Reviewing Logansport Financial (OTCMKTS:LOGN) & WSFS Financial (NASDAQ:WSFS)

Logansport Financial (OTCMKTS:LOGN) and WSFS Financial (NASDAQ:WSFS) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, analyst recommendations, profitability, earnings and valuation.

Risk and Volatility

Logansport Financial has a beta of 0.2, meaning that its share price is 80% less volatile than the S&P 500. Comparatively, WSFS Financial has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.

Valuation & Earnings

This table compares Logansport Financial and WSFS Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Logansport Financial	$15.19 million	1.27	$1.25 million	$1.58	20.01
WSFS Financial	$1.36 billion	2.67	$287.35 million	$5.10	13.04

WSFS Financial has higher revenue and earnings than Logansport Financial. WSFS Financial is trading at a lower price-to-earnings ratio than Logansport Financial, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Logansport Financial and WSFS Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Logansport Financial	0	0	0	0	0.00
WSFS Financial	0	3	3	1	2.71

WSFS Financial has a consensus target price of $69.00, suggesting a potential upside of 3.74%. Given WSFS Financial’s stronger consensus rating and higher possible upside, analysts plainly believe WSFS Financial is more favorable than Logansport Financial.

Profitability

This table compares Logansport Financial and WSFS Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Logansport Financial	6.44%	N/A	N/A
WSFS Financial	21.14%	10.89%	1.41%

Insider and Institutional Ownership

88.5% of WSFS Financial shares are held by institutional investors. 17.4% of Logansport Financial shares are held by company insiders. Comparatively, 1.1% of WSFS Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Dividends

Logansport Financial pays an annual dividend of $1.80 per share and has a dividend yield of 5.7%. WSFS Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.0%. Logansport Financial pays out 113.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. WSFS Financial pays out 13.3% of its earnings in the form of a dividend. WSFS Financial has increased its dividend for 1 consecutive years.

Summary

WSFS Financial beats Logansport Financial on 15 of the 18 factors compared between the two stocks.

About Logansport Financial

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank that provides various banking products and services to individuals and businesses in Cass County, Indiana. The company’s personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement accounts; mortgage, home equity lines of credit, home improvement, construction, commercial buildings, farm, consumer, education, and car loans, as well as loans for single family and multi-family dwellings; and overdraft, and internet and mobile banking services. It also provides business and commercial checking accounts, commercial savings accounts/certificates of deposit, money market accounts and certificates, commercial sweep accounts, ACH debit/credit capabilities, electric federal tax payment systems, remote banking and merchant card services, wires, coin services, night deposit bags, and remote deposit banking services. In addition, the company offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, commercial letters of credit, and guaranteed loans, as well as agricultural loans. Logansport Financial Corp. was founded in 1925 and is based in Logansport, Indiana.

About WSFS Financial

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial mortgage and commercial loans; commercial construction loans; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion and other business purposes; and consumer credit products, such as home equity loans, home equity lines of credit, automobile loans, unsecured lines of credit, and other secured and unsecured personal installment loans. In addition, it offers insurance products; planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate and institutional clients; retail securities and insurance brokerage services; mortgage and title services; residential mortgage and refinancing solutions; and leases small equipment and fixed assets, as well as provides financial planning, customized investment strategies, brokerage products, fiduciary, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, and deposit safe cash logistics services, as well as trustee, agency, bankruptcy administration, custodial and commercial domicile services. The company was founded in 1832 and is based in Wilmington, Delaware.