Fidelity National Information Services (NYSE:FIS) versus OppFi (NYSE:OPFI) Head-To-Head Comparison

Fidelity National Information Services (NYSE:FIS) and OppFi (NYSE:OPFI) are both business services companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

Valuation & Earnings

This table compares Fidelity National Information Services and OppFi”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity National Information Services	$10.68 billion	2.48	$382.00 million	$0.73	70.47
OppFi	$525.96 million	1.49	$7.26 million	($0.75)	-12.08

Fidelity National Information Services has higher revenue and earnings than OppFi. OppFi is trading at a lower price-to-earnings ratio than Fidelity National Information Services, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Fidelity National Information Services has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500. Comparatively, OppFi has a beta of 1.73, meaning that its share price is 73% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and target prices for Fidelity National Information Services and OppFi, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity National Information Services	2	7	13	0	2.50
OppFi	1	2	1	0	2.00

Fidelity National Information Services presently has a consensus price target of $69.85, indicating a potential upside of 35.79%. OppFi has a consensus price target of $14.00, indicating a potential upside of 54.53%. Given OppFi’s higher probable upside, analysts clearly believe OppFi is more favorable than Fidelity National Information Services.

Institutional and Insider Ownership

96.2% of Fidelity National Information Services shares are held by institutional investors. Comparatively, 7.1% of OppFi shares are held by institutional investors. 0.2% of Fidelity National Information Services shares are held by insiders. Comparatively, 72.0% of OppFi shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Fidelity National Information Services and OppFi’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelity National Information Services	3.58%	21.21%	9.11%
OppFi	0.68%	55.59%	20.07%

Summary

Fidelity National Information Services beats OppFi on 9 of the 14 factors compared between the two stocks.

About Fidelity National Information Services

Fidelity National Information Services, Inc. engages in the provision of financial services technology solutions for financial institutions, businesses, and developers worldwide. It operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. The company provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. It also offers trading and asset, lending, leveraged and syndicated loan markets, and treasury and risk solutions. The company was founded in 1968 and is headquartered in Jacksonville, Florida.

About OppFi

OppFi Inc. operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc. was founded in 2012 and is headquartered in Chicago, Illinois.