JPMorgan Chase & Co. Issues Pessimistic Forecast for Mastercard (NYSE:MA) Stock Price

Mastercard (NYSE:MA) had its price target reduced by equities research analysts at JPMorgan Chase & Co. from $685.00 to $655.00 in a research report issued to clients and investors on Friday,Benzinga reports. The firm currently has an “overweight” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s target price points to a potential upside of 21.61% from the company’s current price.

A number of other research firms also recently issued reports on MA. Tigress Financial increased their price target on shares of Mastercard from $685.00 to $730.00 and gave the stock a “strong-buy” rating in a research note on Thursday, November 6th. Macquarie increased their target price on Mastercard from $660.00 to $675.00 and gave the stock an “outperform” rating in a research report on Friday. Citigroup upgraded Mastercard to a “strong-buy” rating in a research note on Thursday, October 23rd. Evercore ISI set a $610.00 price target on Mastercard in a research note on Friday, December 12th. Finally, Truist Financial set a $609.00 price objective on Mastercard in a research report on Tuesday, January 20th. Five research analysts have rated the stock with a Strong Buy rating, seventeen have issued a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat, Mastercard presently has a consensus rating of “Buy” and a consensus price target of $668.78.

Mastercard Stock Performance

Shares of MA stock opened at $538.62 on Friday. The firm has a market capitalization of $483.68 billion, a price-to-earnings ratio of 32.60, a PEG ratio of 1.84 and a beta of 0.86. The stock has a fifty day moving average of $554.56 and a 200 day moving average of $564.43. Mastercard has a 52 week low of $465.59 and a 52 week high of $601.77. The company has a quick ratio of 1.12, a current ratio of 1.03 and a debt-to-equity ratio of 2.36.

Mastercard (NYSE:MA) last issued its quarterly earnings data on Thursday, January 29th. The credit services provider reported $4.76 EPS for the quarter, topping the consensus estimate of $4.24 by $0.52. Mastercard had a net margin of 45.65% and a return on equity of 203.92%. The business had revenue of $8.81 billion during the quarter, compared to analyst estimates of $8.80 billion. During the same period in the prior year, the business earned $3.82 EPS. The company’s revenue for the quarter was up 17.5% on a year-over-year basis. As a group, research analysts expect that Mastercard will post 15.91 earnings per share for the current year.

Institutional Investors Weigh In On Mastercard

Institutional investors have recently made changes to their positions in the company. Vanguard Group Inc. raised its holdings in shares of Mastercard by 0.6% in the fourth quarter. Vanguard Group Inc. now owns 79,897,854 shares of the credit services provider’s stock worth $45,612,087,000 after buying an additional 466,514 shares during the period. State Street Corp increased its stake in Mastercard by 2.8% in the third quarter. State Street Corp now owns 36,580,374 shares of the credit services provider’s stock worth $20,807,283,000 after purchasing an additional 997,536 shares during the period. Geode Capital Management LLC lifted its position in shares of Mastercard by 2.8% during the second quarter. Geode Capital Management LLC now owns 19,760,552 shares of the credit services provider’s stock worth $11,062,509,000 after purchasing an additional 542,841 shares during the last quarter. Laurel Wealth Advisors LLC boosted its stake in shares of Mastercard by 55,868.1% during the second quarter. Laurel Wealth Advisors LLC now owns 13,421,148 shares of the credit services provider’s stock valued at $7,541,880,000 after purchasing an additional 13,397,168 shares during the period. Finally, Norges Bank bought a new position in shares of Mastercard in the second quarter worth about $6,725,317,000. Institutional investors own 97.28% of the company’s stock.

Trending Headlines about Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Q4 earnings beat — Mastercard reported stronger‑than‑expected EPS and revenue, with growth in gross dollar volume, cross‑border spending and cybersecurity/value‑added services, supporting the case for durable revenue growth. Zacks Q4 Coverage
• Positive Sentiment: Macquarie raised its price target to $675 and kept an “outperform” rating — another vote of confidence that supports upside expectations. Benzinga
• Positive Sentiment: TD Cowen nudged its target higher to $671 and maintains a “buy” — adds to the cluster of bullish analyst views following the print. Benzinga
• Positive Sentiment: RBC reaffirmed its “outperform” rating with a $656 target — another supportive analyst anchor above the current price. TickerReport
• Neutral Sentiment: JPMorgan trimmed its target from $685 to $655 but kept an “overweight” rating — slightly less bullish upside than before, but still constructive overall. Benzinga
• Neutral Sentiment: Management outlined strategic moves into agentic commerce and stablecoins — promising long‑term optionality but uncertain near‑term revenue impact. PYMNTS
• Negative Sentiment: Mastercard will cut about 4% of full‑time employees after a business review — a near‑term cost action that can boost margins but may signal internal pressure or slower growth in some areas. Reuters
• Negative Sentiment: Regulatory and sector risk commentary (including discussion of potential card legislation and broader sector headwinds) adds uncertainty to valuation and investor risk appetite. BNN Bloomberg

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.