SoFi Technologies (NASDAQ:SOFI) Price Target Cut to $33.00 by Analysts at Needham & Company LLC

SoFi Technologies (NASDAQ:SOFI) had its target price lowered by Needham & Company LLC from $36.00 to $33.00 in a research note issued to investors on Monday morning, Marketbeat Ratings reports. The brokerage currently has a buy rating on the stock.

SOFI has been the topic of a number of other reports. BTIG Research reissued a “neutral” rating on shares of SoFi Technologies in a research report on Wednesday, October 29th. Bank of America assumed coverage on SoFi Technologies in a research note on Tuesday, January 6th. They set an “underperform” rating and a $20.50 price objective on the stock. Keefe, Bruyette & Woods lifted their target price on SoFi Technologies from $18.00 to $20.00 and gave the stock an “underperform” rating in a report on Wednesday, October 29th. Mizuho set a $38.00 price target on SoFi Technologies in a report on Thursday, October 30th. Finally, The Goldman Sachs Group dropped their price target on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating on the stock in a research report on Tuesday, January 6th. One equities research analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating, twelve have issued a Hold rating and three have issued a Sell rating to the stock. According to data from MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and an average target price of $25.15.

SoFi Technologies Price Performance

SoFi Technologies stock opened at $22.08 on Monday. The company has a current ratio of 0.80, a quick ratio of 0.16 and a debt-to-equity ratio of 0.31. The firm has a market capitalization of $26.63 billion, a P/E ratio of 58.11, a PEG ratio of 1.41 and a beta of 2.13. The business has a 50-day moving average of $26.85 and a 200-day moving average of $26.35. SoFi Technologies has a 1 year low of $8.60 and a 1 year high of $32.73.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The business had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 6.48%. SoFi Technologies’s revenue for the quarter was up 39.6% on a year-over-year basis. During the same period last year, the company posted $0.05 EPS. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, equities analysts anticipate that SoFi Technologies will post 0.26 EPS for the current year.

Insider Activity

In related news, EVP Kelli Keough sold 9,468 shares of SoFi Technologies stock in a transaction that occurred on Tuesday, January 20th. The stock was sold at an average price of $25.75, for a total value of $243,801.00. Following the sale, the executive vice president owned 303,480 shares of the company’s stock, valued at approximately $7,814,610. This trade represents a 3.03% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Arun Pinto sold 46,132 shares of the business’s stock in a transaction that occurred on Friday, November 21st. The shares were sold at an average price of $24.76, for a total value of $1,142,228.32. Following the completion of the sale, the insider owned 138,396 shares in the company, valued at $3,426,684.96. The trade was a 25.00% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 167,245 shares of company stock worth $4,362,815 over the last three months. Corporate insiders own 2.60% of the company’s stock.

Institutional Trading of SoFi Technologies

Hedge funds and other institutional investors have recently made changes to their positions in the business. Mitsubishi UFJ Asset Management Co. Ltd. raised its stake in SoFi Technologies by 12.5% in the 2nd quarter. Mitsubishi UFJ Asset Management Co. Ltd. now owns 4,879,959 shares of the company’s stock valued at $88,864,000 after acquiring an additional 540,610 shares during the period. Blair William & Co. IL increased its holdings in shares of SoFi Technologies by 443.9% in the second quarter. Blair William & Co. IL now owns 335,698 shares of the company’s stock valued at $6,113,000 after purchasing an additional 273,972 shares during the last quarter. Vestmark Advisory Solutions Inc. bought a new position in shares of SoFi Technologies in the second quarter valued at about $209,000. Quantbot Technologies LP acquired a new stake in shares of SoFi Technologies during the 2nd quarter worth about $25,699,000. Finally, Marex Group plc acquired a new stake in shares of SoFi Technologies during the 2nd quarter worth about $11,179,000. 38.43% of the stock is currently owned by institutional investors and hedge funds.

Key Headlines Impacting SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Strong Q4 results: SoFi reported >$1B in revenue, double-digit adjusted net income margin and robust cross-selling that management says supports 30%+ revenue and large EPS growth guidance for FY2026. SoFi Technologies: Blowout Q4 Earnings Meet Fearful Market
• Positive Sentiment: Business quality and operating leverage improving: fee-based revenue jumped ~53% YoY, adjusted EBITDA margins expanded and management highlighted strong originations, deposits and member/product growth that reduce balance-sheet risk. SoFi: Selloff Looks Well Overdone As Execution Keeps Improving
• Neutral Sentiment: Analyst view: Needham trimmed its price target from $36 to $33 but kept a “buy” rating — signaling continued analyst conviction despite a modestly lower valuation anchor. SoFi PT Lowered to $33 at Needham
• Negative Sentiment: Market reaction and profit-taking: the stock slid in premarket trading and into the session as some investors booked gains despite the beat — likely reflecting valuation concerns after a strong run. SoFi Slides In Monday Premarket Despite Q4 Earnings Beat, Strong Growth Outlook
• Negative Sentiment: Product wind‑down: SoFi announced plans to liquidate and close the SoFi Next 500 ETF (SFYX) with final trading on Feb. 18 — a small negative as it reduces product breadth and AUM, though the direct business impact appears limited. SoFi Announces Plan to Liquidate and Close the SoFi Next 500 ETF (SFYX)

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.