Pagaya Technologies (NASDAQ:PGY) Given New $33.00 Price Target at Benchmark

Pagaya Technologies (NASDAQ:PGY) had its price objective reduced by Benchmark from $48.00 to $33.00 in a research report report published on Tuesday morning,Benzinga reports. Benchmark currently has a buy rating on the stock.

Other research analysts also recently issued reports about the stock. Zacks Research downgraded shares of Pagaya Technologies from a “strong-buy” rating to a “hold” rating in a research report on Monday, February 2nd. Canaccord Genuity Group lowered their price objective on Pagaya Technologies from $39.00 to $32.00 and set a “buy” rating on the stock in a report on Tuesday. Weiss Ratings reiterated a “sell (d-)” rating on shares of Pagaya Technologies in a report on Friday, January 9th. Wall Street Zen lowered shares of Pagaya Technologies from a “strong-buy” rating to a “buy” rating in a research report on Saturday, December 6th. Finally, Keefe, Bruyette & Woods decreased their price target on Pagaya Technologies from $38.00 to $35.00 and set an “outperform” rating on the stock in a research note on Friday, January 2nd. One equities research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, one has given a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $34.00.

Pagaya Technologies Stock Performance

Shares of Pagaya Technologies stock opened at $13.68 on Tuesday. Pagaya Technologies has a 12 month low of $8.50 and a 12 month high of $44.99. The stock’s fifty day moving average price is $21.97 and its 200-day moving average price is $27.62. The firm has a market cap of $1.10 billion, a P/E ratio of 15.37 and a beta of 5.85. The company has a current ratio of 11.41, a quick ratio of 11.41 and a debt-to-equity ratio of 1.16.

Pagaya Technologies (NASDAQ:PGY) last posted its earnings results on Monday, February 9th. The company reported $0.80 EPS for the quarter, beating analysts’ consensus estimates of $0.75 by $0.05. The company had revenue of $334.81 million during the quarter, compared to analysts’ expectations of $348.75 million. Pagaya Technologies had a net margin of 6.25% and a return on equity of 45.94%. Pagaya Technologies’s revenue for the quarter was up 19.8% compared to the same quarter last year. During the same quarter in the prior year, the company posted $0.17 earnings per share. On average, equities research analysts expect that Pagaya Technologies will post 0.88 earnings per share for the current fiscal year.

Insider Activity

In other Pagaya Technologies news, insider Tami Rosen sold 7,561 shares of the company’s stock in a transaction on Friday, December 19th. The shares were sold at an average price of $30.73, for a total transaction of $232,349.53. Following the completion of the transaction, the insider owned 37,544 shares in the company, valued at approximately $1,153,727.12. This represents a 16.76% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, President Sanjiv Das sold 3,945 shares of the firm’s stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $22.99, for a total transaction of $90,695.55. Following the completion of the sale, the president owned 129,986 shares of the company’s stock, valued at $2,988,378.14. This trade represents a 2.95% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders have sold 21,256 shares of company stock valued at $547,198. Company insiders own 47.59% of the company’s stock.

Institutional Trading of Pagaya Technologies

Hedge funds and other institutional investors have recently modified their holdings of the business. G2 Investment Partners Management LLC acquired a new position in shares of Pagaya Technologies during the 2nd quarter valued at $5,403,000. Federated Hermes Inc. raised its position in Pagaya Technologies by 40.8% in the third quarter. Federated Hermes Inc. now owns 600,140 shares of the company’s stock worth $17,818,000 after acquiring an additional 174,033 shares in the last quarter. Jump Financial LLC lifted its holdings in Pagaya Technologies by 509.6% in the 2nd quarter. Jump Financial LLC now owns 672,635 shares of the company’s stock valued at $14,341,000 after acquiring an additional 562,294 shares during the last quarter. Walleye Capital LLC acquired a new stake in Pagaya Technologies during the second quarter valued at approximately $2,027,000. Finally, Hamilton Lane Advisors LLC acquired a new stake in shares of Pagaya Technologies during the 3rd quarter valued at $12,097,000. 57.14% of the stock is owned by hedge funds and other institutional investors.

Key Headlines Impacting Pagaya Technologies

Here are the key news stories impacting Pagaya Technologies this week:

• Positive Sentiment: Closed an $800M AAA‑rated personal‑loan ABS (PAID 2026‑1) that exceeded the original $600M target by ~33%, showing strong institutional demand and an ongoing funding channel for Pagaya’s lending business. Pagaya Technologies (PGY)’s AAA-Rated Personal Loan ABS Transaction Exceeds the Initial $600 Million Target By 33%
• Positive Sentiment: Reported Q4 EPS of $0.80, beating the $0.75 consensus and showing strong profitability metrics (positive ROE), while EPS improved substantially year‑over‑year. Pagaya Reports Fourth Quarter and Full Year Ended 2025 Results
• Neutral Sentiment: Earnings call and full transcripts/slides are available for investors wanting details on model performance, loss rates and product mix — useful for digging into the drivers behind the mixed headline numbers. Q4 2025 Earnings Call Transcript
• Negative Sentiment: Revenue missed Street estimates: Q4 revenue $334.8M vs. $348.8M expected, and management issued Q1 and FY2026 revenue guidance below consensus (Q1: $315M–$335M vs ~$345.6M consensus; FY: $1.4B–$1.6B vs ~$1.5B consensus mid). That softer top‑line outlook is the main near‑term pressure on the stock. Pagaya Technologies Ltd (PGY) Q4 2025 Earnings Call Highlights
• Negative Sentiment: Multiple brokers trimmed price targets (Jefferies $35→$30; Benchmark $48→$33; Canaccord $39→$32) while keeping Buy ratings — cuts reflect the softer revenue/growth outlook and are weighing on sentiment despite retained conviction. Analyst Price Target Coverage (Benzinga)
• Negative Sentiment: Shares have reacted sharply to the mixed print in recent sessions (reports noted a large intraday drop after earnings), highlighting sensitivity to top‑line misses and guidance shifts. Q4 2025 earnings call transcript / coverage

About Pagaya Technologies

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.