UBS Group Has Lowered Expectations for Marqeta (NASDAQ:MQ) Stock Price

Marqeta (NASDAQ:MQ) had its price target decreased by analysts at UBS Group from $5.00 to $4.25 in a research report issued to clients and investors on Wednesday,Benzinga reports. The brokerage currently has a “neutral” rating on the stock. UBS Group’s price objective points to a potential upside of 8.42% from the company’s previous close.

Several other research firms have also issued reports on MQ. Morgan Stanley decreased their target price on Marqeta from $6.00 to $5.00 and set an “equal weight” rating on the stock in a research note on Wednesday. Mizuho reiterated a “neutral” rating and set a $4.50 price target (down from $8.00) on shares of Marqeta in a research note on Thursday, January 8th. Zacks Research cut shares of Marqeta from a “strong-buy” rating to a “hold” rating in a research report on Thursday, November 20th. JPMorgan Chase & Co. started coverage on shares of Marqeta in a report on Tuesday, February 17th. They issued an “overweight” rating and a $6.00 price objective for the company. Finally, Wolfe Research downgraded shares of Marqeta from an “outperform” rating to a “peer perform” rating in a research note on Thursday, January 8th. One analyst has rated the stock with a Buy rating, nine have assigned a Hold rating and two have given a Sell rating to the stock. Based on data from MarketBeat, the company has a consensus rating of “Reduce” and a consensus target price of $5.14.

Marqeta Stock Performance

NASDAQ:MQ opened at $3.92 on Wednesday. The stock has a market capitalization of $1.73 billion, a P/E ratio of -130.67 and a beta of 1.48. The company has a 50 day moving average price of $4.42 and a 200 day moving average price of $4.97. Marqeta has a fifty-two week low of $3.47 and a fifty-two week high of $7.04.

Marqeta (NASDAQ:MQ) last announced its earnings results on Tuesday, February 24th. The company reported $0.00 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of ($0.01) by $0.01. Marqeta had a negative return on equity of 1.62% and a negative net margin of 2.23%.The company had revenue of $172.11 million for the quarter, compared to analyst estimates of $167.05 million. During the same quarter in the previous year, the company earned ($0.05) earnings per share. The firm’s quarterly revenue was up 26.7% compared to the same quarter last year. Research analysts forecast that Marqeta will post 0.06 earnings per share for the current fiscal year.

Insider Activity at Marqeta

In related news, Director Jason M. Gardner sold 113,366 shares of the stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $5.00, for a total value of $566,830.00. Following the transaction, the director owned 303,467 shares of the company’s stock, valued at $1,517,335. This represents a 27.20% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through this hyperlink. Insiders have sold a total of 218,509 shares of company stock worth $1,092,545 in the last three months. Insiders own 12.61% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of MQ. Wellington Management Group LLP lifted its position in Marqeta by 18.0% in the fourth quarter. Wellington Management Group LLP now owns 13,927,760 shares of the company’s stock valued at $66,157,000 after acquiring an additional 2,129,486 shares during the last quarter. Dimensional Fund Advisors LP grew its holdings in shares of Marqeta by 1.6% during the third quarter. Dimensional Fund Advisors LP now owns 8,450,737 shares of the company’s stock worth $44,624,000 after purchasing an additional 130,037 shares during the last quarter. Invesco Ltd. increased its position in shares of Marqeta by 26.8% during the fourth quarter. Invesco Ltd. now owns 8,218,888 shares of the company’s stock worth $39,040,000 after purchasing an additional 1,736,796 shares in the last quarter. Arrowstreet Capital Limited Partnership lifted its holdings in shares of Marqeta by 7.7% in the 3rd quarter. Arrowstreet Capital Limited Partnership now owns 8,214,458 shares of the company’s stock valued at $43,372,000 after purchasing an additional 587,863 shares during the last quarter. Finally, Capital World Investors purchased a new stake in shares of Marqeta in the 4th quarter valued at about $29,115,000. 78.64% of the stock is owned by hedge funds and other institutional investors.

Trending Headlines about Marqeta

Here are the key news stories impacting Marqeta this week:

• Positive Sentiment: Q4 results beat Street expectations: break‑even EPS (vs. a loss expected) and revenue of $172.1M (+26.7% YoY), plus management highlighted record TPV and demand in BNPL/embedded finance — a clear near‑term positive for growth sentiment. MarketBeat Q4 coverage
• Positive Sentiment: Management set a 2026 gross‑profit growth target of 10%–12% and reiterated plans to expand value‑added services and Europe presence — guidance that supports revenue/operating leverage expectations if execution holds. Seeking Alpha: 2026 guidance
• Neutral Sentiment: Morgan Stanley trimmed its price target (from $6 to $5) and kept an equal‑weight rating — a modest analyst downgrade but still implies upside from current levels, so this is a mixed signal for investors. The Fly: Morgan Stanley PT cut
• Neutral Sentiment: Earnings materials and the full call transcript/slides are available for deeper read — useful for assessing unit economics, margin drivers, and timeline for the 2026 targets. (Call transcript and slide deck detail execution plans.) Seeking Alpha: Q4 transcript
• Negative Sentiment: TipRanks flagged a newly disclosed risk around restricted client cash at subsidiaries, highlighting potential regulatory, operational and cyber exposures that could create liabilities or capital constraints — a meaningful governance/operational risk for investors to monitor. TipRanks: restricted client cash risk
• Negative Sentiment: Halper Sadeh LLC announced an investor probe into whether Marqeta officers/directors breached fiduciary duties — potential litigation/board governance overhang that can weigh on sentiment until resolved. PR Newswire: Halper Sadeh probe
• Negative Sentiment: UBS reduced its price target (from $5 to $4.25) and assigned a neutral rating — another analyst cut that may cap short‑term upside and reflects caution around margins/risks. Benzinga: UBS PT cut

About Marqeta

Marqeta is a modern card issuing and payment processing platform that enables businesses to design, launch and manage customized payment cards. The company offers a fully programmable open API that allows clients to create virtual, physical and tokenized payment cards with real-time transaction controls and dynamic spend limits. By leveraging Marqeta’s infrastructure, companies can streamline their payment operations, reduce time to market and deliver tailored payment experiences to end consumers.

Founded in 2010 and headquartered in Oakland, California, Marqeta was established by CEO Jason Gardner with the goal of transforming traditional card issuance through cloud-native technology.