Zhibao Technology (NASDAQ:ZBAO) and American International Group (NYSE:AIG) Financial Survey

American International Group (NYSE:AIG) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk and dividends.

Risk and Volatility

American International Group has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, Zhibao Technology has a beta of 1.91, meaning that its stock price is 91% more volatile than the S&P 500.

Earnings & Valuation

This table compares American International Group and Zhibao Technology”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American International Group	$27.39 billion	1.46	-$1.40 billion	$5.50	13.44
Zhibao Technology	$276.94 million	0.12	-$8.66 million	N/A	N/A

Zhibao Technology has lower revenue, but higher earnings than American International Group.

Institutional & Insider Ownership

90.6% of American International Group shares are held by institutional investors. 0.5% of American International Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares American International Group and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
American International Group	11.89%	9.09%	2.32%
Zhibao Technology	N/A	N/A	N/A

Analyst Ratings

This is a summary of current ratings and price targets for American International Group and Zhibao Technology, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American International Group	0	14	7	2	2.48
Zhibao Technology	1	0	0	0	1.00

American International Group currently has a consensus target price of $87.42, indicating a potential upside of 18.31%. Given American International Group’s stronger consensus rating and higher probable upside, research analysts plainly believe American International Group is more favorable than Zhibao Technology.

Summary

American International Group beats Zhibao Technology on 11 of the 13 factors compared between the two stocks.

About American International Group

American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.