Dave Inc. (NASDAQ:DAVE) Receives Consensus Rating of “Moderate Buy” from Analysts

Dave Inc. (NASDAQ:DAVE) has received an average rating of “Moderate Buy” from the twelve research firms that are presently covering the company, MarketBeat Ratings reports. Three investment analysts have rated the stock with a hold recommendation and nine have issued a buy recommendation on the company. The average 12-month price objective among brokerages that have updated their coverage on the stock in the last year is $304.25.

Several brokerages have weighed in on DAVE. Benchmark reaffirmed a “buy” rating on shares of Dave in a research report on Tuesday, January 13th. Lake Street Capital reaffirmed a “buy” rating on shares of Dave in a report on Wednesday, December 24th. JMP Securities set a $310.00 price target on Dave in a research report on Wednesday, November 5th. Wall Street Zen raised shares of Dave from a “hold” rating to a “buy” rating in a research note on Saturday. Finally, Zacks Research lowered shares of Dave from a “strong-buy” rating to a “hold” rating in a report on Friday, January 16th.

More Dave News

Here are the key news stories impacting Dave this week:

• Positive Sentiment: Dave expects 2025 revenue and adjusted EBITDA to exceed the top end of guidance, signaling stronger profitability than previously forecast and supporting a re-rate in the stock. Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Company updated near-term revenue guidance: Q4 2025 revenue guided at ~$164.0M (vs. consensus ~ $154.0M) and FY 2025 revenue guided at ~$554.0M (vs. consensus ~$540.7M) — topline beats that support valuation upside.
• Positive Sentiment: Credit metrics improved: 4Q25 28 DPD expected ~1.95%–2.00%, outperforming prior guidance (<2.10%), which suggests better-than-expected loan performance and lower loss risk going into 2026. Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results
• Neutral Sentiment: Full audited results and 2026 outlook scheduled for March 2, 2026 — investors will likely wait for that call and the 10-K for details and any guidance range updates before adjusting long-term positions. Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results
• Neutral Sentiment: Several unrelated media items reference other public figures named “Dave” (Dave Portnoy headlines, Dave Coulier health updates) — these are celebrity stories and are unlikely to affect Dave Inc.’s business fundamentals or stock beyond short-lived social noise. Dave Portnoy Blasts NFL Legend For Being a ‘COWARD’
• Neutral Sentiment: Consumer-promo items (e.g., Dave & Buster’s contest) and unrelated human-interest coverage do not materially affect Dave Inc.’s fintech metrics or credit trends. You could win a $15K diamond ring at Dave & Buster’s. Here’s how

Dave Stock Performance

Shares of NASDAQ DAVE opened at $183.22 on Monday. The company has a 50 day simple moving average of $201.98 and a two-hundred day simple moving average of $210.22. The stock has a market cap of $2.47 billion, a price-to-earnings ratio of 18.16 and a beta of 3.89. The company has a current ratio of 8.69, a quick ratio of 8.69 and a debt-to-equity ratio of 0.26. Dave has a 12 month low of $65.46 and a 12 month high of $286.45.

Insider Transactions at Dave

In related news, CEO Jason Wilk sold 7,393 shares of the company’s stock in a transaction dated Tuesday, December 2nd. The stock was sold at an average price of $203.77, for a total value of $1,506,471.61. Following the completion of the transaction, the chief executive officer owned 210,461 shares of the company’s stock, valued at approximately $42,885,637.97. This represents a 3.39% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Imran Khan sold 33,270 shares of the stock in a transaction that occurred on Wednesday, December 17th. The stock was sold at an average price of $199.34, for a total value of $6,632,041.80. Following the transaction, the director owned 2,110 shares in the company, valued at $420,607.40. This represents a 94.04% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last quarter, insiders sold 105,164 shares of company stock valued at $20,700,863. Insiders own 28.48% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently made changes to their positions in DAVE. Comprehensive Financial Planning Inc. PA acquired a new stake in Dave in the 2nd quarter valued at about $359,000. Quadrature Capital Ltd grew its position in shares of Dave by 120.3% in the second quarter. Quadrature Capital Ltd now owns 9,751 shares of the fintech company’s stock valued at $2,615,000 after purchasing an additional 5,325 shares in the last quarter. Silver Oak Wealth Advisors Services LLC purchased a new stake in shares of Dave in the second quarter valued at approximately $501,000. VIRGINIA RETIREMENT SYSTEMS ET Al acquired a new stake in shares of Dave in the second quarter valued at approximately $913,000. Finally, Sigma Planning Corp purchased a new position in Dave during the second quarter worth approximately $425,000. Hedge funds and other institutional investors own 18.01% of the company’s stock.

Dave Company Profile

Dave, Inc is a Los Angeles–based financial technology company founded in 2016 by Jason Wilk and John Wolanin. The company offers a subscription-based mobile app designed to help consumers avoid overdraft fees, manage their budgets and track expenses. Through its platform, members receive low-balance alerts, expense categorization and cash-advance capabilities tied to upcoming deposits.

At the core of Dave’s offering is fee-free overdraft protection: eligible users can request small, interest-free advances up to a preset limit, typically repaid on their next paycheck or deposit.