Financial Contrast: SiriusPoint (NYSE:SPNT) versus Aegon (NYSE:AEG)

Aegon (NYSE:AEG) and SiriusPoint (NYSE:SPNT) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.

Risk and Volatility

Aegon has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500. Comparatively, SiriusPoint has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.

Earnings and Valuation

This table compares Aegon and SiriusPoint”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Aegon	$10.65 billion	1.42	$744.48 million	($0.16)	-47.09
SiriusPoint	$3.21 billion	0.78	$199.90 million	$1.59	13.47

Aegon has higher revenue and earnings than SiriusPoint. Aegon is trading at a lower price-to-earnings ratio than SiriusPoint, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Aegon and SiriusPoint’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Aegon	N/A	N/A	N/A
SiriusPoint	14.34%	15.90%	2.57%

Institutional & Insider Ownership

4.3% of Aegon shares are held by institutional investors. Comparatively, 52.8% of SiriusPoint shares are held by institutional investors. 11.7% of SiriusPoint shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and price targets for Aegon and SiriusPoint, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Aegon	0	3	3	1	2.71
SiriusPoint	0	3	2	2	2.86

SiriusPoint has a consensus target price of $25.00, indicating a potential upside of 16.69%. Given SiriusPoint’s stronger consensus rating and higher probable upside, analysts plainly believe SiriusPoint is more favorable than Aegon.

Summary

SiriusPoint beats Aegon on 10 of the 15 factors compared between the two stocks.

About Aegon

Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the United States, the Netherlands, the United Kingdom, and internationally. The company offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; residential mortgage and digital baking services; and retail and institutional investment management solutions and retirement savings vehicles and strategies. It offers its products under the Aegon and Transamerica brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.