111 Capital Sells 8,796 Shares of Synchrony Financial $SYF

111 Capital lowered its stake in Synchrony Financial (NYSE:SYF) by 71.4% in the 3rd quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The institutional investor owned 3,524 shares of the financial services provider’s stock after selling 8,796 shares during the quarter. 111 Capital’s holdings in Synchrony Financial were worth $250,000 at the end of the most recent reporting period.

A number of other institutional investors also recently modified their holdings of SYF. Bank of America Corp DE grew its holdings in Synchrony Financial by 34.6% in the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock worth $907,356,000 after purchasing an additional 3,494,741 shares during the period. Ameriprise Financial Inc. boosted its position in shares of Synchrony Financial by 8.3% during the 2nd quarter. Ameriprise Financial Inc. now owns 5,307,077 shares of the financial services provider’s stock worth $354,194,000 after purchasing an additional 406,796 shares in the last quarter. Nordea Investment Management AB grew its stake in shares of Synchrony Financial by 7.9% in the 3rd quarter. Nordea Investment Management AB now owns 4,542,336 shares of the financial services provider’s stock valued at $318,236,000 after buying an additional 333,093 shares during the period. Norges Bank bought a new stake in Synchrony Financial in the 2nd quarter valued at about $299,360,000. Finally, Assetmark Inc. increased its position in Synchrony Financial by 48.3% in the 3rd quarter. Assetmark Inc. now owns 4,349,059 shares of the financial services provider’s stock valued at $309,001,000 after buying an additional 1,416,909 shares in the last quarter. Institutional investors and hedge funds own 96.48% of the company’s stock.

Analyst Ratings Changes

Several research analysts have issued reports on SYF shares. Wall Street Zen lowered Synchrony Financial from a “buy” rating to a “hold” rating in a report on Saturday, January 31st. TD Cowen upped their target price on Synchrony Financial from $91.00 to $100.00 and gave the stock a “buy” rating in a research report on Thursday, January 8th. Royal Bank Of Canada cut their target price on Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating on the stock in a report on Wednesday, January 28th. BTIG Research reduced their price target on shares of Synchrony Financial from $100.00 to $96.00 and set a “buy” rating for the company in a research report on Tuesday, January 27th. Finally, Weiss Ratings restated a “buy (b-)” rating on shares of Synchrony Financial in a research note on Wednesday, January 21st. One research analyst has rated the stock with a Strong Buy rating, thirteen have assigned a Buy rating and seven have issued a Hold rating to the stock. According to MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $87.11.

Synchrony Financial Stock Performance

Shares of SYF stock opened at $69.25 on Thursday. The firm has a 50-day moving average of $76.76 and a 200-day moving average of $75.93. The company has a market cap of $24.07 billion, a P/E ratio of 7.45, a P/E/G ratio of 0.61 and a beta of 1.42. The company has a debt-to-equity ratio of 0.98, a current ratio of 1.24 and a quick ratio of 1.24. Synchrony Financial has a one year low of $40.54 and a one year high of $88.77.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share for the quarter, topping the consensus estimate of $2.02 by $0.16. The business had revenue of $3.79 billion for the quarter, compared to analysts’ expectations of $3.84 billion. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The firm’s revenue for the quarter was down .2% compared to the same quarter last year. During the same period in the previous year, the company earned $1.91 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities research analysts forecast that Synchrony Financial will post 7.67 EPS for the current fiscal year.

Synchrony Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Tuesday, February 17th. Stockholders of record on Friday, February 6th were issued a $0.30 dividend. The ex-dividend date of this dividend was Friday, February 6th. This represents a $1.20 annualized dividend and a dividend yield of 1.7%. Synchrony Financial’s dividend payout ratio is currently 12.92%.

Insider Activity at Synchrony Financial

In related news, insider Brian D. Doubles sold 217,554 shares of Synchrony Financial stock in a transaction on Monday, March 2nd. The stock was sold at an average price of $68.68, for a total transaction of $14,941,608.72. Following the sale, the insider directly owned 829,222 shares in the company, valued at approximately $56,950,966.96. This trade represents a 20.78% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, insider Darrell Owens sold 3,865 shares of the company’s stock in a transaction on Monday, March 2nd. The shares were sold at an average price of $67.71, for a total value of $261,699.15. Following the completion of the transaction, the insider owned 17,432 shares of the company’s stock, valued at $1,180,320.72. This trade represents a 18.15% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold a total of 379,928 shares of company stock valued at $26,170,764 in the last ninety days. Insiders own 0.32% of the company’s stock.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Consumer/merchant tailwind — surveys show rising consumer use of generative AI as a shopping advisor, which could lift card spend, merchant partnerships and demand for Synchrony’s financing and loyalty products. Generative AI Shopping Survey
• Positive Sentiment: Solid recent results and outlook — Synchrony beat Q4 EPS expectations ($2.18 vs. $2.02) and set FY2026 EPS guidance at $9.10–$9.50, supporting the credit franchise’s earnings power and capital return capacity. MarketBeat SYF
• Neutral Sentiment: Investor outreach — Synchrony’s CFO will present at the 2026 RBC Global Financial Institutions Conference; this is routine but could provide management color on credit trends, capital and buybacks. RBC Conference Notice
• Neutral Sentiment: Dividend support — Synchrony recently paid a $0.30 quarterly dividend (annualized $1.20, ~1.8% yield), which underpins income-focused demand but is a modest yield relative to peers. Dividend Details
• Negative Sentiment: Large insider selling — multiple executives disclosed sales on Mar 2–3 totaling roughly ~$22M (notable: Brian D. Doubles ~217,554 shares, ~$14.94M). Traders often interpret concentrated insider sales as a near-term negative for sentiment until clarified. SEC filings: Brian Doubles Form 4, Darrell Owens Form 4, Brian J. Wenzel Form 4

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.