What is KeyCorp’s Estimate for Chime Financial Q1 Earnings?

Chime Financial, Inc. (NASDAQ:CHYM) – Analysts at KeyCorp issued their Q1 2026 EPS estimates for shares of Chime Financial in a report issued on Tuesday, March 3rd. KeyCorp analyst A. Markgraff anticipates that the company will post earnings of $0.04 per share for the quarter. KeyCorp currently has a “Overweight” rating and a $30.00 price target on the stock. KeyCorp also issued estimates for Chime Financial’s Q2 2026 earnings at $0.02 EPS, Q3 2026 earnings at $0.04 EPS, Q4 2026 earnings at $0.10 EPS, FY2026 earnings at $0.20 EPS, Q1 2027 earnings at $0.20 EPS, Q2 2027 earnings at $0.16 EPS, Q3 2027 earnings at $0.17 EPS, Q4 2027 earnings at $0.23 EPS, FY2027 earnings at $0.74 EPS and FY2028 earnings at $1.23 EPS.

Chime Financial (NASDAQ:CHYM) last released its quarterly earnings data on Wednesday, February 25th. The company reported ($0.12) earnings per share for the quarter, beating analysts’ consensus estimates of ($0.20) by $0.08. Chime Financial had a negative net margin of 46.18% and a negative return on equity of 70.35%. The company had revenue of $596.36 million during the quarter. During the same period in the previous year, the firm posted ($0.30) EPS. The firm’s quarterly revenue was up 25.5% on a year-over-year basis.

Several other analysts have also commented on the company. Rothschild & Co Redburn raised Chime Financial to a “hold” rating in a report on Monday, January 26th. The Goldman Sachs Group increased their target price on Chime Financial from $27.00 to $30.00 and gave the company a “buy” rating in a research report on Tuesday, January 6th. UBS Group lifted their price target on shares of Chime Financial from $24.00 to $27.00 and gave the company a “neutral” rating in a research note on Thursday, February 26th. Wall Street Zen raised shares of Chime Financial from a “sell” rating to a “hold” rating in a report on Sunday, February 15th. Finally, Keefe, Bruyette & Woods upgraded shares of Chime Financial from a “moderate buy” rating to a “strong-buy” rating in a research report on Thursday, February 26th. Two investment analysts have rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, five have issued a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, Chime Financial presently has a consensus rating of “Moderate Buy” and an average target price of $32.28.

Chime Financial Stock Down 3.8%

Shares of Chime Financial stock opened at $22.23 on Friday. The firm has a market cap of $8.33 billion and a PE ratio of -2.94. Chime Financial has a twelve month low of $16.17 and a twelve month high of $44.94. The business has a 50-day moving average price of $23.96 and a 200 day moving average price of $22.81.

Institutional Investors Weigh In On Chime Financial

A number of large investors have recently modified their holdings of CHYM. EverSource Wealth Advisors LLC acquired a new position in Chime Financial during the second quarter worth about $33,000. Scopus Asset Management L.P. purchased a new position in Chime Financial in the 2nd quarter worth approximately $34,000. PNC Financial Services Group Inc. purchased a new stake in shares of Chime Financial in the fourth quarter valued at approximately $25,000. Daiwa Securities Group Inc. acquired a new stake in shares of Chime Financial in the second quarter valued at approximately $40,000. Finally, Caitong International Asset Management Co. Ltd lifted its position in Chime Financial by 686.0% during the fourth quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after buying an additional 1,276 shares in the last quarter.

Insider Transactions at Chime Financial

In related news, General Counsel Adam B. Frankel sold 4,382 shares of the business’s stock in a transaction that occurred on Thursday, January 8th. The stock was sold at an average price of $27.29, for a total transaction of $119,584.78. Following the completion of the sale, the general counsel directly owned 209,500 shares in the company, valued at approximately $5,717,255. The trade was a 2.05% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CFO Matthew S. Newcomb sold 10,000 shares of the stock in a transaction on Friday, January 9th. The shares were sold at an average price of $28.01, for a total value of $280,100.00. Following the completion of the transaction, the chief financial officer directly owned 2,240,798 shares of the company’s stock, valued at approximately $62,764,751.98. This represents a 0.44% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold a total of 256,539 shares of company stock valued at $6,973,943 in the last 90 days.

Key Chime Financial News

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: KeyCorp initiated coverage with an “Overweight” rating and a $30 price target (roughly ~35% above the current price). The note includes multi‑year EPS build (FY2026–FY2028) that implies a path to positive earnings, which can attract growth/income‑oriented funds. KeyBanc Starts Chime Financial (CHYM) at Overweight
• Positive Sentiment: Hedge fund Tenzing Global disclosed a new position (450,000 shares) that increased its quarter‑end stake value by about $11.33M — a vote of confidence from an institutional buyer that can help support the share price. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares
• Neutral Sentiment: Chime presented at the Morgan Stanley TMT conference (transcript available). Investor presentations can raise awareness and lead to incremental flows, but they typically have modest near‑term impact unless new guidance is announced. Chime Financial, Inc. (CHYM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript
• Neutral Sentiment: Industry comparison / head‑to‑head write‑up is circulating; useful for context but unlikely to drive material moves by itself. Chime Financial (NASDAQ:CHYM) vs. Bgin Blockchain (NASDAQ:BGIN) Head to Head Analysis
• Neutral Sentiment: Short‑interest entries posted for early March show a “large increase” but the underlying figures report 0 shares / NaN changes — this looks like a data/reporting error. If corrected later showing real shorting, that could add volatility; for now it’s ambiguous.
• Negative Sentiment: Contextual weakness: coverage notes and filings point out CHYM is down roughly 15% since its June IPO. That longer‑term pullback may reflect investor caution around profitability timing and risk in fintech valuations, contributing to today’s downward pressure. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares

About Chime Financial

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.