Equities Analysts Set Expectations for Bank OZK Q1 Earnings

Bank OZK (NASDAQ:OZK) – Stock analysts at Zacks Research lowered their Q1 2026 earnings per share estimates for Bank OZK in a research note issued to investors on Tuesday, February 10th. Zacks Research analyst Team now forecasts that the company will post earnings of $1.46 per share for the quarter, down from their previous forecast of $1.50. Zacks Research currently has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q2 2026 earnings at $1.46 EPS, Q3 2026 earnings at $1.52 EPS, FY2026 earnings at $5.98 EPS, Q2 2027 earnings at $1.66 EPS, Q3 2027 earnings at $1.63 EPS, Q4 2027 earnings at $1.60 EPS and FY2028 earnings at $7.56 EPS.

Bank OZK (NASDAQ:OZK) last announced its earnings results on Tuesday, January 20th. The company reported $1.53 EPS for the quarter, missing analysts’ consensus estimates of $1.56 by ($0.03). Bank OZK had a net margin of 25.50% and a return on equity of 12.65%. The business had revenue of $436.29 million for the quarter, compared to the consensus estimate of $434.68 million. During the same quarter last year, the firm posted $1.56 EPS.

Several other analysts also recently weighed in on the company. Citigroup restated a “sell” rating on shares of Bank OZK in a research note on Monday, January 5th. Piper Sandler set a $62.00 target price on Bank OZK in a research note on Thursday, January 22nd. Stephens lowered their price target on Bank OZK from $64.00 to $62.00 and set an “overweight” rating for the company in a research report on Thursday, January 22nd. UBS Group reiterated a “neutral” rating and issued a $51.00 price target on shares of Bank OZK in a research note on Tuesday, January 6th. Finally, TD Cowen reduced their price objective on shares of Bank OZK from $56.00 to $54.00 and set a “buy” rating for the company in a research note on Thursday, January 22nd. Five equities research analysts have rated the stock with a Buy rating, five have given a Hold rating and one has assigned a Sell rating to the stock. Based on data from MarketBeat, the stock currently has a consensus rating of “Hold” and an average target price of $56.78.

Bank OZK Price Performance

Shares of OZK opened at $49.25 on Wednesday. Bank OZK has a fifty-two week low of $35.71 and a fifty-two week high of $53.66. The firm’s 50-day simple moving average is $47.83 and its two-hundred day simple moving average is $48.42. The stock has a market cap of $5.51 billion, a PE ratio of 7.98 and a beta of 0.94. The company has a debt-to-equity ratio of 0.08, a quick ratio of 1.03 and a current ratio of 1.02.

Bank OZK Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, January 20th. Stockholders of record on Tuesday, January 13th were issued a dividend of $0.46 per share. This represents a $1.84 annualized dividend and a dividend yield of 3.7%. The ex-dividend date of this dividend was Tuesday, January 13th. This is a positive change from Bank OZK’s previous quarterly dividend of $0.45. Bank OZK’s payout ratio is currently 29.82%.

Institutional Trading of Bank OZK

A number of hedge funds have recently bought and sold shares of OZK. Inceptionr LLC lifted its stake in shares of Bank OZK by 169.3% in the 4th quarter. Inceptionr LLC now owns 11,285 shares of the company’s stock worth $519,000 after purchasing an additional 7,094 shares during the period. Hodges Capital Management Inc. grew its holdings in Bank OZK by 211.8% during the 4th quarter. Hodges Capital Management Inc. now owns 335,846 shares of the company’s stock valued at $15,456,000 after purchasing an additional 228,146 shares during the last quarter. Janney Montgomery Scott LLC lifted its stake in Bank OZK by 9.2% in the fourth quarter. Janney Montgomery Scott LLC now owns 20,502 shares of the company’s stock worth $944,000 after purchasing an additional 1,723 shares during the last quarter. Illinois Municipal Retirement Fund boosted its holdings in Bank OZK by 0.8% during the 4th quarter. Illinois Municipal Retirement Fund now owns 38,261 shares of the company’s stock valued at $1,761,000 after acquiring an additional 317 shares during the period. Finally, LPL Financial LLC lifted its position in shares of Bank OZK by 2.6% during the fourth quarter. LPL Financial LLC now owns 410,827 shares of the company’s stock worth $18,906,000 after purchasing an additional 10,543 shares during the last quarter. Hedge funds and other institutional investors own 86.18% of the company’s stock.

Bank OZK News Summary

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Local expansion: Bank OZK has begun offering banking services in Round Rock, TX — a modest branch/network expansion that can help deposit growth and local lending opportunity over time. Bank OZK now offering banking services in Round Rock
• Positive Sentiment: Zacks raised one out-quarter: Zacks Research upgraded its Q2 2027 EPS view for OZK to $1.66 (from $1.48), suggesting at least one later-quarter tailwind in their model. This is a limited positive among several mixed estimate moves. Zacks Research coverage summary
• Neutral Sentiment: Broker view unchanged: UBS reiterated its Hold rating on OZK, indicating no change in conviction from a major shop — supportive of stability but not a catalyst for upside. UBS Sticks to Its Hold Rating for Bank OZK (OZK)
• Neutral Sentiment: Short-interest data appears unreliable: Reports show 0 shares short (days-to-cover 0.0), which looks like a reporting anomaly rather than true zero short interest — so no clear short-pressure signal.
• Negative Sentiment: Zacks cuts near-term and FY2026 earnings: Zacks trimmed several near-term quarter estimates (Q1–Q3 FY2026, Q3–Q4 FY2027) and reduced FY2026 EPS to $5.98 from $6.09. Multiple downgrades to upcoming-quarter EPS tend to pressure sentiment and likely contributed to today’s pullback. Zacks still rates the stock a “Hold.” Zacks Research coverage summary

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.