Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, UBS Group Analyst Says

Chime Financial (NASDAQ:CHYM) had its price objective lifted by equities research analysts at UBS Group from $24.00 to $27.00 in a research note issued to investors on Thursday,Benzinga reports. The firm presently has a “neutral” rating on the stock. UBS Group’s price target points to a potential upside of 22.01% from the company’s previous close.

Several other research firms have also commented on CHYM. Williams Trading set a $17.00 price target on Chime Financial in a research report on Monday, November 3rd. B. Riley Financial began coverage on shares of Chime Financial in a research report on Thursday, December 11th. They set a “buy” rating and a $35.00 target price on the stock. JPMorgan Chase & Co. lowered their price target on shares of Chime Financial from $40.00 to $34.00 and set an “overweight” rating for the company in a report on Thursday, November 6th. Piper Sandler dropped their price target on shares of Chime Financial from $35.00 to $30.00 and set an “overweight” rating on the stock in a research note on Thursday, November 6th. Finally, Wall Street Zen raised shares of Chime Financial from a “sell” rating to a “hold” rating in a research report on Sunday, February 15th. One equities research analyst has rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, five have issued a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $32.41.

Chime Financial Trading Down 7.7%

NASDAQ:CHYM opened at $22.13 on Thursday. The firm’s fifty day simple moving average is $24.36 and its 200 day simple moving average is $23.05. Chime Financial has a twelve month low of $16.17 and a twelve month high of $44.94. The firm has a market capitalization of $8.29 billion and a price-to-earnings ratio of -2.93.

Chime Financial (NASDAQ:CHYM) last released its quarterly earnings data on Wednesday, February 25th. The company reported ($0.12) EPS for the quarter, beating the consensus estimate of ($0.20) by $0.08. The company had revenue of $596.36 million for the quarter. Chime Financial had a negative return on equity of 70.35% and a negative net margin of 46.18%.The company’s revenue for the quarter was up 25.5% compared to the same quarter last year. During the same period last year, the business earned ($0.30) earnings per share.

Insider Activity at Chime Financial

In other news, General Counsel Adam B. Frankel sold 6,760 shares of the company’s stock in a transaction dated Monday, December 8th. The shares were sold at an average price of $23.84, for a total value of $161,158.40. Following the sale, the general counsel owned 244,416 shares in the company, valued at approximately $5,826,877.44. This represents a 2.69% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director James Feuille sold 176,168 shares of Chime Financial stock in a transaction dated Thursday, December 11th. The stock was sold at an average price of $27.12, for a total value of $4,777,676.16. Following the completion of the transaction, the director owned 7,044,936 shares of the company’s stock, valued at $191,058,664.32. This trade represents a 2.44% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 256,539 shares of company stock valued at $6,973,943.

Institutional Inflows and Outflows

A number of large investors have recently bought and sold shares of the company. Galileo PTC Ltd acquired a new position in shares of Chime Financial in the 2nd quarter worth approximately $1,803,793,000. ICONIQ Capital LLC acquired a new position in Chime Financial in the second quarter worth $518,844,000. Tiger Global Management LLC increased its stake in Chime Financial by 13.8% during the fourth quarter. Tiger Global Management LLC now owns 14,192,499 shares of the company’s stock valued at $357,225,000 after purchasing an additional 1,721,731 shares during the last quarter. Aspect Management LLC acquired a new stake in shares of Chime Financial during the fourth quarter worth $300,361,000. Finally, Dragoneer Investment Group LLC bought a new position in shares of Chime Financial in the 2nd quarter worth about $295,022,000.

Key Headlines Impacting Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Q4 results beat expectations — Chime reported adjusted results that topped EPS and revenue consensus, with revenue up ~25.5% y/y, and management highlighted stronger card spending and higher engagement that supported margin expansion. Chime Q4 Earnings Highlights
• Positive Sentiment: Guidance raised/firm for 2026 — Chime issued FY2026 revenue guidance roughly $2.6–$2.7B and Q1 revenue guidance slightly above consensus (~$627–$637M), signaling continued top-line momentum and supporting upside to estimates. (Company release summarized in news coverage.)
• Positive Sentiment: User growth and product traction — Active members reached ~9.5M and management emphasized customers increasingly treat Chime as their primary financial relationship, helping cross-sell (including earned wage access) and supporting revenue leverage. PYMNTS: Active Members 9.5M
• Positive Sentiment: Analysts respond with higher targets and reiterations — Goldman Sachs reiterated a Buy and raised its path-based upside commentary with a $31 PT, citing expanding margins and new growth drivers; UBS raised its price target to $27 (neutral rating) — both moves lend credibility to the post-earnings upside case. TipRanks/Goldman Benzinga (UBS note)
• Neutral Sentiment: Media coverage and analyst write-ups explained the beat/guidance (MSN, AAII, Zacks) and provided deeper metric comparisons; these help investors interpret sustainability but are informational rather than catalytic. MSN: 2026 revenue outlook Zacks analysis
• Neutral Sentiment: Primary-source materials available — Earnings call transcript and presentation give the full management narrative and KPIs for investors doing deeper diligence. Seeking Alpha transcript Earnings Presentation
• Neutral Sentiment: Executive interviews and color — CEO interviews (e.g., Bloomberg Tech clip) reinforced user-demographic and product narratives but added no new financials. Bloomberg interview
• Neutral Sentiment: Short interest reporting appears inconsistent — recent short-interest data in summaries showed large variance/odd values (zeros/NaN); this reporting anomaly means short-squeeze risk is unclear from available public figures.

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.