Kinsale Capital Group (NYSE:KNSL) Sets New 1-Year Low – Here’s Why

Shares of Kinsale Capital Group, Inc. (NYSE:KNSL) reached a new 52-week low on Friday . The company traded as low as $341.06 and last traded at $362.9180, with a volume of 259635 shares changing hands. The stock had previously closed at $401.00.

Key Headlines Impacting Kinsale Capital Group

Here are the key news stories impacting Kinsale Capital Group this week:

• Positive Sentiment: Q4 results topped estimates — EPS $5.81 vs. ~$5.30 expected and revenue rose ~17%, driven by stronger underwriting and a better combined ratio (71.7). Management also expanded buybacks, supporting capital return. Zacks: Kinsale Q4 Earnings and Revenues Top Estimates
• Positive Sentiment: Underwriting performance and profitability metrics remain strong (high net margin and ROE), which supports earnings durability even as top-line growth decelerates. Business Wire: Q4 & Year-End Results
• Neutral Sentiment: Management commentary (earnings call/transcript) highlighted expense and underwriting discipline as a competitive edge, but signaled the current environment is mixed — useful context for medium-term margin outlook. Seeking Alpha: Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Full transcripts of the call are available for specifics on reserve development, reinsurance placement and segment commentary — items investors should scan for forward guidance and loss trends. Yahoo: Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Corporate governance update: the company announced a board change and governance consolidation; typically not dispositive for near-term earnings but worth noting for governance/activation risk. Globe and Mail: Board Change
• Negative Sentiment: Competitive pricing pressures in the property market were highlighted as causing a slowdown in new business and premium growth — this raises concern about near-term top-line momentum and could pressure organic growth. Yahoo: Q4 Deep Dive — Competitive Pressures

Analyst Ratings Changes

KNSL has been the subject of several research reports. Wells Fargo & Company assumed coverage on shares of Kinsale Capital Group in a research report on Thursday, January 15th. They set an “overweight” rating and a $490.00 price target for the company. Weiss Ratings restated a “hold (c)” rating on shares of Kinsale Capital Group in a research report on Monday, December 29th. Jefferies Financial Group reiterated a “hold” rating and issued a $433.00 price target on shares of Kinsale Capital Group in a research report on Friday. JPMorgan Chase & Co. dropped their price target on shares of Kinsale Capital Group from $460.00 to $450.00 and set a “neutral” rating on the stock in a research note on Monday, October 27th. Finally, Royal Bank Of Canada initiated coverage on Kinsale Capital Group in a research note on Tuesday, November 25th. They issued a “sector perform” rating and a $415.00 price objective for the company. Four analysts have rated the stock with a Buy rating and eight have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, the company currently has an average rating of “Hold” and an average price target of $472.64.

Kinsale Capital Group Trading Down 7.4%

The firm has a market capitalization of $8.63 billion, a P/E ratio of 17.13, a price-to-earnings-growth ratio of 1.31 and a beta of 0.99. The stock’s 50-day simple moving average is $394.63 and its two-hundred day simple moving average is $416.03. The company has a debt-to-equity ratio of 0.11, a current ratio of 0.09 and a quick ratio of 0.09.

Kinsale Capital Group (NYSE:KNSL) last announced its quarterly earnings data on Thursday, February 12th. The financial services provider reported $5.81 EPS for the quarter, beating the consensus estimate of $5.30 by $0.51. The firm had revenue of $483.27 million for the quarter, compared to the consensus estimate of $467.66 million. Kinsale Capital Group had a net margin of 26.87% and a return on equity of 26.32%. During the same period last year, the firm earned $4.62 EPS. Equities research analysts expect that Kinsale Capital Group, Inc. will post 17.72 EPS for the current year.

Kinsale Capital Group Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Thursday, March 12th. Stockholders of record on Thursday, February 26th will be paid a $0.25 dividend. This represents a $1.00 dividend on an annualized basis and a dividend yield of 0.3%. This is a positive change from Kinsale Capital Group’s previous quarterly dividend of $0.17. The ex-dividend date of this dividend is Thursday, February 26th. Kinsale Capital Group’s dividend payout ratio is currently 4.61%.

Kinsale Capital Group declared that its board has authorized a share repurchase program on Thursday, December 11th that allows the company to repurchase $250.00 million in shares. This repurchase authorization allows the financial services provider to reacquire up to 2.8% of its shares through open market purchases. Shares repurchase programs are typically an indication that the company’s leadership believes its stock is undervalued.

Institutional Investors Weigh In On Kinsale Capital Group

Institutional investors have recently added to or reduced their stakes in the stock. V Square Quantitative Management LLC purchased a new position in shares of Kinsale Capital Group in the fourth quarter worth $25,000. eCIO Inc. bought a new stake in Kinsale Capital Group in the 4th quarter valued at $29,000. International Assets Investment Management LLC purchased a new stake in Kinsale Capital Group in the 4th quarter worth $29,000. Johnson Financial Group Inc. boosted its holdings in shares of Kinsale Capital Group by 257.1% during the 3rd quarter. Johnson Financial Group Inc. now owns 75 shares of the financial services provider’s stock valued at $32,000 after purchasing an additional 54 shares during the last quarter. Finally, Root Financial Partners LLC bought a new position in shares of Kinsale Capital Group during the 3rd quarter valued at about $33,000. 85.36% of the stock is owned by hedge funds and other institutional investors.

About Kinsale Capital Group

Kinsale Capital Group, Inc (NYSE:KNSL) is a specialty property and casualty insurance company headquartered in Richmond, Virginia. Established in 2009, the company focuses on underwriting complex and underserved risks across the United States. Kinsale operates through a network of wholesale brokers and independent agencies, offering tailored coverage solutions for a range of niche industries.

The company’s product portfolio includes general liability, business auto, professional liability, environmental liability, inland marine, cyber liability, and other specialty lines.