Zacks Research Has Bullish Forecast for F.N.B. Q3 Earnings

F.N.B. Corporation (NYSE:FNB) – Analysts at Zacks Research boosted their Q3 2026 earnings per share estimates for F.N.B. in a research note issued to investors on Tuesday, February 10th. Zacks Research analyst Team now forecasts that the bank will post earnings per share of $0.44 for the quarter, up from their prior estimate of $0.43. The consensus estimate for F.N.B.’s current full-year earnings is $1.45 per share. Zacks Research also issued estimates for F.N.B.’s Q4 2026 earnings at $0.46 EPS, FY2026 earnings at $1.69 EPS, Q3 2027 earnings at $0.50 EPS, Q4 2027 earnings at $0.54 EPS, FY2027 earnings at $1.95 EPS and FY2028 earnings at $2.29 EPS.

F.N.B. (NYSE:FNB) last posted its quarterly earnings data on Tuesday, January 20th. The bank reported $0.50 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.41 by $0.09. The firm had revenue of $457.78 million for the quarter, compared to the consensus estimate of $457.87 million. F.N.B. had a net margin of 20.98% and a return on equity of 8.76%. During the same quarter in the prior year, the company posted $0.30 earnings per share.

A number of other brokerages have also weighed in on FNB. Truist Financial boosted their price objective on shares of F.N.B. from $19.00 to $19.50 and gave the company a “buy” rating in a report on Thursday, January 22nd. Piper Sandler reaffirmed an “overweight” rating and set a $21.00 price target (up previously from $20.00) on shares of F.N.B. in a research report on Thursday, January 22nd. Weiss Ratings reiterated a “buy (b)” rating on shares of F.N.B. in a research note on Monday, December 29th. Finally, DA Davidson cut F.N.B. from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 20th. Five equities research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company’s stock. Based on data from MarketBeat.com, F.N.B. has an average rating of “Moderate Buy” and an average price target of $19.60.

F.N.B. Trading Down 1.3%

Shares of F.N.B. stock opened at $18.45 on Wednesday. The company has a current ratio of 0.92, a quick ratio of 0.90 and a debt-to-equity ratio of 0.28. F.N.B. has a 12-month low of $10.88 and a 12-month high of $19.14. The firm has a market capitalization of $6.61 billion, a price-to-earnings ratio of 11.83, a PEG ratio of 0.84 and a beta of 0.92. The firm’s 50 day simple moving average is $17.59 and its two-hundred day simple moving average is $16.52.

F.N.B. Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, March 16th. Shareholders of record on Monday, March 2nd will be issued a $0.12 dividend. This represents a $0.48 annualized dividend and a yield of 2.6%. The ex-dividend date of this dividend is Monday, March 2nd. F.N.B.’s dividend payout ratio (DPR) is presently 30.77%.

Insider Buying and Selling

In related news, insider James L. Dutey sold 40,000 shares of F.N.B. stock in a transaction on Tuesday, December 2nd. The shares were sold at an average price of $16.75, for a total value of $670,000.00. Following the sale, the insider owned 49,936 shares of the company’s stock, valued at approximately $836,428. This trade represents a 44.48% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Gary L. Guerrieri sold 15,000 shares of the company’s stock in a transaction on Wednesday, December 10th. The stock was sold at an average price of $17.67, for a total transaction of $265,050.00. Following the transaction, the insider owned 279,883 shares of the company’s stock, valued at $4,945,532.61. This represents a 5.09% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. 1.37% of the stock is owned by insiders.

Institutional Trading of F.N.B.

Institutional investors have recently modified their holdings of the stock. Tradewinds LLC. purchased a new position in shares of F.N.B. in the third quarter valued at approximately $1,444,000. Pacer Advisors Inc. purchased a new stake in shares of F.N.B. during the third quarter worth $1,097,000. KLP Kapitalforvaltning AS raised its position in shares of F.N.B. by 7.3% in the second quarter. KLP Kapitalforvaltning AS now owns 74,900 shares of the bank’s stock valued at $1,092,000 after buying an additional 5,100 shares during the last quarter. SG Americas Securities LLC lifted its stake in shares of F.N.B. by 155.4% in the second quarter. SG Americas Securities LLC now owns 60,478 shares of the bank’s stock worth $882,000 after buying an additional 36,796 shares in the last quarter. Finally, Stanley Laman Group Ltd. acquired a new position in F.N.B. during the second quarter worth about $3,440,000. Institutional investors and hedge funds own 79.25% of the company’s stock.

F.N.B. Company Profile

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.