Resolute Holdings Management (NYSE:RHLD) and Triumph Financial (NASDAQ:TFIN) Critical Contrast

Triumph Financial (NASDAQ:TFIN) and Resolute Holdings Management (NYSE:RHLD) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, earnings, profitability, dividends and valuation.

Earnings and Valuation

This table compares Triumph Financial and Resolute Holdings Management”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Triumph Financial	$423.83 million	3.49	$16.09 million	$0.93	66.94
Resolute Holdings Management	$344.35 million	4.70	$110.26 million	($0.49)	-388.12

Resolute Holdings Management has lower revenue, but higher earnings than Triumph Financial. Resolute Holdings Management is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Triumph Financial and Resolute Holdings Management, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Triumph Financial	0	4	0	0	2.00
Resolute Holdings Management	1	0	0	0	1.00

Triumph Financial currently has a consensus price target of $64.75, suggesting a potential upside of 4.01%. Given Triumph Financial’s stronger consensus rating and higher probable upside, equities analysts clearly believe Triumph Financial is more favorable than Resolute Holdings Management.

Insider and Institutional Ownership

91.1% of Triumph Financial shares are held by institutional investors. 5.6% of Triumph Financial shares are held by insiders. Comparatively, 51.2% of Resolute Holdings Management shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Triumph Financial and Resolute Holdings Management’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Triumph Financial	2.75%	1.79%	0.25%
Resolute Holdings Management	23.82%	-646.55%	9.94%

Summary

Triumph Financial beats Resolute Holdings Management on 7 of the 12 factors compared between the two stocks.

About Triumph Financial

Triumph Financial, Inc., a financial holding company, provides various payments, factoring, and banking services in the United States. It operates through Banking, Factoring, and Payments segments. The company offers deposit products, including checking, savings, money market and certificates of deposit; and loan products, such as commercial real estate, land, commercial construction and land development, residential real estate, commercial agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. It also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services, as well as payments services offered through TriumphPay platform, a payments network for the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial Inc. in December 2022. Triumph Financial Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.

About Resolute Holdings Management

Resolute Holdings Management, Inc. operates as an alternative asset management platform company. The company was incorporated in 2024 and is based in New York, New York.