Pagaya Technologies (NASDAQ:PGY) Given New $32.00 Price Target at Canaccord Genuity Group

Pagaya Technologies (NASDAQ:PGY) had its price objective cut by Canaccord Genuity Group from $39.00 to $32.00 in a report published on Tuesday morning,Benzinga reports. They currently have a buy rating on the stock.

A number of other equities analysts have also recently commented on PGY. Weiss Ratings restated a “sell (d-)” rating on shares of Pagaya Technologies in a report on Friday, January 9th. Zacks Research cut shares of Pagaya Technologies from a “strong-buy” rating to a “hold” rating in a research report on Monday, February 2nd. Keefe, Bruyette & Woods dropped their price objective on shares of Pagaya Technologies from $38.00 to $35.00 and set an “outperform” rating for the company in a report on Friday, January 2nd. Wall Street Zen downgraded shares of Pagaya Technologies from a “strong-buy” rating to a “buy” rating in a research note on Saturday, December 6th. Finally, Freedom Capital raised shares of Pagaya Technologies to a “strong-buy” rating in a research report on Tuesday, February 3rd. One equities research analyst has rated the stock with a Strong Buy rating, nine have given a Buy rating, one has issued a Hold rating and one has issued a Sell rating to the company. Based on data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $34.00.

Pagaya Technologies Stock Performance

NASDAQ:PGY opened at $13.68 on Tuesday. Pagaya Technologies has a fifty-two week low of $8.50 and a fifty-two week high of $44.99. The company has a debt-to-equity ratio of 1.16, a quick ratio of 11.41 and a current ratio of 11.41. The company has a 50 day moving average price of $21.97 and a 200 day moving average price of $27.62. The stock has a market capitalization of $1.10 billion, a P/E ratio of 15.37 and a beta of 5.85.

Pagaya Technologies (NASDAQ:PGY) last released its quarterly earnings results on Monday, February 9th. The company reported $0.80 EPS for the quarter, topping analysts’ consensus estimates of $0.75 by $0.05. Pagaya Technologies had a return on equity of 45.94% and a net margin of 6.25%.The company had revenue of $334.81 million for the quarter, compared to analysts’ expectations of $348.75 million. During the same period in the prior year, the firm earned $0.17 earnings per share. The firm’s revenue was up 19.8% compared to the same quarter last year. Equities research analysts forecast that Pagaya Technologies will post 0.88 EPS for the current year.

Insiders Place Their Bets

In related news, CFO Evangelos Perros sold 9,750 shares of the business’s stock in a transaction on Monday, January 5th. The shares were sold at an average price of $22.99, for a total transaction of $224,152.50. Following the completion of the transaction, the chief financial officer owned 100,212 shares in the company, valued at approximately $2,303,873.88. The trade was a 8.87% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, insider Tami Rosen sold 7,561 shares of the stock in a transaction on Friday, December 19th. The shares were sold at an average price of $30.73, for a total value of $232,349.53. Following the completion of the transaction, the insider directly owned 37,544 shares in the company, valued at $1,153,727.12. This trade represents a 16.76% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 21,256 shares of company stock worth $547,198 in the last 90 days. Corporate insiders own 47.59% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the stock. Versant Capital Management Inc purchased a new stake in Pagaya Technologies in the third quarter valued at $25,000. Root Financial Partners LLC purchased a new position in shares of Pagaya Technologies during the fourth quarter worth about $27,000. LSV Asset Management acquired a new stake in shares of Pagaya Technologies during the third quarter worth about $36,000. Caitong International Asset Management Co. Ltd increased its position in shares of Pagaya Technologies by 35.8% during the second quarter. Caitong International Asset Management Co. Ltd now owns 1,973 shares of the company’s stock worth $42,000 after purchasing an additional 520 shares in the last quarter. Finally, Thurston Springer Miller Herd & Titak Inc. lifted its holdings in shares of Pagaya Technologies by 1,386.2% in the 4th quarter. Thurston Springer Miller Herd & Titak Inc. now owns 3,983 shares of the company’s stock valued at $83,000 after purchasing an additional 3,715 shares during the last quarter. 57.14% of the stock is owned by hedge funds and other institutional investors.

Key Headlines Impacting Pagaya Technologies

Here are the key news stories impacting Pagaya Technologies this week:

• Positive Sentiment: Closed an $800M AAA‑rated personal‑loan ABS (PAID 2026‑1) that exceeded the original $600M target by ~33%, showing strong institutional demand and an ongoing funding channel for Pagaya’s lending business. Pagaya Technologies (PGY)’s AAA-Rated Personal Loan ABS Transaction Exceeds the Initial $600 Million Target By 33%
• Positive Sentiment: Reported Q4 EPS of $0.80, beating the $0.75 consensus and showing strong profitability metrics (positive ROE), while EPS improved substantially year‑over‑year. Pagaya Reports Fourth Quarter and Full Year Ended 2025 Results
• Neutral Sentiment: Earnings call and full transcripts/slides are available for investors wanting details on model performance, loss rates and product mix — useful for digging into the drivers behind the mixed headline numbers. Q4 2025 Earnings Call Transcript
• Negative Sentiment: Revenue missed Street estimates: Q4 revenue $334.8M vs. $348.8M expected, and management issued Q1 and FY2026 revenue guidance below consensus (Q1: $315M–$335M vs ~$345.6M consensus; FY: $1.4B–$1.6B vs ~$1.5B consensus mid). That softer top‑line outlook is the main near‑term pressure on the stock. Pagaya Technologies Ltd (PGY) Q4 2025 Earnings Call Highlights
• Negative Sentiment: Multiple brokers trimmed price targets (Jefferies $35→$30; Benchmark $48→$33; Canaccord $39→$32) while keeping Buy ratings — cuts reflect the softer revenue/growth outlook and are weighing on sentiment despite retained conviction. Analyst Price Target Coverage (Benzinga)
• Negative Sentiment: Shares have reacted sharply to the mixed print in recent sessions (reports noted a large intraday drop after earnings), highlighting sensitivity to top‑line misses and guidance shifts. Q4 2025 earnings call transcript / coverage

About Pagaya Technologies

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.