Cantaloupe (NASDAQ:CTLP) vs. International Money Express (NASDAQ:IMXI) Head-To-Head Contrast

International Money Express (NASDAQ:IMXI) and Cantaloupe (NASDAQ:CTLP) are both small-cap business services companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, valuation, dividends and profitability.

Volatility & Risk

International Money Express has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, Cantaloupe has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500.

Insider and Institutional Ownership

86.7% of International Money Express shares are held by institutional investors. Comparatively, 75.8% of Cantaloupe shares are held by institutional investors. 5.1% of International Money Express shares are held by insiders. Comparatively, 7.1% of Cantaloupe shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of recent recommendations for International Money Express and Cantaloupe, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Money Express	1	4	1	0	2.00
Cantaloupe	1	6	1	0	2.00

International Money Express currently has a consensus price target of $14.33, indicating a potential downside of 9.17%. Cantaloupe has a consensus price target of $12.73, indicating a potential upside of 23.62%. Given Cantaloupe’s higher probable upside, analysts plainly believe Cantaloupe is more favorable than International Money Express.

Valuation and Earnings

This table compares International Money Express and Cantaloupe”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Money Express	$658.65 million	0.71	$58.82 million	$1.28	12.33
Cantaloupe	$302.55 million	2.51	$64.53 million	$0.18	57.22

Cantaloupe has lower revenue, but higher earnings than International Money Express. International Money Express is trading at a lower price-to-earnings ratio than Cantaloupe, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares International Money Express and Cantaloupe’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Money Express	6.26%	35.45%	10.29%
Cantaloupe	17.32%	8.76%	5.73%

Summary

Cantaloupe beats International Money Express on 7 of the 12 factors compared between the two stocks.

About International Money Express

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.

About Cantaloupe

Cantaloupe, Inc., a digital payments and software services company, provides technology solutions for self-service commerce market. The company offers integrated solutions for payments processing, logistics, and back-office management. It also provides G11 cashless and pulse kits that are 4G LTE digital payment devices for payment and consumer engagement applications; G11 chip kit, a digital reader that accepts contact EMV and contactless EMV payment methods; Engage series comprising Engage and Engage Combo, which are digital touchscreen devices that offers networking, security, and interactivity payment methods; and card touchscreen card readers, including P66, P100, P100Pro, and P30. In addition, the company offers self-checkout kiosks,?smart store?concepts, and the Cantaloupe Go management platform comprising Go Mini, Go MiniX, Go Plus100, Go Plus200, Go Plus300, Go Max, Cooler Cafe, and Smart Market; Go Portal, a robust cloud-based platform; and Cheq products, which supports attended and unattended self-service kiosks for the stadium, entertainment, and festival sectors. Further, it provides integrated software services for payment or asset tracking devices in the field to connect into platform for advanced data management, analytics, route scheduling, and loyalty and reward programs; and a range of self-service hardware solutions for vending, micro-markets, amusement, arcade, commercial laundry, air/vacuum, car wash, and other applications. Additionally, the company offers professional, network infrastructure, card processing, and customer/consumer services. Cantaloupe, Inc. was formerly known as USA Technologies, Inc. The company was incorporated in 1992 and is headquartered in Malvern, Pennsylvania.