Oportun Financial (NASDAQ:OPRT) Downgraded by Wall Street Zen to “Hold”

Oportun Financial (NASDAQ:OPRT) was downgraded by equities researchers at Wall Street Zen from a “buy” rating to a “hold” rating in a report issued on Saturday.

Other analysts have also issued reports about the stock. JPMorgan Chase & Co. raised shares of Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 target price for the company in a research note on Monday, January 12th. BTIG Research reiterated a “buy” rating and set a $9.00 price objective on shares of Oportun Financial in a research report on Friday. Finally, Weiss Ratings restated a “sell (d+)” rating on shares of Oportun Financial in a report on Monday, December 29th. Two investment analysts have rated the stock with a Buy rating, three have issued a Hold rating and one has given a Sell rating to the company. According to MarketBeat, the stock has a consensus rating of “Hold” and a consensus target price of $8.17.

Oportun Financial Stock Performance

Shares of OPRT stock opened at $5.18 on Friday. The stock has a market cap of $228.59 million, a PE ratio of 9.77 and a beta of 1.18. The business’s fifty day moving average is $5.30 and its 200-day moving average is $5.57. Oportun Financial has a 1 year low of $4.05 and a 1 year high of $7.97.

Oportun Financial (NASDAQ:OPRT) last released its earnings results on Thursday, February 26th. The company reported $0.27 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.24 by $0.03. Oportun Financial had a return on equity of 14.97% and a net margin of 2.64%.The firm had revenue of $247.80 million for the quarter, compared to analyst estimates of $243.48 million. Oportun Financial has set its FY 2026 guidance at 1.500-1.650 EPS. Equities research analysts predict that Oportun Financial will post 0.94 earnings per share for the current year.

Institutional Trading of Oportun Financial

A number of hedge funds have recently modified their holdings of OPRT. CenterBook Partners LP grew its holdings in shares of Oportun Financial by 70.1% during the 3rd quarter. CenterBook Partners LP now owns 700,833 shares of the company’s stock valued at $4,324,000 after acquiring an additional 288,815 shares in the last quarter. Acadian Asset Management LLC boosted its position in Oportun Financial by 1.3% during the second quarter. Acadian Asset Management LLC now owns 1,069,116 shares of the company’s stock valued at $7,652,000 after purchasing an additional 13,842 shares during the last quarter. Inspire Investing LLC purchased a new position in Oportun Financial in the third quarter valued at about $928,000. Corsair Capital Management L.P. acquired a new position in Oportun Financial in the 2nd quarter worth about $72,000. Finally, Corton Capital Inc. purchased a new stake in shares of Oportun Financial during the 2nd quarter worth about $105,000. Hedge funds and other institutional investors own 82.70% of the company’s stock.

More Oportun Financial News

Here are the key news stories impacting Oportun Financial this week:

• Positive Sentiment: Q4 results: Oportun reported $0.27 EPS, beating consensus and delivering revenue of $247.8M, modestly above estimates — a sign profits and top-line execution were intact. Zacks Q4 coverage
• Positive Sentiment: FY‑2026 EPS guidance raised: the company set FY‑2026 EPS at $1.50–$1.65, above street consensus (~$1.43), implying better profitability per share than expected. Press release / slides
• Positive Sentiment: Analyst support: BTIG reaffirmed a Buy rating and assigned a $9 price target, signaling substantial upside from current levels and providing third‑party validation. Benzinga article
• Neutral Sentiment: Conference call and transcripts available for review — useful for detail on margin drivers, credit trends and capital deployment but not new results. Earnings call transcript (Yahoo)
• Negative Sentiment: Revenue guidance miss: FY‑2026 revenue was guided to $935M–$955M and Q1 revenue to $225M–$230M, both below consensus (FY consensus ~ $984M; Q1 ~ $241M), suggesting slower top‑line growth than investors expected. Guidance details (press release)
• Negative Sentiment: Market reaction: the combination of lower-than-expected revenue guidance and the magnitude of the top-line shortfall likely outweighed the EPS beat and EPS guidance raise, driving the stock down on elevated volume. MarketBeat summary

Oportun Financial Company Profile

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.