Unum Group FY2025 EPS Estimate Decreased by Zacks Research

Unum Group (NYSE:UNM) – Equities research analysts at Zacks Research dropped their FY2025 earnings estimates for shares of Unum Group in a report issued on Wednesday, January 28th. Zacks Research analyst Team now expects that the financial services provider will post earnings per share of $8.30 for the year, down from their prior estimate of $8.34. The consensus estimate for Unum Group’s current full-year earnings is $9.14 per share. Zacks Research also issued estimates for Unum Group’s Q4 2025 earnings at $2.10 EPS, Q1 2026 earnings at $2.17 EPS, Q2 2026 earnings at $2.27 EPS, Q3 2026 earnings at $2.29 EPS, Q4 2026 earnings at $2.35 EPS, FY2026 earnings at $9.08 EPS, Q1 2027 earnings at $2.48 EPS, Q3 2027 earnings at $2.40 EPS, Q4 2027 earnings at $2.67 EPS and FY2027 earnings at $9.99 EPS.

Unum Group (NYSE:UNM) last posted its earnings results on Monday, November 3rd. The financial services provider reported $2.09 earnings per share for the quarter, missing analysts’ consensus estimates of $2.15 by ($0.06). The business had revenue of $3.25 billion during the quarter, compared to the consensus estimate of $3.31 billion. Unum Group had a net margin of 6.99% and a return on equity of 13.09%. The business’s revenue was up 5.0% compared to the same quarter last year. During the same period in the previous year, the firm earned $2.13 EPS.

Other analysts have also recently issued reports about the company. Barclays reiterated an “overweight” rating on shares of Unum Group in a research report on Thursday, January 8th. Citigroup reaffirmed a “market perform” rating on shares of Unum Group in a report on Thursday, December 18th. Wells Fargo & Company increased their target price on shares of Unum Group from $98.00 to $104.00 and gave the stock an “overweight” rating in a research report on Tuesday, January 13th. Evercore ISI boosted their price target on shares of Unum Group from $96.00 to $99.00 and gave the company an “outperform” rating in a research report on Wednesday, November 5th. Finally, JPMorgan Chase & Co. decreased their price objective on shares of Unum Group from $94.00 to $92.00 and set a “neutral” rating on the stock in a research note on Tuesday, November 4th. Two equities research analysts have rated the stock with a Strong Buy rating, eight have given a Buy rating and four have assigned a Hold rating to the stock. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and an average price target of $97.08.

Unum Group Trading Down 0.0%

Shares of UNM opened at $76.28 on Thursday. The company has a current ratio of 0.36, a quick ratio of 0.36 and a debt-to-equity ratio of 0.32. The stock has a market cap of $12.76 billion, a PE ratio of 14.87, a PEG ratio of 1.36 and a beta of 0.20. Unum Group has a 1 year low of $66.81 and a 1 year high of $84.48. The stock has a 50 day simple moving average of $77.02 and a 200-day simple moving average of $75.67.

Unum Group Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, February 20th. Investors of record on Friday, January 30th will be issued a $0.46 dividend. The ex-dividend date of this dividend is Friday, January 30th. This represents a $1.84 dividend on an annualized basis and a dividend yield of 2.4%. Unum Group’s dividend payout ratio (DPR) is currently 35.87%.

Unum Group declared that its board has authorized a share buyback plan on Thursday, December 4th that authorizes the company to repurchase $1.00 billion in outstanding shares. This repurchase authorization authorizes the financial services provider to reacquire up to 8.2% of its shares through open market purchases. Shares repurchase plans are often an indication that the company’s leadership believes its stock is undervalued.

Insider Activity at Unum Group

In other news, EVP Christopher W. Pyne sold 4,000 shares of Unum Group stock in a transaction on Friday, November 7th. The stock was sold at an average price of $78.04, for a total value of $312,160.00. Following the completion of the sale, the executive vice president directly owned 51,372 shares of the company’s stock, valued at approximately $4,009,070.88. This trade represents a 7.22% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, EVP Steven Andrew Zabel sold 7,500 shares of the business’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $76.38, for a total value of $572,850.00. Following the sale, the executive vice president owned 113,807 shares of the company’s stock, valued at approximately $8,692,578.66. The trade was a 6.18% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold a total of 12,400 shares of company stock valued at $951,160 over the last quarter. Corporate insiders own 0.92% of the company’s stock.

Institutional Trading of Unum Group

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Ashton Thomas Private Wealth LLC lifted its position in Unum Group by 12.8% during the 4th quarter. Ashton Thomas Private Wealth LLC now owns 10,362 shares of the financial services provider’s stock valued at $803,000 after purchasing an additional 1,176 shares during the period. Kestra Private Wealth Services LLC lifted its holdings in Unum Group by 5.9% in the fourth quarter. Kestra Private Wealth Services LLC now owns 4,744 shares of the financial services provider’s stock valued at $368,000 after buying an additional 265 shares during the period. Pictet Asset Management Holding SA boosted its stake in Unum Group by 6.1% in the fourth quarter. Pictet Asset Management Holding SA now owns 23,754 shares of the financial services provider’s stock valued at $1,841,000 after acquiring an additional 1,361 shares during the last quarter. UBS Group AG boosted its stake in Unum Group by 5.4% in the fourth quarter. UBS Group AG now owns 1,356,916 shares of the financial services provider’s stock valued at $105,161,000 after acquiring an additional 68,957 shares during the last quarter. Finally, Advisors Capital Management LLC grew its holdings in Unum Group by 11.3% during the 4th quarter. Advisors Capital Management LLC now owns 7,195 shares of the financial services provider’s stock worth $558,000 after acquiring an additional 732 shares during the period. 86.57% of the stock is currently owned by institutional investors and hedge funds.

Key Headlines Impacting Unum Group

Here are the key news stories impacting Unum Group this week:

• Positive Sentiment: Management will present at the UBS Financial Services Conference on Feb. 9 — CEO Rick McKenney and CFO Steve Zabel will discuss strategy and growth, and the session will be webcast. This gives investors a direct opportunity to hear management’s guidance and priorities, which could act as a catalyst if commentary is constructive. Unum Group to Present at the UBS Financial Services Conference
• Neutral Sentiment: Unum is scheduled to report quarterly earnings next week (company expected to announce on Thursday) — this event increases short-term volatility but will provide fresh data on claims trends, reserve activity and investment results. Unum Group (UNM) Expected to Announce Quarterly Earnings on Thursday
• Negative Sentiment: Zacks Research has lowered EPS forecasts across multiple quarters and trimmed FY2026–FY2027 estimates, and warned Unum lacks the “right combination” for a likely earnings beat next week. The cuts are modest but broad-based (several quarterly and full-year downgrades), which increases downside risk into the print if management does not beat or raise guidance. Unum (UNM) Earnings Expected to Grow: What to Know Ahead of Next Week’s Release

About Unum Group

Unum Group (NYSE: UNM) is a leading provider of employee benefits in the United States and selected international markets, specializing in disability, life, accident and critical illness insurance. Through both fully insured and self-funded arrangements, the company offers group coverage designed to protect income and mitigate financial hardship for employees and their families. Its portfolio includes short-term and long-term disability plans, group life and accidental death & dismemberment (AD&D) policies, as well as critical illness and hospital indemnity products.

In addition to its core product lines, Unum Group markets voluntary benefits under its Colonial Life brand, allowing employees to purchase supplemental insurance such as accident, cancer, and dental coverage directly through payroll deductions.