LendingClub (NYSE:LC) Receives “Buy” Rating from BTIG Research

BTIG Research reissued their buy rating on shares of LendingClub (NYSE:LC) in a research note released on Thursday,Benzinga reports. BTIG Research currently has a $26.00 price target on the credit services provider’s stock.

A number of other equities analysts also recently weighed in on the stock. Piper Sandler restated an “overweight” rating and set a $20.00 price target (up previously from $18.00) on shares of LendingClub in a research report on Thursday, October 23rd. Weiss Ratings reissued a “hold (c)” rating on shares of LendingClub in a research report on Monday, December 29th. Keefe, Bruyette & Woods lifted their price target on shares of LendingClub from $20.00 to $22.00 and gave the stock an “outperform” rating in a report on Friday, November 7th. Zacks Research lowered LendingClub from a “strong-buy” rating to a “hold” rating in a report on Monday, January 5th. Finally, Janney Montgomery Scott boosted their target price on LendingClub from $17.00 to $20.00 and gave the company a “neutral” rating in a research note on Thursday, November 6th. Six research analysts have rated the stock with a Buy rating and four have assigned a Hold rating to the company’s stock. According to MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average target price of $22.00.

LendingClub Stock Down 15.8%

LendingClub stock opened at $16.49 on Thursday. LendingClub has a 52 week low of $7.90 and a 52 week high of $21.67. The company’s 50 day moving average price is $19.41 and its two-hundred day moving average price is $17.21. The stock has a market cap of $1.90 billion, a P/E ratio of 14.33 and a beta of 2.08.

LendingClub (NYSE:LC) last issued its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.35 EPS for the quarter, beating analysts’ consensus estimates of $0.34 by $0.01. LendingClub had a return on equity of 9.62% and a net margin of 13.58%.The company had revenue of $266.47 million during the quarter, compared to the consensus estimate of $262.88 million. During the same period last year, the business posted $0.08 earnings per share. LendingClub’s revenue was up 22.7% on a year-over-year basis. LendingClub has set its FY 2026 guidance at 1.650-1.800 EPS and its Q1 2026 guidance at 0.340-0.390 EPS. On average, equities analysts anticipate that LendingClub will post 0.72 EPS for the current year.

LendingClub announced that its Board of Directors has initiated a share repurchase program on Wednesday, November 5th that permits the company to repurchase $100.00 million in outstanding shares. This repurchase authorization permits the credit services provider to purchase up to 4.9% of its shares through open market purchases. Shares repurchase programs are usually an indication that the company’s management believes its stock is undervalued.

Insider Buying and Selling

In related news, Director Erin Selleck sold 2,390 shares of the business’s stock in a transaction that occurred on Friday, December 5th. The shares were sold at an average price of $19.47, for a total transaction of $46,533.30. Following the completion of the transaction, the director owned 76,377 shares of the company’s stock, valued at approximately $1,487,060.19. The trade was a 3.03% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Corporate insiders own 3.19% of the company’s stock.

Institutional Investors Weigh In On LendingClub

Institutional investors and hedge funds have recently bought and sold shares of the stock. Asset Management One Co. Ltd. grew its stake in LendingClub by 7.4% in the 2nd quarter. Asset Management One Co. Ltd. now owns 10,232 shares of the credit services provider’s stock worth $123,000 after buying an additional 706 shares in the last quarter. Mitsubishi UFJ Asset Management Co. Ltd. increased its stake in LendingClub by 3.5% in the third quarter. Mitsubishi UFJ Asset Management Co. Ltd. now owns 23,482 shares of the credit services provider’s stock valued at $357,000 after acquiring an additional 793 shares during the last quarter. Osaic Holdings Inc. raised its position in LendingClub by 8.8% during the second quarter. Osaic Holdings Inc. now owns 13,354 shares of the credit services provider’s stock valued at $160,000 after purchasing an additional 1,084 shares in the last quarter. Jones Financial Companies Lllp lifted its stake in LendingClub by 46.7% during the third quarter. Jones Financial Companies Lllp now owns 4,051 shares of the credit services provider’s stock worth $67,000 after purchasing an additional 1,290 shares during the last quarter. Finally, KLP Kapitalforvaltning AS boosted its holdings in shares of LendingClub by 5.3% in the 2nd quarter. KLP Kapitalforvaltning AS now owns 25,840 shares of the credit services provider’s stock worth $311,000 after purchasing an additional 1,300 shares in the last quarter. 74.08% of the stock is owned by hedge funds and other institutional investors.

LendingClub News Roundup

Here are the key news stories impacting LendingClub this week:

• Positive Sentiment: Strong operational growth — Originations rose ~40% year-over-year to about $2.6B and revenue increased ~23%, showing clear demand momentum and product traction (LevelUp traction highlighted by management). LendingClub Grows LevelUp Base as Loan Originations Rise
• Positive Sentiment: Earnings and guidance beat key expectations — GAAP EPS of $0.35 modestly beat consensus and the company set FY‑2026 EPS guidance of $1.65–1.80, well above prior consensus (~$1.44), which implies meaningful upside to current street estimates. LendingClub Reports Fourth Quarter and Full Year 2025 Results
• Neutral Sentiment: Profitability improving — GAAP net income, ROE and ROTCE all improved materially vs. prior year, but the market may have already priced some of these gains in. LendingClub (LC) Q4 Earnings and Revenues Surpass Estimates
• Neutral Sentiment: Analyst sentiment remains constructive — some firms (e.g., BTIG) reaffirmed buy ratings and high price targets remain in the $20–$26 range, indicating analyst conviction versus current market pricing. Benzinga
• Negative Sentiment: Investors reacted to an accounting/strategic shift and higher near-term spending/expansion commentary — media summaries and the company deep‑dive highlighted changes that may cloud near-term comparability and boost costs, prompting profit‑taking despite the beat. LC Q4 Deep Dive: Strategic Expansion and Accounting Shift Shape Outlook
• Negative Sentiment: Mixed/marginal beat and revenue perception — EPS beat was modest (+$0.01) and some outlets flagged revenue came in below other estimates, giving traders a reason to sell into the print. LendingClub: Irrational Earnings Sell Off
• Negative Sentiment: Short interest and insider selling elevated — short interest jumped in January and recent filings show insiders selling shares, which can amplify downside and volatility on weak reaction days. LendingClub Corporation (LC) Stock Falls on Q4 2025 Earnings
• Negative Sentiment: Market technicals — the stock had run up into the print and a modest beat with mixed messaging often triggers a rotation out of higher‑beta fintech names; LC’s beta is elevated, so share moves can be outsized. Why Shares of LendingClub Are Sinking Today

LendingClub Company Profile

LendingClub Corporation operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities.