Financial Survey: Allianz (OTCMKTS:ALIZY) vs. Scor (OTCMKTS:SCRYY)

Scor (OTCMKTS:SCRYY) and Allianz (OTCMKTS:ALIZY) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.

Earnings and Valuation

This table compares Scor and Allianz”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.45 billion	0.34	$4.33 million	$0.54	6.07
Allianz	$194.56 billion	0.88	$10.75 billion	$3.01	14.90

Allianz has higher revenue and earnings than Scor. Scor is trading at a lower price-to-earnings ratio than Allianz, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Scor has a beta of 0.58, meaning that its share price is 42% less volatile than the S&P 500. Comparatively, Allianz has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

Dividends

Scor pays an annual dividend of $0.13 per share and has a dividend yield of 4.0%. Allianz pays an annual dividend of $1.18 per share and has a dividend yield of 2.6%. Scor pays out 24.1% of its earnings in the form of a dividend. Allianz pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Scor is clearly the better dividend stock, given its higher yield and lower payout ratio.

Insider & Institutional Ownership

0.0% of Allianz shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and recommmendations for Scor and Allianz, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	2	3	1	2.83
Allianz	1	3	1	1	2.33

Profitability

This table compares Scor and Allianz’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	5.63%	20.01%	2.37%
Allianz	5.69%	17.38%	1.06%

Summary

Allianz beats Scor on 8 of the 14 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.