Contrasting First Resource Bancorp (OTCMKTS:FRSB) & Quaint Oak Bancorp (OTCMKTS:QNTO)

Institutional & Insider Ownership

8.6% of Quaint Oak Bancorp shares are held by institutional investors. 27.5% of Quaint Oak Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares First Resource Bancorp and Quaint Oak Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Resource Bancorp	$44.33 million	1.43	$8.16 million	$2.72	7.74
Quaint Oak Bancorp	$47.79 million	0.83	$320,000.00	$0.12	125.67

First Resource Bancorp has higher earnings, but lower revenue than Quaint Oak Bancorp. First Resource Bancorp is trading at a lower price-to-earnings ratio than Quaint Oak Bancorp, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

First Resource Bancorp has a beta of 0.08, meaning that its stock price is 92% less volatile than the S&P 500. Comparatively, Quaint Oak Bancorp has a beta of -0.08, meaning that its stock price is 108% less volatile than the S&P 500.

Profitability

This table compares First Resource Bancorp and Quaint Oak Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Resource Bancorp	18.40%	N/A	N/A
Quaint Oak Bancorp	0.67%	0.62%	0.05%

Summary

Quaint Oak Bancorp beats First Resource Bancorp on 6 of the 11 factors compared between the two stocks.

About First Resource Bancorp

First Resource Bancorp, Inc. operates as the bank holding for First Resource Bank that provides personal and business banking products and services to businesses and families primarily in the southeastern area of Pennsylvania. The company's offers savings, checking, and money market accounts, as well as certificate deposit account registry services, insured cash sweeps, certificates of deposit, and IRAs. Its loan products include commercial mortgages, construction loans, working capital credit lines, small business administration loans, commercial term loans, home equity lines of credit, fixed payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate of deposit secured installment loans, and swing loans. The company also provides personal financial statements; credit and debit cards; digital banking services; and cash management, positive pay, ACH origination, sweep/transfer of funds, ATM, over the counter checks, bill payment, wire transfer, signature guarantee/notary, safe deposit box, drive-up banking, night depository, foreign currency exchange, cashier's check, e-statements, and stop payments, as well as telephone, messaging and text, online, and mobile banking services. First Resource Bancorp, Inc. was founded in 2005 and is based in Exton, Pennsylvania.

About Quaint Oak Bancorp

Quaint Oak Bancorp, Inc. operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania. It offers various deposit products, including money market accounts, certificates of deposit, interest and non-interest-bearing checking accounts for businesses and consumers, and savings accounts. The company also provides residential and commercial mortgage loans, construction loans, commercial business loans, home equity loans, and lines of credit; mortgage banking, real estate sales, title abstract, and insurance services; and multi-state equipment financing services. It serves its customers through offices, as well as correspondence, telephone, and online banking. Quaint Oak Bancorp, Inc. was incorporated in 1926 and is headquartered in Southampton, Pennsylvania.