Chubb (NYSE:CB) Reaches New 52-Week High Following Better-Than-Expected Earnings

Chubb Limited (NYSE:CB)’s stock price hit a new 52-week high on Wednesday following a stronger than expected earnings report. The stock traded as high as $328.35 and last traded at $326.9550, with a volume of 200043 shares changing hands. The stock had previously closed at $313.38.

The financial services provider reported $7.52 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $6.33 by $1.19. The firm had revenue of $2.08 billion during the quarter, compared to analysts’ expectations of $11.11 billion. Chubb had a net margin of 17.36% and a return on equity of 13.39%. The business’s revenue was up 8.9% on a year-over-year basis. During the same period last year, the company earned $6.02 earnings per share.

Chubb Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Friday, January 2nd. Shareholders of record on Friday, December 12th were issued a dividend of $0.97 per share. This represents a $3.88 dividend on an annualized basis and a yield of 1.2%. The ex-dividend date of this dividend was Friday, December 12th. Chubb’s payout ratio is currently 16.19%.

More Chubb News

Here are the key news stories impacting Chubb this week:

• Positive Sentiment: Q4 earnings beat — Chubb reported core EPS of $7.52 (up ~25% y/y), topping estimates as investment gains and lower catastrophe losses boosted results. Underwriting income was a major contributor. Chubb’s quarterly profit rises
• Positive Sentiment: Very strong combined-ratio performance — Reports cite a record-low combined ratio and an 81.2% combined ratio figure cited by analysts, indicating materially improved P&C underwriting profitability. Chubb beats Q4 estimates
• Positive Sentiment: Multiple positive analyst moves — Several firms raised price targets or reaffirmed outperform/buy views (examples: Citizens JMP $350 target, Evercore to $347, Roth to $360), supporting upside expectations. Analyst price-target and rating changes
• Positive Sentiment: Revenue and top-line — Q4 revenue was roughly in line with estimates and rose ~9% y/y, a supportive sign that earnings gains were not solely from one-off items. Chubb posts Q4 sales in line
• Neutral Sentiment: Coverage mix — Some desks (e.g., JPMorgan) nudged targets only slightly and kept neutral/hold views, signaling that while results were good, valuation and long‑term upside are debated. JPMorgan adjusts price target
• Neutral Sentiment: Piper Sandler rating — Some firms maintained/issued hold ratings, indicating mixed views among analysts despite the beat. Piper Sandler hold
• Negative Sentiment: ROE sustainability question — Commentary and analysis raised questions about how sustainably Chubb can maintain the recent high ROE and underwriting margins long term; this is a watch item for investors assessing forward returns and valuation. ROE sustainability question looms

Analyst Ratings Changes

Several research analysts recently issued reports on the company. Hsbc Global Res raised Chubb from a “hold” rating to a “strong-buy” rating in a research report on Friday, January 16th. Citigroup restated a “market outperform” rating on shares of Chubb in a research note on Friday, January 16th. Roth Mkm lifted their price objective on shares of Chubb from $330.00 to $360.00 and gave the stock a “buy” rating in a report on Wednesday. Jefferies Financial Group increased their target price on shares of Chubb from $302.00 to $326.00 and gave the company a “hold” rating in a report on Tuesday, December 16th. Finally, Mizuho set a $317.00 price target on shares of Chubb in a research report on Wednesday, January 14th. Two equities research analysts have rated the stock with a Strong Buy rating, ten have issued a Buy rating, eleven have assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average target price of $325.90.

Insider Activity at Chubb

In related news, EVP Joseph F. Wayland sold 5,830 shares of the firm’s stock in a transaction dated Thursday, November 13th. The shares were sold at an average price of $297.08, for a total transaction of $1,731,976.40. Following the completion of the sale, the executive vice president owned 60,593 shares in the company, valued at approximately $18,000,968.44. This trade represents a 8.78% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through this link. Also, EVP Timothy Alan Boroughs sold 10,580 shares of the business’s stock in a transaction dated Monday, November 24th. The shares were sold at an average price of $296.17, for a total transaction of $3,133,478.60. Following the completion of the transaction, the executive vice president owned 12,660 shares in the company, valued at approximately $3,749,512.20. The trade was a 45.52% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Over the last 90 days, insiders sold 33,635 shares of company stock worth $9,970,735. 0.77% of the stock is owned by company insiders.

Institutional Trading of Chubb

A number of large investors have recently bought and sold shares of CB. Harbor Capital Advisors Inc. grew its stake in shares of Chubb by 93.6% during the 3rd quarter. Harbor Capital Advisors Inc. now owns 91 shares of the financial services provider’s stock worth $26,000 after acquiring an additional 44 shares during the period. Cedar Mountain Advisors LLC boosted its position in Chubb by 155.6% during the third quarter. Cedar Mountain Advisors LLC now owns 92 shares of the financial services provider’s stock worth $26,000 after purchasing an additional 56 shares during the period. Laurel Wealth Advisors LLC purchased a new position in shares of Chubb in the fourth quarter worth about $31,000. Ares Financial Consulting LLC bought a new stake in shares of Chubb in the fourth quarter valued at approximately $32,000. Finally, KERR FINANCIAL PLANNING Corp purchased a new stake in shares of Chubb during the 3rd quarter valued at approximately $31,000. 83.81% of the stock is owned by hedge funds and other institutional investors.

Chubb Stock Performance

The company has a market capitalization of $129.51 billion, a P/E ratio of 12.79, a P/E/G ratio of 2.01 and a beta of 0.49. The company has a current ratio of 0.27, a quick ratio of 0.27 and a debt-to-equity ratio of 0.20. The company’s fifty day moving average is $306.03 and its 200 day moving average is $288.39.

Chubb Company Profile

Chubb is a global property and casualty insurance company that underwrites a broad range of commercial and personal insurance products and related services. Its offerings include commercial property and casualty coverage, specialty liability, professional and management liability, cyber and technology insurance, marine and energy, surety, accident and health solutions, and high-net-worth personal lines such as homeowners, auto and valuables protection. Chubb serves businesses, individuals and institutions with tailored underwriting and risk-transfer solutions across multiple industry sectors.

In addition to core underwriting, Chubb provides risk engineering, loss control, claims management and risk consulting services intended to reduce loss severity and help clients manage exposures.