Insperity (NYSE:NSP) Hits New 12-Month Low After Earnings Miss

Shares of Insperity, Inc. (NYSE:NSP) reached a new 52-week low during trading on Wednesday following a weaker than expected earnings announcement. The company traded as low as $30.37 and last traded at $30.13, with a volume of 745047 shares traded. The stock had previously closed at $33.66.

The business services provider reported ($0.60) earnings per share for the quarter, missing analysts’ consensus estimates of ($0.47) by ($0.13). The business had revenue of $1.67 billion during the quarter, compared to the consensus estimate of $1.68 billion. Insperity had a negative return on equity of 10.38% and a negative net margin of 0.10%.The company’s revenue for the quarter was up 3.4% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $0.05 earnings per share. Insperity has set its Q1 2026 guidance at 1.030-1.500 EPS and its FY 2026 guidance at 1.690-2.720 EPS.

Insperity Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Tuesday, December 23rd. Investors of record on Tuesday, December 9th were paid a dividend of $0.60 per share. This represents a $2.40 dividend on an annualized basis and a yield of 8.0%. The ex-dividend date of this dividend was Tuesday, December 9th. Insperity’s dividend payout ratio is 521.74%.

Insperity News Roundup

Here are the key news stories impacting Insperity this week:

• Positive Sentiment: Revenue grew ~3.4% year‑over‑year and management is pushing strategic initiatives (HRScale) that are framed as drivers of margin recovery; management set an adjusted‑EBITDA target of $170M–$230M for 2026. Insperity outlines 2026 adjusted EBITDA target
• Positive Sentiment: Management says 2026 should see an earnings rebound (wide EPS ranges reflect recovery potential alongside uncertainty) and highlighted product/operational initiatives on the earnings call. Insperity projects 2026 earnings rebound
• Neutral Sentiment: Company released the Q4 press release, slide deck and full call transcript — useful for digging into segment detail, cost drivers and timing of the HRScale rollout. Press release and slide deck
• Negative Sentiment: Big EPS miss: Q4 EPS came in at ($0.60) vs. consensus around ($0.47), and compares to $0.05 a year ago — the shortfall is a key driver of the stock move. Q4 loss lags estimates
• Negative Sentiment: Margins deteriorated: gross profit declined sharply (reported ~21% drop YoY in gross profit) and operating profit swung negative; company cited elevated benefits/costs as the main pressure. Q4 deep dive and margin details
• Negative Sentiment: Guidance came in mixed/below consensus: Q1 2026 EPS range 1.03–1.50 (street ~1.55) and FY 2026 EPS range 1.69–2.72 (street ~1.98 consensus point) — the below‑consensus midpoint and wide ranges add near‑term uncertainty. (See company call and guidance materials.)
• Negative Sentiment: Cash flow/balance concerns: operating cash was negative in the quarter and cash balances fell year‑over‑year, raising short‑term liquidity/earnings recovery questions noted in market writeups. Financial metrics and cash flow

Analyst Upgrades and Downgrades

A number of brokerages have recently weighed in on NSP. Wall Street Zen lowered Insperity from a “hold” rating to a “sell” rating in a research report on Saturday, November 8th. JPMorgan Chase & Co. lowered their price objective on shares of Insperity from $51.00 to $34.00 and set an “underweight” rating on the stock in a report on Tuesday, November 4th. The Goldman Sachs Group set a $62.00 price objective on shares of Insperity in a report on Monday, January 5th. Robert W. Baird set a $36.00 target price on shares of Insperity in a research report on Wednesday. Finally, Roth Mkm set a $62.00 price target on shares of Insperity in a research report on Monday, January 5th. One research analyst has rated the stock with a Buy rating, one has issued a Hold rating and three have given a Sell rating to the stock. According to data from MarketBeat.com, Insperity presently has an average rating of “Reduce” and an average target price of $47.50.

Institutional Investors Weigh In On Insperity

Hedge funds have recently made changes to their positions in the business. LRI Investments LLC lifted its stake in Insperity by 134.0% in the third quarter. LRI Investments LLC now owns 606 shares of the business services provider’s stock valued at $30,000 after purchasing an additional 347 shares during the last quarter. Caitong International Asset Management Co. Ltd grew its stake in Insperity by 49.3% during the second quarter. Caitong International Asset Management Co. Ltd now owns 548 shares of the business services provider’s stock valued at $33,000 after acquiring an additional 181 shares in the last quarter. Signaturefd LLC increased its holdings in shares of Insperity by 363.3% in the fourth quarter. Signaturefd LLC now owns 959 shares of the business services provider’s stock worth $37,000 after purchasing an additional 752 shares during the period. Farther Finance Advisors LLC raised its holdings in shares of Insperity by 871.6% in the 4th quarter. Farther Finance Advisors LLC now owns 991 shares of the business services provider’s stock valued at $38,000 after acquiring an additional 889 shares in the last quarter. Finally, Aster Capital Management DIFC Ltd purchased a new stake in Insperity in the third quarter valued at approximately $41,000. 93.44% of the stock is currently owned by institutional investors.

Insperity Price Performance

The company has a current ratio of 1.12, a quick ratio of 1.12 and a debt-to-equity ratio of 4.24. The business’s fifty day moving average price is $40.60 and its 200-day moving average price is $44.70. The company has a market capitalization of $1.13 billion, a P/E ratio of -149.84 and a beta of 0.47.

Insperity Company Profile

Insperity, Inc is a leading provider of human resources and business performance solutions designed to help small and midsize businesses operate more efficiently. Headquartered in Kingwood, Texas, the company offers a comprehensive suite of products and services that span workforce management, payroll administration, employee benefits, risk management, and talent development. By leveraging its proprietary technology platform and team of HR experts, Insperity enables clients to focus on core business objectives while outsourcing complex administrative functions.

The company’s flagship offering is its Professional Employer Organization (PEO) service, which allows clients to outsource critical HR tasks such as payroll processing, workers’ compensation administration, and compliance with employment regulations.