Kingstone Companies (NASDAQ:KINS) Stock Rating Lowered by Wall Street Zen

Kingstone Companies (NASDAQ:KINS) was downgraded by equities research analysts at Wall Street Zen from a “buy” rating to a “hold” rating in a note issued to investors on Saturday.

A number of other research analysts have also commented on the stock. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Kingstone Companies in a research report on Monday, December 29th. Zacks Research raised Kingstone Companies to a “hold” rating in a research report on Friday, February 6th. One equities research analyst has rated the stock with a Buy rating and one has assigned a Hold rating to the stock. According to data from MarketBeat, Kingstone Companies has an average rating of “Moderate Buy”.

Kingstone Companies Trading Down 3.9%

Shares of Kingstone Companies stock opened at $15.58 on Friday. Kingstone Companies has a 1 year low of $13.08 and a 1 year high of $22.40. The company’s fifty day simple moving average is $16.11 and its 200-day simple moving average is $15.21. The company has a market cap of $220.46 million, a price-to-earnings ratio of 5.52 and a beta of 0.42.

Kingstone Companies (NASDAQ:KINS) last released its earnings results on Thursday, March 5th. The insurance provider reported $1.08 EPS for the quarter, beating the consensus estimate of $1.05 by $0.03. Kingstone Companies had a net margin of 18.97% and a return on equity of 41.01%. The firm had revenue of $56.42 million during the quarter, compared to analysts’ expectations of $83.00 million. Kingstone Companies has set its FY 2026 guidance at 2.200-2.900 EPS. As a group, research analysts forecast that Kingstone Companies will post 1.4 earnings per share for the current fiscal year.

Institutional Investors Weigh In On Kingstone Companies

A number of institutional investors and hedge funds have recently made changes to their positions in the company. BNP Paribas Financial Markets boosted its holdings in Kingstone Companies by 80.1% in the third quarter. BNP Paribas Financial Markets now owns 2,287 shares of the insurance provider’s stock valued at $34,000 after acquiring an additional 1,017 shares during the last quarter. Police & Firemen s Retirement System of New Jersey acquired a new stake in Kingstone Companies in the second quarter worth about $39,000. State of Alaska Department of Revenue bought a new stake in Kingstone Companies during the 4th quarter worth about $45,000. Kestra Advisory Services LLC bought a new stake in Kingstone Companies during the 4th quarter worth about $51,000. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in Kingstone Companies during the 2nd quarter valued at about $93,000. Institutional investors own 14.91% of the company’s stock.

Key Stories Impacting Kingstone Companies

Here are the key news stories impacting Kingstone Companies this week:

• Positive Sentiment: Company reported record quarterly and full‑year results: Q4 GAAP combined ratio of 64.2%, Q4 operating diluted EPS of $1.08, FY net income up 122% and FY book value per share up 75% — metrics point to strong underwriting performance and capital growth. Kingstone Reports Record Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: EPS beat on the quarter — reported $1.08 operating EPS (GAAP diluted EPS $1.03), slightly above the $1.05 consensus — supports profitability thesis despite top‑line weakness. MarketBeat Q4 Results Summary
• Positive Sentiment: Management set an aggressive growth roadmap: targeting 16%–20% premium growth in 2026, entry into California this year, and a long‑term goal of $500M direct premiums by 2029 — initiatives that, if executed, could materially expand scale and earnings. Kingstone targets 16%-20% premium growth and California entry in 2026
• Neutral Sentiment: Management hosted an earnings call; transcripts and recaps provide detail on growth plans, capital deployment and market expansion but contained no immediate surprises beyond the press release and guidance. Investors should read the call for execution milestones. Fool Q4 2025 Earnings Call Transcript Seeking Alpha Earnings Call Transcript Yahoo Finance Call Summary
• Negative Sentiment: Revenue missed expectations materially: Q4 revenue of $56.42M vs. analyst estimate of ~$83M — the top‑line shortfall raises questions about the pace of premium realization or timing of revenue recognition. MarketBeat Q4 Results Summary
• Negative Sentiment: FY‑2026 EPS guidance set to a range of $2.20–$2.90 versus a ~$2.50 consensus — the low end looks conservative and likely disappointed traders who wanted a clearer upside baseline, contributing to selling pressure. Press Release / Slide Deck with Guidance

Kingstone Companies Company Profile

Kingstone Companies, Inc is a publicly traded property and casualty insurance holding company whose primary focus lies in personal and commercial insurance products. Through its wholly owned subsidiary, Kingstone Insurance Company, the firm underwrites a broad portfolio of property and casualty lines, including private passenger auto, homeowners, inland marine, umbrella, and various small‐commercial coverage options. Distribution is handled predominantly through a network of independent agents, allowing Kingstone to maintain strong broker relationships and responsive service for policyholders.

The company was incorporated in Delaware in 2010 and commenced operations following the acquisition of Kingstone Insurance Company in early 2011.