Keefe, Bruyette & Woods Issues Positive Forecast for UMB Financial (NASDAQ:UMBF) Stock Price

UMB Financial (NASDAQ:UMBF) had its target price upped by Keefe, Bruyette & Woods from $133.00 to $141.00 in a report issued on Thursday morning,Benzinga reports. They currently have an outperform rating on the bank’s stock.

A number of other analysts have also weighed in on UMBF. Piper Sandler reaffirmed an “overweight” rating and issued a $145.00 price objective (down from $148.00) on shares of UMB Financial in a research note on Thursday, October 30th. Weiss Ratings downgraded shares of UMB Financial from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Monday, January 12th. Raymond James Financial reissued a “strong-buy” rating and set a $135.00 price objective (down from $138.00) on shares of UMB Financial in a report on Thursday, October 30th. Barclays restated an “overweight” rating and set a $160.00 target price on shares of UMB Financial in a report on Thursday. Finally, Royal Bank Of Canada set a $134.00 price target on UMB Financial and gave the company an “outperform” rating in a report on Monday, January 12th. One equities research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating and three have given a Hold rating to the company. According to MarketBeat.com, UMB Financial has an average rating of “Moderate Buy” and an average price target of $139.45.

UMB Financial Stock Up 2.1%

Shares of NASDAQ:UMBF opened at $127.27 on Thursday. The business’s 50 day moving average is $118.35 and its 200 day moving average is $115.64. The stock has a market cap of $9.67 billion, a P/E ratio of 13.94, a price-to-earnings-growth ratio of 1.01 and a beta of 0.78. UMB Financial has a 52-week low of $82.00 and a 52-week high of $129.98. The company has a quick ratio of 0.75, a current ratio of 0.75 and a debt-to-equity ratio of 0.06.

UMB Financial (NASDAQ:UMBF) last issued its earnings results on Tuesday, January 27th. The bank reported $3.08 earnings per share for the quarter, topping the consensus estimate of $2.71 by $0.37. UMB Financial had a return on equity of 12.14% and a net margin of 16.90%.The business had revenue of $469.80 million during the quarter, compared to analysts’ expectations of $677.30 million. During the same period in the prior year, the business earned $2.49 EPS. The business’s revenue for the quarter was up 66.0% compared to the same quarter last year. Sell-side analysts predict that UMB Financial will post 9.66 EPS for the current year.

UMB Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Wednesday, April 1st. Stockholders of record on Tuesday, March 10th will be given a dividend of $0.43 per share. The ex-dividend date of this dividend is Tuesday, March 10th. This represents a $1.72 dividend on an annualized basis and a dividend yield of 1.4%. UMB Financial’s dividend payout ratio is presently 18.84%.

Insiders Place Their Bets

In other news, CEO J Mariner Kemper sold 15,367 shares of the firm’s stock in a transaction on Monday, December 8th. The stock was sold at an average price of $114.58, for a total value of $1,760,750.86. Following the completion of the sale, the chief executive officer owned 1,521,414 shares of the company’s stock, valued at $174,323,616.12. This trade represents a 1.00% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Also, insider Nikki Farentino Newton sold 1,300 shares of the company’s stock in a transaction dated Tuesday, November 4th. The shares were sold at an average price of $106.09, for a total value of $137,917.00. Following the transaction, the insider directly owned 13,667 shares in the company, valued at $1,449,932.03. This represents a 8.69% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders have sold 17,127 shares of company stock worth $1,949,594. 5.45% of the stock is currently owned by company insiders.

Institutional Trading of UMB Financial

Several large investors have recently bought and sold shares of UMBF. State Street Corp raised its holdings in shares of UMB Financial by 7.9% in the second quarter. State Street Corp now owns 4,296,190 shares of the bank’s stock worth $453,461,000 after buying an additional 313,414 shares during the last quarter. Wellington Management Group LLP increased its position in shares of UMB Financial by 32.0% in the 3rd quarter. Wellington Management Group LLP now owns 3,098,798 shares of the bank’s stock valued at $366,743,000 after acquiring an additional 751,525 shares during the period. Dimensional Fund Advisors LP increased its position in shares of UMB Financial by 3.4% in the 3rd quarter. Dimensional Fund Advisors LP now owns 2,832,827 shares of the bank’s stock valued at $335,264,000 after acquiring an additional 94,451 shares during the period. Allspring Global Investments Holdings LLC raised its stake in UMB Financial by 3.3% in the 2nd quarter. Allspring Global Investments Holdings LLC now owns 1,976,030 shares of the bank’s stock worth $213,688,000 after acquiring an additional 63,147 shares during the last quarter. Finally, Geode Capital Management LLC lifted its position in UMB Financial by 6.9% during the 2nd quarter. Geode Capital Management LLC now owns 1,846,252 shares of the bank’s stock worth $194,173,000 after acquiring an additional 119,319 shares during the period. Hedge funds and other institutional investors own 87.78% of the company’s stock.

UMB Financial News Summary

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: Q4 beat and record earnings: UMBF reported stronger-than-expected EPS driven by a sharp year-over-year rise in net interest income and steady fee income, which investors viewed as validation of the bank’s revenue mix and margin recovery. UMB Financial Corp (UMBF) Q4 2025 Earnings Call Highlights: Record Earnings and Strategic Growth
• Positive Sentiment: Heartland integration cited as a growth driver: Management and analysts pointed to the Heartland acquisition integration and ongoing organic growth as key drivers of the quarter’s results and forward revenue momentum. UMBF Q4 deep dive: Heartland integration and organic growth drive results
• Positive Sentiment: Analyst upgrade and higher target: Keefe, Bruyette & Woods raised its price target to $141 and kept an outperform rating, giving formal upside to the shares and supporting the rally. Benzinga note on KBW price target raise
• Positive Sentiment: Dividend affirmed: UMB declared a quarterly dividend ($0.43 per share), maintaining shareholder returns and attracting income-focused investors. (Ex-dividend date March 10.)
• Neutral Sentiment: Investor materials available: The company posted its Q4 earnings presentation and the full earnings call transcript, providing detail for analysts to refine models (earnings slide deck and call details). Earnings call presentation Earnings call transcript
• Neutral Sentiment: Market positioning: Commentary and screeners (Zacks/MSN) note UMBF is a top-ranked value stock with improved relative strength, but it still lags broader banking benchmarks — a mixed technical picture for traders. Zacks value score Relative strength note
• Negative Sentiment: Revenue/detail questions for some models: While EPS beat, some coverage notes highlighted areas (timing or line-item comparisons) that may require modeling adjustments — this introduced caution among some analysts and could limit immediate multiple expansion. Zacks: What key metrics have to say

About UMB Financial

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities.

In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions.