JPMorgan Chase & Co. Lowers PayPal (NASDAQ:PYPL) Price Target to $46.00

PayPal (NASDAQ:PYPL) had its target price decreased by stock analysts at JPMorgan Chase & Co. from $70.00 to $46.00 in a note issued to investors on Wednesday,Benzinga reports. The brokerage presently has a “neutral” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s target price suggests a potential upside of 15.29% from the company’s previous close.

A number of other equities analysts have also weighed in on PYPL. Compass Point upgraded shares of PayPal from a “sell” rating to a “neutral” rating and set a $51.00 target price for the company in a research report on Wednesday. HSBC cut shares of PayPal from a “buy” rating to a “hold” rating and set a $47.00 price target on the stock. in a research note on Wednesday. KGI Securities cut their price objective on PayPal from $85.00 to $80.00 in a research report on Monday, November 10th. Citizens Jmp reiterated a “market perform” rating on shares of PayPal in a research report on Wednesday. Finally, Wall Street Zen lowered PayPal from a “buy” rating to a “hold” rating in a research note on Sunday, January 18th. Ten equities research analysts have rated the stock with a Buy rating, thirty-one have issued a Hold rating and five have given a Sell rating to the stock. According to data from MarketBeat.com, PayPal has an average rating of “Hold” and a consensus price target of $62.88.

PayPal Price Performance

Shares of PayPal stock opened at $39.90 on Wednesday. The company has a market capitalization of $36.73 billion, a price-to-earnings ratio of 7.38, a PEG ratio of 0.64 and a beta of 1.43. The company has a quick ratio of 1.34, a current ratio of 1.29 and a debt-to-equity ratio of 0.49. The stock’s 50-day simple moving average is $57.62 and its 200-day simple moving average is $64.67. PayPal has a 52 week low of $38.88 and a 52 week high of $79.74.

PayPal (NASDAQ:PYPL) last released its earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.29 by ($0.06). PayPal had a return on equity of 25.42% and a net margin of 15.77%.The business had revenue of $8.68 billion for the quarter, compared to analysts’ expectations of $8.82 billion. During the same quarter in the prior year, the business posted $1.19 EPS. The business’s revenue for the quarter was up 4.0% compared to the same quarter last year. As a group, analysts expect that PayPal will post 5.03 earnings per share for the current fiscal year.

Insider Activity at PayPal

In related news, EVP Aaron Webster sold 9,282 shares of the stock in a transaction on Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the sale, the executive vice president owned 35,699 shares in the company, valued at approximately $2,366,486.71. This represents a 20.64% decrease in their position. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink. Also, insider Suzan Kereere sold 4,162 shares of the firm’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $59.84, for a total value of $249,054.08. Following the completion of the sale, the insider owned 30,983 shares of the company’s stock, valued at approximately $1,854,022.72. This represents a 11.84% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 0.08% of the stock is owned by company insiders.

Institutional Investors Weigh In On PayPal

Hedge funds and other institutional investors have recently made changes to their positions in the company. Hilltop National Bank purchased a new position in shares of PayPal during the second quarter worth approximately $27,000. MUFG Securities EMEA plc grew its stake in PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after purchasing an additional 87,524 shares in the last quarter. Kelleher Financial Advisors bought a new position in PayPal in the third quarter worth approximately $30,000. Cloud Capital Management LLC purchased a new position in PayPal during the 3rd quarter worth $30,000. Finally, VSM Wealth Advisory LLC bought a new stake in PayPal during the 2nd quarter valued at $36,000. Hedge funds and other institutional investors own 68.32% of the company’s stock.

Key Stories Impacting PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Company announced discretionary buybacks and a new dividend, which provide near-term support for the stock and signal management willingness to return capital to shareholders. PayPal: Double-Digit Buybacks…
• Positive Sentiment: Some value-focused analysts and commentary argue the stock is deeply oversold and presents a buying opportunity at current depressed multiples. Should You Buy The Dip In PayPal Stock?
• Neutral Sentiment: PayPal remains a core fintech name within the Nasdaq/sector narrative, meaning it could benefit from any tech/fintech rotation back into the space. PayPal Remains Central…
• Neutral Sentiment: Recent analyst research reports vary — some maintain Hold/Neutral with reduced targets while others keep positive stances after trimming forecasts; this divergence is contributing to volatile intraday trading. Analyst Report: PayPal Holdings Inc
• Negative Sentiment: Q4 results missed EPS and revenue expectations and management issued a materially lower 2026 profit outlook — the core catalyst that started the rout. PayPal Replaces CEO…
• Negative Sentiment: Board ousted CEO Alex Chriss and appointed new leadership (reports name HP’s Enrique Lores), creating near-term execution uncertainty. PayPal replaces CEO Alex Chriss…
• Negative Sentiment: Multiple firms cut price targets and downgraded the stock following the miss/CEO change — increasing selling pressure and reducing analyst support. These PayPal Analysts Downgrade…
• Negative Sentiment: Shareholder class-action / securities-fraud investigations have been announced by multiple law firms tied to the gap between prior guidance and results, which can increase legal overhang and investor risk. Investigation Examines Gap…
• Negative Sentiment: Momentum/technical damage: PYPL has hit multiyear lows, with heavy volume and a cascade of retail/quant selling amplifying downside. Reaches New 12-Month Low After Earnings Miss

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.