Assetmark Inc. Purchases 1,416,909 Shares of Synchrony Financial $SYF

Assetmark Inc. grew its holdings in shares of Synchrony Financial (NYSE:SYF) by 48.3% in the third quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The fund owned 4,349,059 shares of the financial services provider’s stock after acquiring an additional 1,416,909 shares during the quarter. Assetmark Inc. owned about 1.21% of Synchrony Financial worth $309,001,000 at the end of the most recent quarter.

Several other hedge funds and other institutional investors also recently added to or reduced their stakes in the stock. Westside Investment Management Inc. boosted its stake in Synchrony Financial by 100.0% in the third quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock worth $25,000 after buying an additional 179 shares in the last quarter. Investors Towarzystwo Funduszy Inwestycyjnych Spolka Akcyjna bought a new stake in Synchrony Financial in the 2nd quarter worth $26,000. Salomon & Ludwin LLC raised its holdings in Synchrony Financial by 54.9% in the 3rd quarter. Salomon & Ludwin LLC now owns 412 shares of the financial services provider’s stock worth $29,000 after purchasing an additional 146 shares in the last quarter. True Wealth Design LLC boosted its position in Synchrony Financial by 5,787.5% during the 2nd quarter. True Wealth Design LLC now owns 471 shares of the financial services provider’s stock valued at $31,000 after acquiring an additional 463 shares in the last quarter. Finally, Ashton Thomas Securities LLC purchased a new position in Synchrony Financial during the third quarter valued at $35,000. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Zacks Research published a bullish long‑term forecast, issuing a FY2028 EPS estimate of $11.11 for Synchrony — well above the current consensus (~$7.67). That implies meaningful upside to forward earnings power if the firm achieves the drivers behind that view.
• Positive Sentiment: Zacks also raised near‑term/near‑cycle estimates in places — notably lifting FY2026 estimates (to $9.29) and increasing some quarterly forecasts (including Q1 2026 and Q2 2026). Those upward revisions support the argument for better-than-expected 2026 earnings execution.
• Neutral Sentiment: Synchrony released its monthly credit‑performance statistics (investors should watch trends in charge‑offs, delinquencies and receivables for signals on asset quality and reserve needs). Synchrony Financial Reports Monthly Credit Performance Statistics
• Neutral Sentiment: Management presented at the UBS Financial Services Conference; the transcript may contain detail on strategy, margins and capital deployment but produced no clear market-moving announcement. Synchrony Financial Presents at UBS Financial Services Conference 2026 Transcript
• Neutral Sentiment: Industry/strategy pieces explain how Synchrony competes among large S&P 500 peers — useful context but not an immediate catalyst. How Synchrony Financial (NYSE:SYF) Competes Among Top S&P 500 Companies
• Negative Sentiment: At the same time, Zacks issued several downward revisions to near‑term quarters and parts of the FY2027 outlook (cuts to certain Q1/Q3 2027 and Q3 2026 estimates and a lower FY2027 figure), creating mixed signals about short‑term earnings momentum and contributing to investor caution.
• Negative Sentiment: A Zacks comparison of Capital One (COF) vs. Synchrony highlights Capital One’s recent acquisitions and rising net interest income as differentiators — framing Capital One as having clearer near‑term growth/earnings catalysts versus Synchrony’s more niche, partner‑driven model. That peer comparison can push money away from SYF toward peers. COF vs. SYF: Which Credit Card Lender Offers More Upside?

Analyst Upgrades and Downgrades

SYF has been the subject of several research reports. BTIG Research decreased their price target on shares of Synchrony Financial from $100.00 to $96.00 and set a “buy” rating for the company in a research note on Tuesday, January 27th. JPMorgan Chase & Co. lowered their price target on Synchrony Financial from $86.00 to $84.00 and set a “neutral” rating on the stock in a report on Wednesday, January 28th. Keefe, Bruyette & Woods lifted their price objective on Synchrony Financial from $95.00 to $98.00 and gave the stock an “outperform” rating in a report on Friday, January 2nd. Robert W. Baird lowered Synchrony Financial from a “strong-buy” rating to a “hold” rating in a research report on Friday, December 5th. Finally, Barclays lowered their target price on shares of Synchrony Financial from $101.00 to $93.00 and set an “overweight” rating on the stock in a research note on Wednesday, January 28th. One analyst has rated the stock with a Strong Buy rating, twelve have issued a Buy rating and eight have issued a Hold rating to the company’s stock. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $87.05.

Insider Buying and Selling at Synchrony Financial

In other news, Director Arthur W. Coviello, Jr. sold 4,000 shares of the firm’s stock in a transaction that occurred on Monday, February 2nd. The stock was sold at an average price of $72.32, for a total value of $289,280.00. Following the completion of the sale, the director directly owned 32,444 shares of the company’s stock, valued at $2,346,350.08. This trade represents a 10.98% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, insider Curtis Howse sold 52,556 shares of Synchrony Financial stock in a transaction that occurred on Monday, February 2nd. The stock was sold at an average price of $72.32, for a total value of $3,800,849.92. Following the completion of the transaction, the insider owned 94,196 shares of the company’s stock, valued at approximately $6,812,254.72. This trade represents a 35.81% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 88,556 shares of company stock worth $6,419,730 over the last ninety days. Company insiders own 0.32% of the company’s stock.

Synchrony Financial Stock Performance

NYSE:SYF opened at $71.10 on Friday. Synchrony Financial has a 12-month low of $40.54 and a 12-month high of $88.77. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 0.98. The stock has a 50-day moving average price of $80.25 and a 200 day moving average price of $75.83. The stock has a market capitalization of $24.71 billion, a P/E ratio of 7.65, a P/E/G ratio of 0.51 and a beta of 1.43.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 EPS for the quarter, topping analysts’ consensus estimates of $2.02 by $0.16. The company had revenue of $3.79 billion for the quarter, compared to the consensus estimate of $3.84 billion. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The firm’s revenue for the quarter was down .2% on a year-over-year basis. During the same period in the previous year, the business earned $1.91 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities research analysts forecast that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th will be paid a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a yield of 1.7%. The ex-dividend date of this dividend is Friday, February 6th. Synchrony Financial’s payout ratio is presently 12.92%.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.