Ready Capital (RC) Expected to Announce Earnings on Thursday

Ready Capital (NYSE:RC) is anticipated to post its Q4 2025 results after the market closes on Thursday, February 26th. Analysts expect Ready Capital to post earnings of ($0.11) per share and revenue of $133.50 million for the quarter. Parties may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Friday, February 27, 2026 at 8:30 AM ET.

Ready Capital Stock Performance

Shares of RC opened at $1.81 on Thursday. Ready Capital has a 12-month low of $1.65 and a 12-month high of $7.03. The company has a current ratio of 1.56, a quick ratio of 1.56 and a debt-to-equity ratio of 0.79. The company has a market cap of $292.64 million, a PE ratio of -0.95 and a beta of 1.45. The stock has a 50-day moving average price of $2.13 and a 200-day moving average price of $3.01.

Ready Capital Cuts Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, January 30th. Shareholders of record on Wednesday, December 31st were paid a $0.01 dividend. This represents a $0.04 dividend on an annualized basis and a yield of 2.2%. The ex-dividend date of this dividend was Wednesday, December 31st. Ready Capital’s payout ratio is currently -2.09%.

Wall Street Analyst Weigh In

RC has been the topic of a number of research analyst reports. Weiss Ratings reissued a “sell (d)” rating on shares of Ready Capital in a report on Thursday, January 22nd. UBS Group reduced their target price on Ready Capital from $3.50 to $2.75 and set a “neutral” rating on the stock in a research note on Friday, November 14th. Keefe, Bruyette & Woods lowered their price target on Ready Capital from $3.50 to $2.50 and set an “underperform” rating on the stock in a research report on Wednesday, November 12th. Finally, Piper Sandler cut their price objective on Ready Capital from $3.50 to $2.50 and set a “neutral” rating for the company in a report on Monday, December 22nd. Six research analysts have rated the stock with a Hold rating and two have given a Sell rating to the company. According to MarketBeat.com, the company presently has a consensus rating of “Reduce” and an average price target of $3.55.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of the stock. Quarry LP boosted its holdings in Ready Capital by 4,494.6% during the 3rd quarter. Quarry LP now owns 9,373 shares of the real estate investment trust’s stock valued at $36,000 after acquiring an additional 9,169 shares during the period. Ausdal Financial Partners Inc. purchased a new stake in shares of Ready Capital during the third quarter valued at approximately $39,000. Franklin Resources Inc. bought a new position in shares of Ready Capital in the third quarter worth approximately $44,000. M&T Bank Corp purchased a new position in shares of Ready Capital in the second quarter worth $50,000. Finally, SummitTX Capital L.P. purchased a new position in shares of Ready Capital in the fourth quarter worth $53,000. Hedge funds and other institutional investors own 55.87% of the company’s stock.

Ready Capital Company Profile

Ready Capital Corporation is a specialty finance real estate investment trust (REIT) that originates, acquires and manages commercial real estate loans and related assets. The company offers financing solutions across a variety of property types, including multifamily, office, retail, industrial, hospitality and mixed-use assets. Ready Capital focuses on delivering flexible loan structures to meet the diverse needs of borrowers in the small balance and middle-market sectors.

Through its small balance commercial real estate lending platform, Ready Capital provides loans typically ranging from $1 million to $15 million for acquisitions, refinancings, renovations and bridge financing.