AMERISAFE (NASDAQ:AMSF) Hits New 12-Month Low Following Weak Earnings

AMERISAFE, Inc. (NASDAQ:AMSF) shares reached a new 52-week low during mid-day trading on Thursday following a dissappointing earnings announcement. The stock traded as low as $35.40 and last traded at $35.4250, with a volume of 16306 shares changing hands. The stock had previously closed at $36.89.

The insurance provider reported $0.51 EPS for the quarter, missing analysts’ consensus estimates of $0.57 by ($0.06). The business had revenue of $81.59 million for the quarter, compared to analysts’ expectations of $80.05 million. AMERISAFE had a net margin of 14.86% and a return on equity of 15.66%.

AMERISAFE Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, March 20th. Stockholders of record on Friday, March 13th will be issued a $0.41 dividend. The ex-dividend date of this dividend is Friday, March 13th. This represents a $1.64 annualized dividend and a dividend yield of 4.9%. AMERISAFE’s dividend payout ratio is presently 59.77%.

Key Headlines Impacting AMERISAFE

Here are the key news stories impacting AMERISAFE this week:

• Positive Sentiment: Company raised its quarterly dividend to $0.41 per share (annualized yield ≈4.7%), marking a 5.1% increase — a cash-return signal that can support the share price for income-focused investors. AMERISAFE Increases Dividend by 5.1%
• Positive Sentiment: Underwriting/pricing strength: management highlighted solid premium growth and a robust return on equity on the Q4 call, and revenue was up year-over-year — supportive signs for medium-term earnings power. AMERISAFE Inc (AMSF) Q4 2025 Earnings Call Highlights
• Neutral Sentiment: Full earnings/transcript coverage is available (Q4 2025 call transcripts on Seeking Alpha and Yahoo); investors can review management’s comments for forward-looking cues on loss trends, expense outlook and investment income. AMERISAFE, Inc. (AMSF) Q4 2025 Earnings Call Transcript
• Negative Sentiment: EPS missed consensus: Q4 EPS came in below expectations (reported ~$0.51 vs. ~$0.57 consensus), driven by rising expense and cost-of-sales pressure that compressed operating profit despite revenue growth — the main near-term negative catalyst. AMSF Misses on Q4 Earnings Despite Rising Premiums, Hikes Dividend
• Negative Sentiment: Short interest increased in February (reports showed ~372,998 shares shorted as of Feb. 13, roughly 2% of shares), which can amplify downward moves and add selling pressure if sentiment worsens; days-to-cover was modest (~2 days). (data: market short-interest releases)

Wall Street Analyst Weigh In

A number of equities research analysts have recently issued reports on the stock. Weiss Ratings reaffirmed a “hold (c-)” rating on shares of AMERISAFE in a research note on Monday, December 29th. Citizens Jmp reduced their target price on AMERISAFE from $60.00 to $55.00 and set a “market outperform” rating on the stock in a research note on Friday, January 16th. Morgan Stanley set a $55.00 price target on shares of AMERISAFE in a research note on Friday, January 16th. Wall Street Zen raised shares of AMERISAFE from a “sell” rating to a “hold” rating in a research report on Saturday, January 31st. Finally, Citigroup reaffirmed a “market outperform” rating on shares of AMERISAFE in a research report on Friday, January 16th. Two analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average price target of $53.33.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of the company. Clearstead Advisors LLC increased its stake in AMERISAFE by 142.4% in the 4th quarter. Clearstead Advisors LLC now owns 657 shares of the insurance provider’s stock worth $25,000 after buying an additional 386 shares during the period. Hantz Financial Services Inc. lifted its position in shares of AMERISAFE by 159.6% during the fourth quarter. Hantz Financial Services Inc. now owns 714 shares of the insurance provider’s stock valued at $27,000 after buying an additional 439 shares during the last quarter. Quarry LP boosted its stake in AMERISAFE by 346.9% in the third quarter. Quarry LP now owns 943 shares of the insurance provider’s stock valued at $41,000 after acquiring an additional 732 shares in the last quarter. Kemnay Advisory Services Inc. purchased a new position in AMERISAFE during the 4th quarter worth $54,000. Finally, GAMMA Investing LLC grew its stake in shares of AMERISAFE by 38.6% during the third quarter. GAMMA Investing LLC now owns 1,633 shares of the insurance provider’s stock worth $72,000 after acquiring an additional 455 shares during the last quarter. Institutional investors own 97.41% of the company’s stock.

AMERISAFE Stock Performance

The stock’s 50 day simple moving average is $37.93 and its 200-day simple moving average is $40.82. The firm has a market cap of $636.28 million, a price-to-earnings ratio of 13.62 and a beta of 0.35.

About AMERISAFE

Amerisafe, Inc (NASDAQ: AMSF) is a specialty provider of workers’ compensation insurance products and services in the United States. The company focuses on underwriting and managing workers’ compensation policies for small to mid-sized public and private businesses, particularly in higher-hazard industries such as retail, manufacturing, distribution and wholesale. Through its network of independent agents, Amerisafe delivers tailored coverage solutions that combine robust risk management support with loss prevention programs designed to enhance workplace safety.

In addition to core insurance offerings, Amerisafe provides extensive risk control resources, including safety training, on-site consultations and claims management services.