in shares of Fair Isaac in the 2nd quarter valued at approximately $27,000. Physician Wealth Advisors Inc. increased its stake in Fair Isaac by 166.7% during the 4th quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock worth $27,000 after purchasing an additional 10 shares in the last quarter. Ransom Advisory Ltd acquired a new stake in Fair Isaac during the 3rd quarter worth approximately $30,000. Finally, Meeder Asset Management Inc. boosted its holdings in shares of Fair Isaac by 66.7% in the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock valued at $30,000 after buying an additional 8 shares during the period. Institutional investors and hedge funds own 85.75% of the company’s stock.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Q1 results beat expectations — EPS $7.33 and revenue outpaced estimates, with Scores revenue up roughly 30% YoY driven by mortgage and auto originations, signaling strong end‑market demand for FICO’s core products. Fair Isaac Q1 Earnings Top Estimates, Strong Scores Drive Up Sales Y/Y
• Positive Sentiment: Industry recognition: Gartner named FICO a Leader in the 2026 Magic Quadrant for Decision Intelligence Platforms — a credibility boost that can help enterprise sales and pricing power. FICO Named a Leader in 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms
• Positive Sentiment: Analyst support: Needham reaffirmed a Buy rating with a $1,975 price target, suggesting meaningful upside from current levels and continued bullishness among some sell‑side firms. Benzinga
• Positive Sentiment: Partnership expansion: FICO announced a partnership with Tech Mahindra to accelerate AI‑driven decisioning and core‑banking transformations, which could broaden sales channels and enterprise deployments. Tech Mahindra and FICO partner to accelerate AI-driven decisioning and core banking transformation
• Neutral Sentiment: Company repeated FY‑2026 guidance (EPS ~38.17 and revenue ~ $2.4B) — reiteration reduces uncertainty but the EPS figure is modestly below consensus, so the guidance call produced a muted market response. Fair Isaac turns in Q1 profit beat as scores revenues shine; repeats guide
• Negative Sentiment: Guidance nuance: FY‑2026 EPS guidance (38.17) is slightly below the Street’s consensus (~38.39), which can temper upside after a strong quarter. Fair Isaac (FICO) Beats Q1 Earnings and Revenue Estimates
• Negative Sentiment: Insider selling: Recent filings summarized by Quiver Quant show heavy insider sales in the past six months — this can contribute to near‑term share pressure and investor caution. FAIR ISAAC ($FICO) Releases Q1 2026 Earnings

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.