Wall Street Zen Downgrades Horace Mann Educators (NYSE:HMN) to Hold

Horace Mann Educators (NYSE:HMN) was downgraded by investment analysts at Wall Street Zen from a “buy” rating to a “hold” rating in a report released on Saturday.

Separately, Weiss Ratings reaffirmed a “buy (b)” rating on shares of Horace Mann Educators in a research note on Wednesday, January 28th. One investment analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and two have given a Hold rating to the company. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus target price of $46.75.

Horace Mann Educators Trading Down 3.4%

NYSE HMN opened at $43.14 on Friday. The firm’s 50 day moving average price is $44.76 and its two-hundred day moving average price is $44.83. The company has a debt-to-equity ratio of 0.40, a quick ratio of 0.10 and a current ratio of 0.12. Horace Mann Educators has a twelve month low of $38.76 and a twelve month high of $48.33. The stock has a market cap of $1.76 billion, a price-to-earnings ratio of 11.06 and a beta of 0.06.

Horace Mann Educators (NYSE:HMN) last issued its earnings results on Tuesday, February 3rd. The insurance provider reported $1.21 EPS for the quarter, topping the consensus estimate of $1.18 by $0.03. Horace Mann Educators had a return on equity of 13.92% and a net margin of 9.53%.The business had revenue of $317.20 million during the quarter, compared to analysts’ expectations of $447.00 million. During the same quarter last year, the firm posted $1.68 earnings per share. Horace Mann Educators’s revenue was up 6.3% compared to the same quarter last year. Horace Mann Educators has set its FY 2026 guidance at 4.200-4.500 EPS. Equities analysts anticipate that Horace Mann Educators will post 3.87 EPS for the current year.

Insider Transactions at Horace Mann Educators

In related news, Director Henry Wade Reece sold 1,316 shares of the business’s stock in a transaction that occurred on Monday, November 24th. The stock was sold at an average price of $45.27, for a total value of $59,575.32. Following the completion of the sale, the director owned 39,001 shares of the company’s stock, valued at approximately $1,765,575.27. The trade was a 3.26% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Also, Director Beverley J. Mcclure sold 1,082 shares of the stock in a transaction that occurred on Thursday, November 13th. The stock was sold at an average price of $45.40, for a total value of $49,122.80. Following the completion of the transaction, the director owned 16,733 shares in the company, valued at $759,678.20. This represents a 6.07% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 10,398 shares of company stock valued at $476,448 in the last quarter. Corporate insiders own 4.00% of the company’s stock.

Institutional Investors Weigh In On Horace Mann Educators

Several institutional investors and hedge funds have recently modified their holdings of the business. Vanguard Group Inc. increased its position in Horace Mann Educators by 1.6% during the third quarter. Vanguard Group Inc. now owns 5,007,719 shares of the insurance provider’s stock worth $226,199,000 after buying an additional 78,079 shares during the last quarter. American Century Companies Inc. lifted its position in shares of Horace Mann Educators by 13.3% in the third quarter. American Century Companies Inc. now owns 829,376 shares of the insurance provider’s stock worth $37,463,000 after buying an additional 97,366 shares during the last quarter. Arrowstreet Capital Limited Partnership boosted its stake in shares of Horace Mann Educators by 1.6% during the 3rd quarter. Arrowstreet Capital Limited Partnership now owns 744,369 shares of the insurance provider’s stock worth $33,623,000 after acquiring an additional 11,411 shares in the last quarter. Ameriprise Financial Inc. increased its holdings in shares of Horace Mann Educators by 51.6% during the 3rd quarter. Ameriprise Financial Inc. now owns 663,520 shares of the insurance provider’s stock valued at $29,971,000 after acquiring an additional 225,800 shares during the last quarter. Finally, Invesco Ltd. raised its stake in shares of Horace Mann Educators by 32.0% in the 3rd quarter. Invesco Ltd. now owns 645,659 shares of the insurance provider’s stock valued at $29,164,000 after acquiring an additional 156,652 shares in the last quarter. Institutional investors and hedge funds own 99.28% of the company’s stock.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.