Research Analysts Set Expectations for Bank OZK Q1 Earnings

Bank OZK (NASDAQ:OZK) – Investment analysts at Zacks Research raised their Q1 2027 earnings per share estimates for shares of Bank OZK in a research report issued to clients and investors on Tuesday, February 10th. Zacks Research analyst Team now forecasts that the company will post earnings per share of $1.63 for the quarter, up from their prior forecast of $1.50. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s FY2027 earnings at $6.52 EPS.

A number of other research firms have also recently weighed in on OZK. UBS Group reaffirmed a “neutral” rating and set a $51.00 price target on shares of Bank OZK in a research note on Tuesday, January 6th. Citigroup restated a “sell” rating on shares of Bank OZK in a research report on Monday, January 5th. Morgan Stanley dropped their target price on shares of Bank OZK from $59.00 to $57.00 and set an “equal weight” rating for the company in a report on Thursday, January 22nd. TD Cowen decreased their price target on Bank OZK from $56.00 to $54.00 and set a “buy” rating on the stock in a research note on Thursday, January 22nd. Finally, Wall Street Zen upgraded Bank OZK from a “sell” rating to a “hold” rating in a report on Saturday, January 3rd. Five analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and a consensus price target of $56.78.

Bank OZK Stock Down 0.8%

OZK opened at $48.88 on Thursday. The company has a debt-to-equity ratio of 0.08, a current ratio of 1.02 and a quick ratio of 1.03. Bank OZK has a 12 month low of $35.71 and a 12 month high of $53.66. The stock has a market capitalization of $5.47 billion, a P/E ratio of 7.92 and a beta of 0.94. The business has a 50 day simple moving average of $47.87 and a 200-day simple moving average of $48.42.

Bank OZK (NASDAQ:OZK) last announced its quarterly earnings data on Tuesday, January 20th. The company reported $1.53 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.56 by ($0.03). The firm had revenue of $436.29 million during the quarter, compared to analyst estimates of $434.68 million. Bank OZK had a net margin of 25.50% and a return on equity of 12.65%. During the same period in the prior year, the firm posted $1.56 earnings per share.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in OZK. V Square Quantitative Management LLC acquired a new position in shares of Bank OZK during the 4th quarter worth about $25,000. Root Financial Partners LLC acquired a new stake in shares of Bank OZK in the third quarter valued at about $27,000. BOKF NA bought a new stake in Bank OZK during the third quarter worth about $27,000. Hantz Financial Services Inc. boosted its position in Bank OZK by 58.2% during the second quarter. Hantz Financial Services Inc. now owns 590 shares of the company’s stock valued at $28,000 after purchasing an additional 217 shares during the last quarter. Finally, Highline Wealth Partners LLC acquired a new position in Bank OZK during the third quarter valued at approximately $28,000. Institutional investors and hedge funds own 86.18% of the company’s stock.

Bank OZK Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Tuesday, January 20th. Stockholders of record on Tuesday, January 13th were paid a dividend of $0.46 per share. The ex-dividend date of this dividend was Tuesday, January 13th. This represents a $1.84 annualized dividend and a dividend yield of 3.8%. This is an increase from Bank OZK’s previous quarterly dividend of $0.45. Bank OZK’s dividend payout ratio (DPR) is 29.82%.

Bank OZK News Roundup

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Hodges Capital (One Fund) disclosed a roughly $11M buy (≈228,146 shares), signaling institutional accumulation that could support the stock. One Fund Discloses $11 Million Bank OZK Stock Buy
• Positive Sentiment: Zacks Research raised some forward estimates — notably Q1 FY2027 (to $1.63) and FY2027 (to $6.52) — which supports a more favorable medium‑term view. Zacks Research estimate updates
• Neutral Sentiment: UBS reiterated a Hold rating on OZK, which is a neutral signal — no change in broker stance to drive a big move. UBS Sticks to Its Hold Rating for Bank OZK
• Neutral Sentiment: Industry commentary comparing Bank OZK to peers (AAII piece) offers context for investors but contains no direct catalyst. Which Is a Better Investment, Bank OZK or Stellar Bancorp?
• Neutral Sentiment: Public short‑interest notices in the filings show “0 shares”/NaN and a 0.0 days‑to‑cover figure — clearly anomalous and not an actionable signal. No link available.
• Negative Sentiment: Zacks also cut several near‑term and FY2026 estimates (e.g., FY2026 lowered to $5.98 from $6.09 and multiple quarter cuts), which is a negative read on near‑term earnings momentum and helps explain selling pressure. Zacks Research estimate reductions

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.