Contrasting FirstSun Capital Bancorp (NASDAQ:FSUN) and Old National Bancorp (NASDAQ:ONB)

FirstSun Capital Bancorp (NASDAQ:FSUN) and Old National Bancorp (NASDAQ:ONB) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

Earnings and Valuation

This table compares FirstSun Capital Bancorp and Old National Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$569.65 million	1.92	$97.94 million	$3.46	11.34
Old National Bancorp	$3.74 billion	2.61	$669.26 million	$1.79	13.92

Old National Bancorp has higher revenue and earnings than FirstSun Capital Bancorp. FirstSun Capital Bancorp is trading at a lower price-to-earnings ratio than Old National Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

83.7% of Old National Bancorp shares are held by institutional investors. 12.5% of FirstSun Capital Bancorp shares are held by insiders. Comparatively, 0.9% of Old National Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares FirstSun Capital Bancorp and Old National Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	17.19%	9.12%	1.19%
Old National Bancorp	17.91%	15.06%	1.22%

Volatility and Risk

FirstSun Capital Bancorp has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500. Comparatively, Old National Bancorp has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and price targets for FirstSun Capital Bancorp and Old National Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	0	1	4	1	3.00
Old National Bancorp	0	3	7	1	2.82

FirstSun Capital Bancorp currently has a consensus target price of $43.33, suggesting a potential upside of 10.43%. Old National Bancorp has a consensus target price of $27.36, suggesting a potential upside of 9.85%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher possible upside, research analysts clearly believe FirstSun Capital Bancorp is more favorable than Old National Bancorp.

Summary

Old National Bancorp beats FirstSun Capital Bancorp on 10 of the 14 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Old National Bancorp

Old National Bancorp operates as the bank holding company for Old National Bank that provides various financial services to individual and commercial customers in the United States. It accepts deposit accounts, including noninterest-bearing demand, interest-bearing checking, negotiable order of withdrawal, savings and money market, and time deposits; and offers loans, such as home equity lines of credit, residential real estate loans, consumer loans, commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing. The company also provides debit and automated teller machine cards, telephone access, online banking, and other electronic and mobile banking services; cash management, private banking, brokerage, trust, investment advisory, and other traditional banking services; wealth management, investment, and foreign currency services; and treasury management, merchant, and capital markets services, as well as community development lending and equity investment solutions. The company was founded in 1834 and is headquartered in Evansville, Indiana.